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For Companies At a Glance
- Tasks: Underwrite insurance risks for charities and non-profits while ensuring profitability and compliance.
- Company: Access Insurance is a charitable-focused broker, part of Benefact Group, dedicated to social impact.
- Benefits: Enjoy 23 days annual leave, pension scheme, professional development support, and charity volunteering days.
- Why this job: Join a top-rated company with a collaborative culture, making a real difference in the community.
- Qualifications: Experience in commercial insurance and strong interpersonal skills are essential; Cert CII preferred.
- Other info: Be part of a growing team with regular social events and a commitment to staff success.
The predicted salary is between 28800 - 48000 ÂŁ per year.
Working hours:35 hours per week, Monday to Friday
Duration:Permanent
Location: South London / Hybrid
About the role
Access Insurance, who are proudly part ofBenefact Group, are looking for a Insurance Underwriterto join our Selsdonoffice.
We are seeking a motivated Scheme Underwriter to join our team. In this role, you will be responsible for underwriting insurance risks within delegated authority schemes, specifically focusing on the third sector (charities, non-profits, and voluntary organisations). You will assess, analyse, and price risks, ensuring the profitability and sustainability of the schemes while providing excellent service to our brokers and clients
Why join us?
Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK\’s top 50 Best Large Companies to Work For in 2024, we offer fantastic career and development opportunities within a rapidly growing, innovative Group—where all profits go to charity and good causes.
What you\’ll be doing
- Underwriting & Risk Assessment: Evaluate new business and renewal risks, assessing a range of third sector risks (e.g. public liability, trustee indemnity, property damage, etc.) to set terms and premiums within internal authority, referring complex cases as needed
- Scheme Management: Oversee delegated authority schemes, monitor performance metrics (e.g. loss ratios), ensure compliance, and conduct regular audits.
- Broker & Relationship Management: Maintain strong broker relationships through support and training, act as underwriting contact/ technical query referral, and collaborate with internal teams to ensure smooth operations.
- Product Development: Support the creation and refinement of our insurance products based on market trends, client needs, and legislative changes.
What you\’ll need to have
- Experience in commercial insurance
- Interpersonal skills
- Time management skills
- Written and verbal communication skills
- Organisational and scheduling skills
- Knowledge of policy and procedure processes
- Computer skills
- Decision making and problem-solving skills
- Questioning and listening skills
- Analytical and adaptable
What makes you stand out
- Preferably Cert CII or desire to complete in a short period of time
- Experience of Underwriting within Delegated Authority Schemes
- Dip CII or ACII
- History of voluntary work with the third sector
What we offer
- A competitive salary – let\’s discuss it
- 23 days annual leave plus bank holidays
- A pension scheme
- A financial support scheme to obtain professional CII qualifications (Cert CII, Dip CII, ACII)
- Regular training, personal development and structured CPD sessions
- Various “happiness” perk schemes
- An internal mentoring and support structure
- Regular social events and the opportunity to participate in fundraising and volunteering. 6 Charity days per annum
- A genuine desire to see our staff succeed, grow and progress within the company
Hear from the hiring manager
\”This is a fantastic opportunity to join a small but growing department, develop great insurance skills and service a client base that is striving to do good in the community.\”
About us
Access Insurance areChartered Insurance Brokers and specialist advisers to charities, churches and community groups.Our mission is to help all types of charities and not-for-profits manage their risks by giving specialist advice and designing bespoke insurance policies. We are a business built on social enterprise principles and values. Our culture embodies generosity in serving and giving to charitable causes. One of our key motivations for growth is to positively impact the sector through philanthropy.
Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.
We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.
At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.
If you need any additional support during the recruitment process, then please let us know.
*Directory of Social Change’s UK Guides to Company Giving 2017-26
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Insurance Underwriter employer: Access Insurance Services
Contact Detail:
Access Insurance Services Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Insurance Underwriter
✨Tip Number 1
Familiarise yourself with the specific risks associated with the third sector, such as public liability and trustee indemnity. Understanding these nuances will help you demonstrate your expertise during interviews.
✨Tip Number 2
Network with professionals in the insurance industry, especially those who work with charities and non-profits. Attend relevant events or join online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Showcase any voluntary work or experience with charities on your LinkedIn profile. This not only highlights your commitment to the sector but also aligns with the values of Access Insurance.
✨Tip Number 4
Prepare to discuss how you would manage broker relationships effectively. Think of examples where you've successfully collaborated with others, as strong interpersonal skills are crucial for this role.
We think you need these skills to ace Insurance Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in commercial insurance and underwriting. Emphasise any specific skills related to risk assessment and scheme management, as these are crucial for the role.
Craft a Compelling Cover Letter: In your cover letter, express your motivation for applying to Access Insurance and how your values align with their mission of supporting charities and non-profits. Mention any relevant qualifications like Cert CII or experience in delegated authority schemes.
Showcase Your Interpersonal Skills: Since the role involves broker and relationship management, provide examples in your application that demonstrate your strong interpersonal and communication skills. Highlight experiences where you successfully collaborated with others.
Highlight Analytical Abilities: Discuss your analytical skills and decision-making process in your application. Provide examples of how you've assessed risks and made informed decisions in previous roles, particularly in the context of insurance.
How to prepare for a job interview at Access Insurance Services
✨Understand the Third Sector
Familiarise yourself with the specific risks and challenges faced by charities and non-profits. Being able to discuss these in detail will show your understanding of the role and its importance.
✨Showcase Your Analytical Skills
Prepare examples that demonstrate your ability to assess and analyse risks effectively. Highlight any past experiences where you successfully evaluated insurance risks or managed underwriting processes.
✨Emphasise Interpersonal Skills
Since maintaining strong broker relationships is key, be ready to discuss how you've built and maintained professional relationships in previous roles. Good communication and collaboration are essential.
✨Express Your Commitment to Professional Development
Mention your desire to obtain relevant qualifications like Cert CII or your plans for continuous learning. This shows your commitment to growing within the industry and adds value to your application.
