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- Tasks: Lead the launch of a groundbreaking car finance product from concept to market.
- Company: Join Abound, a fast-growing fintech redefining consumer lending in the UK.
- Benefits: Equity ownership, hybrid work, generous holiday, and wellness perks.
- Why this job: Make a real impact in the fintech space while growing your career.
- Qualifications: 5+ years in problem-solving roles, ideally in fintech or tech startups.
- Other info: Collaborative culture with opportunities for personal and professional growth.
The predicted salary is between 36000 - 60000 £ per year.
This job is brought to you by Jobs/Redefined, the UK's leading over-50s age inclusive jobs board.
About Abound
We're redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation. And we've shown it works at scale. We've issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we're recognised as one of Europe's fastest-growing fintechs (Sifted, CNBC). Now, we're expanding into new markets and product lines - and we're looking for ambitious people who want to learn fast, take ownership, and grow with us.
About the role
We're expanding access to affordable credit and we're doing it by launching new credit products that genuinely move the needle. Our next major focus is launching a new car finance credit product, bringing Abound's unique technology to a new and complex market. As a Lead Product Manager, you will own the end-to-end delivery and success of this product - from idea to launch, and from launch to scale. This is a hands-on, high-accountability role. You'll work closely with external partners and internal teams across engineering, data science, compliance, and operations. This role is not about maintaining an existing roadmap. It's about navigating ambiguity, making pragmatic decisions, and doing whatever it takes to get a product live, working, and commercially successful.
What you'll be doing
- Launching a 0 → 1 car finance product
- Take ownership of launching a new car finance credit product, from discovery and MVP through launch and iteration
- Define clear goals and success metrics across origination, conversion, risk, and commercial viability
- Ruthlessly prioritise what matters most, focusing on speed, progress and learning over perfection
- Execution with accountability
- Drive cross-functional delivery across engineering, data science, operations, legal, and compliance
- Own delivery plans, milestones, testing, and go-live readiness - and stay close until things are actually done and working
- Step in hands-on where needed, especially during launches or live issues
- Commercial & product performance
- Own post-launch performance, proactively identifying and delivering improvements to conversion, approval rates, credit performance, and profitability
- Use data, experimentation, and judgement to diagnose issues and unlock growth
- Measure impact, challenge assumptions, and course-correct fast when things don't work
- Technical & decisioning leadership
- Work closely with engineering on APIs, integrations, decisioning flows, and data pipelines
- Partner with risk and data science teams to shape credit decisioning and policy implementation
- Be technically fluent enough to make informed trade-offs, not just relay requirements
Who you are
- 5+ years of experience solving complex problems at rapid speed, e.g. fintech or other technology startups, top-tier consulting firms or similar
- Strong experience working with B2B clients or external partners, including shaping commercial propositions and managing competing incentives
- Demonstrated commercial acumen: you can reason clearly about pricing, margins, unit economics, and growth trade-offs
- High technical fluency: comfortable discussing APIs, data models, system constraints, and implementation details
- Experience in UK consumer lending, especially car finance, is very valuable but not required
How you work (and what we value)
- You favour pragmatism over perfection: MVPs, learning fast, and iterating beat over-engineering
- You thrive in ambiguity and don't rely on rigid job descriptions to define your impact
- You take ownership, work hard when it matters and follow through until outcomes are delivered
- You operate as part of one team, helping beyond your immediate remit and caring about the success of the wider business
- You speak up, challenge constructively, and once decisions are made, commit and execute
What we offer
- Everyone owns a piece of the company - equity
- Hybrid with 3 days a week in the office
- 25 days' holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
Lead Product Manager (Car Finance) employer: Abound
Contact Detail:
Abound Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Product Manager (Car Finance)
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Abound or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the unexpected! In interviews, be ready to tackle ambiguous scenarios. Show how you can navigate uncertainty and make decisions on the fly – that’s what they’re looking for in a Lead Product Manager.
✨Tip Number 3
Show off your data skills! Be prepared to discuss how you’ve used data to drive product decisions in the past. Highlighting your technical fluency will set you apart from the crowd.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the team at Abound.
We think you need these skills to ace Lead Product Manager (Car Finance)
Some tips for your application 🫡
Show Your Passion for Product Management: When writing your application, let your enthusiasm for product management shine through. Share specific examples of how you've navigated ambiguity and taken ownership in previous roles. We want to see that you’re not just looking for a job, but that you’re excited about making a real impact with us.
Be Clear and Concise: Keep your application straightforward and to the point. Use clear language to describe your experience and achievements, especially those related to launching products or working with cross-functional teams. We appreciate brevity, so make every word count!
Highlight Your Technical Fluency: Since this role involves working closely with engineering and data science teams, it’s important to showcase your technical skills. Mention any relevant experience with APIs, data models, or decisioning flows. We want to know you can hold your own in technical discussions!
Tailor Your Application to Us: Make sure to customise your application for Abound. Reference our mission to redefine consumer lending and how your background aligns with our goals. Applying through our website is the best way to ensure your application gets the attention it deserves!
How to prepare for a job interview at Abound
✨Know Your Product Inside Out
Before the interview, make sure you understand the car finance market and Abound's unique approach to consumer lending. Familiarise yourself with their technology and how it differs from traditional lenders. This will help you demonstrate your passion and knowledge during the discussion.
✨Showcase Your Problem-Solving Skills
Prepare examples from your past experience where you've navigated ambiguity and made pragmatic decisions. Highlight situations where you took ownership of a project and drove it to success, especially in fast-paced environments like fintech or tech startups.
✨Be Ready to Discuss Metrics
Since this role involves defining goals and success metrics, come prepared to discuss how you measure success in product management. Think about conversion rates, risk assessment, and profitability, and be ready to share your insights on how to improve these metrics.
✨Demonstrate Technical Fluency
Brush up on your understanding of APIs, data models, and decisioning flows. Be prepared to discuss how you would collaborate with engineering and data science teams. Showing that you can speak their language will set you apart as a candidate who can bridge the gap between technical and commercial aspects.
