At a Glance
- Tasks: Support credit risk management and analyse client portfolios in a dynamic banking environment.
- Company: Join a leading banking firm in the heart of London.
- Benefits: Gain valuable experience, develop your skills, and work in a vibrant team.
- Why this job: Make an impact in corporate banking while enhancing your analytical skills.
- Qualifications: 1-2 years of credit analysis experience and fluency in Mandarin and English.
- Other info: Opportunity for career growth in a fast-paced financial services sector.
The predicted salary is between 36000 - 60000 Β£ per year.
My client is seeking a motivated Assistant Credit Analyst to join their dynamic team in London. This role offers a fantastic chance to contribute to critical credit risk management processes while supporting the growth of corporate banking operations. If you have hands-on credit analysis experience in a banking environment and are eager to take the next step in your career, we want to hear from you.
Location: City of London
Work style: 100% office based
Sector: Banking and financial services
Languages: Fluent Mandarin and English
Role OverviewAs an Assistant Credit Analyst, you will be a key support to the Corporate Banking and Financial Institutions team, providing comprehensive administrative and analytical support for credit applications and client portfolios. You will play a vital role in producing high quality credit analysis (including annual reviews and new transaction requests) with materials for cross border approvals required in both English and Chinese. Working closely with Relationship Managers and the Risk team, you will help balance client relationship development with robust credit risk management and regulatory compliance.
Key Responsibilities- Assist in preparing credit applications, credit ratings, and client annual review reports
- Support post drawdown monitoring of facilities and loans, including covenant checks, timely reviews, and compliance/legal issue tracking
- Continuously monitor the credit portfolio for quality changes due to counterparty or market factors, and recommend appropriate actions
- Help maintain credit risk management controls, systems, and procedures aligned with organizational, regulatory, and audit requirements
- Monitor adherence to credit limits and escalate material excesses to the Head of Corporate Banking promptly
- Stay updated on market trends in UK and international credit markets, and key developments in international business
- 1-2 years of experience in producing and presenting credit analysis within Commercial, Corporate, or Investment Banking
- Degree level education; formal credit or accounting qualifications are advantageous
- Strong technical credit analysis skills, including financial statement analysis, sector research, and financial modelling
- Knowledge of core corporate banking products from a credit risk perspective (overdrafts, syndicated lending, term loans, guarantees, LCs, etc.)
- Excellent attention to detail, ability to work under pressure, and persistence in following up critical matters
- Fluent written and spoken English and Mandarin
- Experience analyzing companies across various sectors is ideal; exposure to large corporate clients is a bonus
Mandarin Speaking Credit Analyst - Banking FTC in London employer: ABL Recruitment
Contact Detail:
ABL Recruitment Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Mandarin Speaking Credit Analyst - Banking FTC in London
β¨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who speak Mandarin. They might know about opportunities that aren't advertised yet, and a personal recommendation can go a long way.
β¨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss your experience with financial statements and credit applications. We want you to showcase your expertise and how it aligns with the role!
β¨Tip Number 3
Stay updated on market trends in both UK and international credit markets. This knowledge will not only impress interviewers but also help you understand the bigger picture of the banking industry.
β¨Tip Number 4
Apply through our website! Itβs the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and eager to join our dynamic team.
We think you need these skills to ace Mandarin Speaking Credit Analyst - Banking FTC in London
Some tips for your application π«‘
Tailor Your CV: Make sure your CV is tailored to the role of Assistant Credit Analyst. Highlight your hands-on credit analysis experience and any relevant qualifications. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit analysis and how you can contribute to our team. Donβt forget to mention your fluency in Mandarin and English, as it's key for this role.
Showcase Your Analytical Skills: In your application, be sure to showcase your technical credit analysis skills. Mention specific examples of financial statement analysis or sector research you've done. We love seeing real-world applications of your expertise!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you donβt miss out on any important updates. We can't wait to hear from you!
How to prepare for a job interview at ABL Recruitment
β¨Know Your Credit Analysis Inside Out
Make sure you brush up on your credit analysis skills before the interview. Be prepared to discuss your experience with financial statement analysis and sector research, as these are crucial for the role. Practise explaining complex concepts in simple terms, as you'll need to communicate effectively with both English and Mandarin speakers.
β¨Stay Updated on Market Trends
Familiarise yourself with current trends in the UK and international credit markets. Being able to discuss recent developments or changes in the market will show that you're proactive and engaged. This knowledge can set you apart from other candidates who may not have done their homework.
β¨Prepare for Scenario-Based Questions
Expect questions that assess how you would handle specific situations related to credit risk management. Think of examples from your past experience where you successfully managed risks or resolved compliance issues. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly.
β¨Demonstrate Attention to Detail
Since this role requires a high level of accuracy, be ready to showcase your attention to detail. Bring examples of reports or analyses you've produced that highlight your meticulousness. During the interview, make sure to listen carefully to questions and respond thoughtfully, showing that you can maintain focus under pressure.