At a Glance
- Tasks: Manage and analyse credit portfolios, monitor asset quality, and conduct stress testing.
- Company: Established international bank in London with a strong reputation.
- Benefits: Competitive salary and benefits package, fully onsite role.
- Other info: Opportunity for career growth and exposure to senior management.
- Why this job: Join a dynamic team and make an impact in credit risk management.
- Qualifications: 5-7 years in credit risk management, fluent in English and Mandarin.
The predicted salary is between 63000 - 77000 £ per year.
This is an excellent opportunity for someone with strong experience in credit portfolio management, wholesale credit risk, IFRS 9/ECL or portfolio analytics who is looking to take on broader portfolio responsibility within an international banking environment.
I'm currently working with an established international bank in London that is looking to appoint a Senior Credit Portfolio Officer to join its Credit Management Department.
This is a senior-level position covering credit portfolio monitoring, asset quality management, stress testing, IFRS 9/ECL, NPL management and credit risk reporting, with regular exposure to senior management, Head Office, auditors and regulators.
Working Style: Fully Onsite
Key Responsibilities
- Credit Portfolio Management
- Monitor and analyse the Bank's credit portfolio, including NPL ratios, concentration risk, country risk and sector exposure.
- Identify emerging credit risks, portfolio trends and early warning indicators, and support appropriate risk mitigation actions.
- Monitor portfolio performance and asset quality in line with the Bank's risk appetite.
- IFRS 9, ECL & Stress Testing
- Support credit loss estimation and provisioning under IFRS 9 / ECL.
- Work with key credit risk parameters including PD, LGD and EAD.
- Conduct portfolio stress testing, economic scenario analysis and sensitivity testing.
- Asset Quality & NPL Management
- Support the monitoring and management of NPLs and vulnerable credit exposures.
- Conduct NPL reviews and assist with the debt write-off process, ensuring internal policies and procedures are followed.
- Reporting & Governance
- Prepare credit portfolio reports and MI for senior management, Head Office and relevant committees.
- Support regulatory and audit requirements and liaise with internal/external auditors and other stakeholders.
- Assist with credit risk policies, procedures and wider Credit Management projects.
Requirements
- Minimum 5–7 years' experience in Credit Risk Portfolio Management, Credit Portfolio Analytics or a related credit risk role within commercial, corporate or investment banking.
- Strong experience with wholesale, corporate or complex credit portfolios.
- Good technical knowledge of IFRS 9, ECL, PD, LGD and EAD.
- Experience in portfolio monitoring, stress testing, credit risk analysis and reporting.
- Strong analytical and financial modelling skills, with advanced Excel; Power BI or SQL would be beneficial.
- Strong communication and stakeholder management skills.
- Fluent English and Mandarin are essential.
Mandarin Senior Credit Portfolio Officer in London employer: ABL Recruitment
ABL Recruitment is an excellent employer that values its employees by offering a hybrid working model, allowing for a balanced work-life integration. With a focus on professional development and a supportive team culture, employees are encouraged to grow their skills in a dynamic environment while enjoying the benefits of flexible working arrangements in the vibrant town of Fareham.
StudySmarter Expert Advice🤫
We think this is how you could land Mandarin Senior Credit Portfolio Officer in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like ABL Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mandarin Senior Credit Portfolio Officer in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to ABL Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on ABL Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at ABL Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with ABL Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at ABL Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former ABL Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
