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- Tasks: Conduct credit analysis and support corporate banking operations in a dynamic team.
- Company: Join a leading banking firm in the heart of London.
- Benefits: Competitive salary, career growth, and a vibrant office environment.
- Why this job: Make a real impact in credit risk management while developing your skills.
- Qualifications: 2+ years in credit analysis and fluent in Mandarin and English.
- Other info: Exciting opportunities to work with large corporate clients and enhance your financial expertise.
The predicted salary is between 39000 - 45000 £ per year.
My client is seeking a motivated Assistant Credit Analyst to join their dynamic team in London. This role offers a fantastic chance to contribute to critical credit risk management processes while supporting the growth of corporate banking operations. If you have hands-on credit analysis experience in a banking environment and are eager to take the next step in your career, we want to hear from you.
Location: City of London
Work style: 100% office based
Sector: Banking and financial services
Languages: Fluent Mandarin and English
Salary: £45,000-£50,000
Responsibilities:- Credit analysis & credit submissions
- Produce well-structured credit analysis and recommendations for a portfolio of corporate clients (annual reviews and new requests).
- Prepare credit applications, internal credit ratings and supporting analysis packs for Relationship Managers and Credit Committee processes.
- For transactions exceeding local approval authority, prepare materials to a standard suitable for both local and head-office credit committees, including bilingual documentation where required.
- Perform financial statement analysis, sector/peer research, and financial modelling to support credit decisions.
- Portfolio monitoring & post-drawdown management
- Monitor credit portfolio performance and identify deterioration risks driven by counterparty-specific or broader market developments.
- Track and manage post-drawdown conditions including covenant monitoring, review timetables, waivers, and documentation/compliance follow-ups.
- Maintain robust diary controls to ensure timely reviews, covenant checks and escalation of key issues.
- Limits, governance & controls
- Monitor adherence to approved credit limits and promptly escalate any material excesses to senior stakeholders.
- Support the maintenance and improvement of credit risk controls, systems and procedures to meet internal standards, regulatory expectations and external audit requirements.
- Maintain awareness of relevant UK and international credit market trends and events influencing credit quality.
- Stakeholder partnership
- Act as a key partner to Relationship Managers and internal Risk colleagues to balance client development with effective risk management.
- Provide reliable, business-focused administrative and analytical support to help the department meet its objectives.
- 2+ years’ experience (or equivalent) producing and presenting credit analysis within a Commercial, Corporate, or Investment Banking environment.
- Strong technical credit capability including:
- Financial statement analysis
- Sector/market research
- Financial modelling
- Working knowledge of corporate banking products from a credit risk perspective (e.g., overdrafts, term loans, syndicated lending, cash management, guarantees, letters of credit).
- Exposure to large corporate clients and multi-sector credit work (generalist approach).
- Formal credit or accounting qualifications (or progress towards).
- Mandarin (written and/or spoken), particularly for bilingual credit committee materials.
BANKING Credit Analyst with Mandarin-FTC in City of London employer: ABL Recruitment
Contact Detail:
ABL Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BANKING Credit Analyst with Mandarin-FTC in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who might know about opportunities for Credit Analysts. A friendly chat can sometimes lead to job openings that aren't even advertised.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills and understanding the latest trends in the banking industry. We recommend practising common interview questions and scenarios related to credit risk management to show you're ready to hit the ground running.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds and shows your enthusiasm.
✨Tip Number 4
Apply through our website for the best chance at landing that Credit Analyst position. We make it easy for you to showcase your skills and experience directly to hiring managers, so don’t miss out!
We think you need these skills to ace BANKING Credit Analyst with Mandarin-FTC in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of a Credit Analyst. Highlight your hands-on credit analysis experience and any relevant banking skills. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your skills can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Language Skills: Since Mandarin is a must-have for this position, make sure to highlight your language proficiency clearly. Whether it's in your CV or cover letter, we want to know how you can leverage your bilingual skills in the role.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at ABL Recruitment
✨Know Your Credit Analysis Inside Out
Make sure you brush up on your credit analysis skills before the interview. Be prepared to discuss your experience with financial statement analysis, sector research, and financial modelling. Having specific examples ready will show that you know your stuff and can apply it in real-world scenarios.
✨Show Off Your Mandarin Skills
Since this role requires fluency in Mandarin, don’t shy away from showcasing your language skills. Practice discussing credit-related topics in Mandarin, as you might be asked to present a bilingual document or explain a credit analysis in both languages during the interview.
✨Understand the Banking Landscape
Familiarise yourself with current trends in the UK and international credit markets. Being able to discuss recent developments or challenges in the banking sector will demonstrate your awareness and commitment to staying informed, which is crucial for a Credit Analyst.
✨Prepare Questions for Your Interviewers
Think of insightful questions to ask your interviewers about the team dynamics, credit risk management processes, or how they handle portfolio monitoring. This not only shows your interest in the role but also helps you gauge if the company culture aligns with your career goals.
