At a Glance
- Tasks: Underwrite and negotiate accounts while building strong relationships with clients and intermediaries.
- Company: Join a meritocratic company that values self-starters and customer commitment.
- Benefits: Negotiable salary, 25 days holiday, pension, private medical, and professional development support.
- Other info: Diverse team culture with opportunities for career advancement.
- Why this job: Make a real impact in a visible role that drives business growth and innovation.
- Qualifications: 3+ years in underwriting or broking with strong communication and analytical skills.
The predicted salary is between 50000 - 65000 £ per year.
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions. The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long‑term, profitable growth.
Responsibilities
- Underwrite, price and negotiate accounts consistent with the quality of risk and according to the company’s strategy and guidelines.
- Work to develop existing business and expansion into new product areas.
- Good understanding of policy wording & slip operative clauses.
- Create, develop and maintain relationships with intermediaries and clients.
- Develop and maintain relationships with insurers.
- Review and implement changes to existing pool of wordings.
- Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
- Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
- Achieve agreed GWP and income targets.
- Undertake data analysis and management reporting and identify any issues or opportunities.
Qualifications
You’ll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role. Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
Benefits
A negotiable basic salary coupled with all normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation). Full support for professional qualifications (including funding / study leave etc.) Access to the annual Brown & Brown Share Save Scheme.
Equal Opportunity Statement
We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
Affinity Underwriter - Employee Benefits & Affinity Team employer: 897 Brown & Brown (Europe) Limited
At Millstream, we pride ourselves on fostering a meritocratic culture that empowers self-starters and prioritises customer satisfaction. As an Affinity Underwriter in our London office, you will benefit from a competitive salary and comprehensive benefits package, including generous holiday allowance and support for professional development. Our collaborative work environment encourages innovation and growth, making it an ideal place for those looking to make a meaningful impact in the Employee Benefits and Affinity sector.
Contact Details:
897 Brown & Brown (Europe) Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Affinity Underwriter - Employee Benefits & Affinity Team
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend relevant events, and don’t be shy about introducing yourself. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with yours. We want you to show them that you’re not just a fit for the role, but also for the team!
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or use online resources to refine your answers. We believe that being well-prepared will boost your confidence and help you shine during the real deal.
✨Tip Number 4
Don’t forget to follow up after interviews! A simple thank-you email can go a long way in leaving a positive impression. We recommend expressing your appreciation and reiterating your interest in the position.
We think you need these skills to ace Affinity Underwriter - Employee Benefits & Affinity Team
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Affinity Underwriter role. Highlight your experience in underwriting, especially within A&H markets, and showcase any relevant skills that align with the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit for our team. Don’t forget to mention your commitment to customer service!
Showcase Your Achievements:When detailing your experience, focus on specific achievements that demonstrate your ability to drive profitable growth and manage relationships effectively. Numbers speak volumes, so include metrics where possible!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at 897 Brown & Brown (Europe) Limited
✨Know Your Stuff
Make sure you have a solid understanding of the A&H markets and the specific responsibilities of an Affinity Underwriter. Brush up on policy wording, slip operative clauses, and the company's strategy. This will show that you're not just interested in the role but also prepared to hit the ground running.
✨Showcase Your Communication Skills
Since strong communication is key for this role, practice articulating your thoughts clearly and confidently. Prepare examples of how you've successfully managed relationships or negotiated deals in the past. This will demonstrate your ability to influence and connect with intermediaries and clients.
✨Demonstrate Analytical Thinking
Be ready to discuss how you've used data analysis in previous roles to identify opportunities or solve problems. Think of specific instances where your analytical skills led to successful outcomes, as this aligns perfectly with the job's focus on managing the GWP pipeline and driving growth.
✨Ask Insightful Questions
Prepare thoughtful questions about the company culture, team dynamics, and future growth opportunities within the Employee Benefits & Affinity A&H portfolio. This shows your genuine interest in the role and helps you assess if the company is the right fit for you.
