Product Specialist - Payments (GTB)

Purpose of the Role

To provide data led expert oversight and check and challenge on business and compliance matters to evidence that the organisation is operating in compliance with Barclays legal, regulatory and ethical responsibilities.

Accountabilities

Identification and assessment of compliance risks through thorough reviews of business activities, changes, processes, testing and systems.

Identification and investigation of potential market abuse, including but not limited to Insider Dealing, Unlawful Disclosure, Market Manipulation or Anti Competitive Conduct.

Conduct investigation of compliance risk events or breaches.

Oversight and check and challenge of corrective actions and preventative measures to avoid future occurrences.

Implementation of compliance policies and procedures in line with regulatory requirements and ensuring that the bank's internal policies are aligned with international standards, including jurisdictional requirements.

Collaboration with 1LOD, other relevant Compliance teams and legal, and relevant risk management functions to facilitate a comprehensive approach to compliance and risk management.

Identification, investigation and oversight of potential money laundering, terrorist financing or other financial crime.

Vice President Expectations

To contribute or set strategy, drive requirements and make recommendations for change.

Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures.

If managing a team, define jobs and responsibilities, plan for the department's future needs and operations, counsel employees on performance and contribute to employee pay decisions/changes.

Lead specialists to influence the operations of a department, aligning strategic and tactical priorities, balancing short and long term goals and ensuring budgets and schedules meet corporate requirements.

Demonstrate leadership behaviours - Listen and be authentic, Energise and inspire, Align across the enterprise, Develop others - or, as an individual contributor, act as a subject matter expert within own discipline, guide technical direction, lead collaborative assignments, coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.

Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.

Manage and mitigate risks through assessment, in support of the control and governance agenda.

Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.

Collaborate with other areas of work to stay aligned with business strategies.

Create solutions based on sophisticated analytical thought, adopt and include outcomes of extensive research in problem solving processes and build trusting relationships with internal and external stakeholders to accomplish key business objectives using influencing and negotiating skills.

Key Responsibilities

• Act as the financial crime risk product expert for wire transfers and payments within Financial Crime Advisory, advising on product design, new product approvals, product enhancements, strategic change, and decommissioning activity.
• Provide practical advice on financial crime, sanctions and regulatory considerations across payment products, including Wire Transfer Regulations, payment transparency, UK Money Laundering Regulations, FATF Recommendation 16, correspondent banking obligations, and cross border payment risks.
• Challenge and support risk assessments for payment products, channels, jurisdictions, third party integrations and transformation initiatives, ensuring appropriate controls are considered across screening, monitoring, due diligence, data quality and payment transparency.
• Represent Financial Crime Advisory in product governance forums, payment risk discussions and strategic change programmes, providing clear advisory input, constructive challenge and senior management ready updates.
• Partner with Product, Technology, Operations, Compliance, Legal, Risk and Financial Crime teams to ensure payment products are commercially viable, operationally deliverable and aligned to policy, regulatory and control expectations.
• Support capability building by translating complex payment product and financial crime requirements into clear guidance, training and practical advice for stakeholders.
• Join as a Product Specialist - Payments (GTB), acting as a payments product expert within the Financial Crime Advisory team, providing specialist advice on wire transfer and payment products.

Qualifications and Experience

• Significant experience in payments, wire transfer products, product management, product risk or Financial Crime Advisory within a banking, transaction banking or payments environment.
• Deep understanding of SWIFT MT, ISO 20022, domestic and cross border payments, correspondent banking, payment transparency and financial crime risks associated with payment products.
• Experience advising on product governance, new product approvals, regulatory change, strategic transformation or payment technology initiatives.
• Strong understanding of AML, sanctions, payment screening, transaction monitoring, customer due diligence, correspondent banking and regulatory expectations relevant to payments.
• Ability to operate as a trusted advisor within an advisory team, balancing commercial objectives with regulatory, financial crime and control requirements.
• Strong stakeholder management, influencing, communication, judgement and problem solving skills, with the ability to explain complex matters clearly to senior and non technical audiences.

This role is in London.