Payments Products Specialist in London

Job Description

Purpose of the role To provide data-led expert oversight and check and challenge on business and compliance matters to evidence that the organisation is operating in a compliance with Barclays legal, regulatory and ethical responsibilities. Accountabilities Identification and assessment of compliance risks through thorough reviews of business activities, changes, processes, testing and systems to. Identification and investigation of potential market abuse, including but not limited to, Insider Dealing, Unlawful Disclosure, Market Manipulation or Anti-Competitive Conduct. Conduct investigation of compliance risk events or breaches. Oversight and check and challenge of corrective actions and preventative measures to avoid future occurrences. Implementation of compliance policies and procedures in line with regulatory requirements and ensuring that the bank’s internal policies are aligned with international standards, including jurisdictional requirements. Collaboration with 1LOD, other relevant Compliance teams and legal, and relevant risk management functions to facilitate a comprehensive approach to compliance and risk management. Identification, investigation and oversight of potential money laundering, terrorist financing or other financial crime.

Vice President Expectations

To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures.. If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counseling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.. OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.. Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment. Manage and mitigate risks through assessment, in support of the control and governance agenda. Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does. Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies. Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions. Adopt and include the outcomes of extensive research in problem solving processes. Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

Key Responsibilities

Act as the financial crime risk product expert for wire transfers and payments within Financial Crime Advisory, advising on product design, new product approvals, product enhancements, strategic change, and decommissioning activity. Provide practical advice on financial crime, sanctions, and regulatory considerations across payment products, including Wire Transfer Regulations, payment transparency, UK Money Laundering Regulations, FATF Recommendation 16, correspondent banking obligations, and cross-border payment risks. Challenge and support risk assessments for payment products, channels, jurisdictions, third-party integrations, and transformation initiatives, ensuring appropriate controls are considered across screening, monitoring, due diligence, data quality, and payment transparency. Represent Financial Crime Advisory in product governance forums, payment risk discussions, and strategic change programmes, providing clear advisory input, constructive challenge, and senior management-ready updates.

Partnering and Support

Partner with Product, Technology, Operations, Compliance, Legal, Risk and Financial Crime teams to ensure payment products are commercially viable, operationally deliverable and aligned to policy, regulatory and control expectations. Support capability building by translating complex payment product and financial crime requirements into clear guidance, training, and practical advice for stakeholders.

To be successful in this role you will have:

Significant experience in payments, wire transfer products, product management, product risk or Financial Crime Advisory within a banking, transaction banking, or payments environment. Deep understanding of SWIFT MT, ISO 20022, domestic and cross-border payments, correspondent banking, payment transparency, and financial crime risks associated with payment products. Experience advising on product governance, new product approvals, regulatory change, strategic transformation, or payment technology initiatives. An understanding of AML, sanctions, payment screening, transaction monitoring, customer due diligence, correspondent banking, and regulatory expectations relevant to payments. Ability to operate as a trusted advisor within an advisory team, balancing commercial objectives with regulatory, financial crime and control requirements. Stakeholder management, influencing, communication, judgement, and problem-solving skills, with the ability to explain complex matters clearly to senior and non-technical audiences. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.

This role based is in London. Our Work Experience is the combination of everything that's unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it's our people. Our employees are self-disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.

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