At a Glance
- Tasks: Analyse FX risks and develop credit rating models to support clients.
- Company: Dynamic fintech company with a focus on innovation and inclusivity.
- Benefits: Competitive salary, stock options, hybrid work, and opportunities for professional growth.
- Other info: Explore new projects and expand your expertise in a supportive environment.
- Why this job: Join a diverse team and make a real impact in the fast-paced world of finance.
- Qualifications: 5+ years in risk management with strong analytical and communication skills.
The predicted salary is between 60000 - 75000 £ per year.
Hybrid: 3 days in the office, 2 from home.
We are looking for a Risk Analyst who can operate at the intersection of counterparty credit risk, liquidity risk and market risk, ensuring that exposures are measured and controlled. Your role will be to help us create a risk infrastructure to allow our clients to use FX forwards to lock in a rate for a contract that they need to deliver at a later date.
What you’ll be doing:
- Helping to develop and maintain internal credit rating models.
- Assessing counterparty creditworthiness for corporates and SMEs.
- Conducting financial statement analysis and risk scoring.
- Setting and reviewing counterparty credit limits.
- Recommending collateral thresholds and margin requirements.
- Monitoring and measuring exposure on FX forward portfolios (current exposure, PFE, EAD).
- Checking volatility due to FX rate movements by mark-to-market (MTM) valuation of forward positions.
- Limiting breach review and management.
- Producing daily and monthly exposure reports.
- Escalating and managing concentration risks.
- Ensuring compliance with regulatory frameworks.
- Developing dashboards for exposure tracking and early warning indicators.
About you, you have:
- A minimum of 5 years in credit risk, counterparty risk and/or market risk; with recognised qualifications in risk management.
- Experience with FX Forward or Swaps products with a strong understanding of FX Forwards and counterparty exposure metrics (PFE, EAD, EL, etc).
- Effective communication with trading, treasury, product teams and Risk teams.
- Experience with risk systems.
- Fully Excel & Microsoft Office proficient.
- Strong analytical skills including the ability to interpret financial statements.
- Ability to operate in a fast‑scaling fintech environment.
In return for your hard work:
- Competitive Salary + stock options (after 12 months) & benefits.
- Hybrid working setup in our wonderful city‑centre office.
- We foster non‑BAU projects in our team; we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams.
- We are an equal opportunities employer.
- We make recruiting decisions based on your experience, skills and personality.
- Our passion and focus will always be to work with the best people.
- We’re creating services for everyone, so it’s imperative we work with everyone.
- Our diverse team has been the foundation of our success in building more efficient products, making better decisions and establishing an all‑inclusive place to work.
- Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.
FX Risk Analyst in London employer: 3S Money
As a leading fintech company, we offer an exceptional work environment that promotes innovation and professional growth. Our hybrid working model allows for flexibility while our city-centre office provides a vibrant atmosphere for collaboration. With competitive salaries, stock options, and a commitment to diversity and inclusion, we empower our employees to explore new avenues and expand their expertise in the dynamic field of FX risk management.
StudySmarter Expert Advice🤫
We think this is how you could land FX Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like 3S Money. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace FX Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to 3S Money.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on 3S Money's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at 3S Money
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with 3S Money.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at 3S Money will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former 3S Money employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
