At a Glance
- Tasks: Analyse FX risks and develop credit rating models to support clients in securing contracts.
- Company: Dynamic fintech company with a focus on innovation and inclusivity.
- Benefits: Competitive salary, stock options, hybrid work, and opportunities for professional growth.
- Other info: Explore new projects and expand your expertise in a supportive environment.
- Why this job: Join a diverse team and make a real impact in the fast-paced world of finance.
- Qualifications: 5+ years in risk management with strong analytical and communication skills.
The predicted salary is between 60000 - 75000 € per year.
Hybrid: 3 days in the office, 2 from home.
We are looking for a Risk Analyst who can operate at the intersection of counterparty credit risk, liquidity risk and market risk, ensuring that exposures are measured and controlled. Your role will be to help us create a risk infrastructure to allow our clients to use FX forwards to lock in a rate for a contract that they need to deliver at a later date.
What you’ll be doing:
- Helping to develop and maintain internal credit rating models.
- Assessing counterparty creditworthiness for corporates and SMEs.
- Conducting financial statement analysis and risk scoring.
- Setting and reviewing counterparty credit limits.
- Recommending collateral thresholds and margin requirements.
- Monitoring and measuring exposure on FX forward portfolios (current exposure, PFE, EAD).
- Checking volatility due to FX rate movements by mark-to-market (MTM) valuation of forward positions.
- Limiting breach review and management.
- Producing daily and monthly exposure reports.
- Escalating and managing concentration risks.
- Ensuring compliance with regulatory frameworks.
- Developing dashboards for exposure tracking and early warning indicators.
About you, you have:
- A minimum of 5 years in credit risk, counterparty risk and/or market risk; with recognised qualifications in risk management.
- Experience with FX Forward or Swaps products with a strong understanding of FX Forwards and counterparty exposure metrics (PFE, EAD, EL, etc).
- Effective communication with trading, treasury, product teams and Risk teams.
- Experience with risk systems.
- Fully Excel & Microsoft Office proficient.
- Strong analytical skills including the ability to interpret financial statements.
- Ability to operate in a fast‑scaling fintech environment.
In return for your hard work:
- Competitive Salary + stock options (after 12 months) & benefits.
- Hybrid working setup in our wonderful city‑centre office.
- We foster non‑BAU projects in our team; we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams.
We are an equal opportunities employer. We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundation of our success in building more efficient products, making better decisions and establishing an all‑inclusive place to work. Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.
FX Risk Analyst employer: 3S Money
As a leading fintech company, we pride ourselves on being an excellent employer by offering a dynamic hybrid working environment that promotes work-life balance and professional growth. Our commitment to fostering a diverse and inclusive culture ensures that every team member can thrive while contributing to innovative projects that shape the future of FX risk management. With competitive salaries, stock options, and opportunities for skill expansion, we empower our employees to reach their full potential in a supportive and collaborative atmosphere.
StudySmarter Expert Advice🤫
We think this is how you could land FX Risk Analyst
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method to structure your answers, so you can showcase your skills and experiences effectively. Remember, confidence is key!
✨Showcase Your Skills
Create a portfolio or a presentation that highlights your achievements and skills relevant to the FX Risk Analyst role. We love seeing real examples of your work, so don’t hold back! This can really set you apart from other candidates.
✨Apply Through Our Website
Make sure to apply directly through our website for the best chance at landing the job. We keep an eye on applications that come through our platform, and it shows you’re genuinely interested in joining our team. Let’s get you on board!
We think you need these skills to ace FX Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the FX Risk Analyst role. Highlight your experience in credit risk, counterparty risk, and market risk, and don’t forget to mention any relevant qualifications. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about risk management and how your background makes you a perfect fit for our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills:Since this role requires strong analytical skills, make sure to include examples of how you've interpreted financial statements or assessed creditworthiness in your application. We want to see your thought process and how you tackle challenges!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at 3S Money
✨Know Your Risk Metrics
Make sure you brush up on key risk metrics like PFE, EAD, and EL. Being able to discuss these confidently will show that you understand the core of the role and can hit the ground running.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with financial statement analysis. Bring examples of how you've assessed creditworthiness in the past, as this will demonstrate your analytical prowess and relevance to the job.
✨Familiarise Yourself with FX Products
Since the role involves FX forwards and swaps, make sure you’re well-versed in these products. Be ready to explain how you’ve used them in previous roles and how they relate to counterparty exposure metrics.
✨Communicate Effectively
Practice articulating complex risk concepts in simple terms. The ability to communicate effectively with trading, treasury, and product teams is crucial, so think of examples where you’ve successfully collaborated across departments.
