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- Tasks: Analyse and manage risks in FX forwards to support international business banking.
- Company: Join 3S Money, a dynamic fintech reinventing global banking since 2018.
- Benefits: Competitive salary, stock options, hybrid work, and opportunities for professional growth.
- Why this job: Make a real impact in a high-energy team while developing your risk management skills.
- Qualifications: 5+ years in credit or market risk with strong analytical and communication skills.
- Other info: Diverse and inclusive culture focused on collaboration and personal development.
The predicted salary is between 36000 - 60000 £ per year.
Hybrid working: up to 2 working days per week.
We are looking for a Risk Analyst who can operate at the intersection of counterparty credit risk, liquidity risk and market risk, ensuring that exposures are measured and controlled. Your role will be to help us create a risk infrastructure to allow our clients to use FX forwards to lock in a rate for a contract that they need to deliver at a later date.
Our mission at 3S Money is to reinvent international business banking. Founded in 2018, our mission is to help growing businesses send, receive and exchange money in over 190 countries. With offices in seven countries and over 200 employees, you’ll be joining a high-energy, high-impact team that’s achieved profitability and has a wealth of opportunity ahead.
Our culture at 3S Money is based on caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.
What you’ll be doing:
- Helping to develop and maintain internal credit rating models.
- Assessing counterparty creditworthiness for corporates and SMEs.
- Conducting financial statement analysis and risk scoring.
- Setting and reviewing counterparty credit limits.
- Recommending collateral thresholds and margin requirements.
- Monitoring and measuring exposure on FX forward portfolios (current exposure, PFE, EAD).
- Checking volatility due to FX rate movements by mark-to-market (MTM) valuation of forward positions.
- Limiting breach review and management.
- Producing daily and monthly exposure reports.
- Escalating and managing concentration risks.
- Ensuring compliance with regulatory frameworks.
- Developing dashboards for exposure tracking and early warning indicators.
About you, you have:
- A minimum of 5 years in credit risk, counterparty risk and/or market risk; ideally with recognised qualifications in risk management.
- Experience with FX Forward or Swaps products with a strong understanding of FX Forwards and counterparty exposure metrics (PFE, EAD, EL, etc).
- Effective communication with trading, treasury, product teams and Risk teams.
- Experience with risk systems.
- Fully proficient in Excel & Microsoft Office.
- Strong analytical skills, including the ability to interpret financial statements.
- Ability to operate in a fast-scaling fintech environment.
In return for your hard work:
- Competitive Salary + stock options (after 12 months) & benefits.
- Hybrid working setup in our wonderful city-centre office.
- We foster non-BAU projects in our team, we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams.
Our commitment to you:
We are an equal opportunities employer. We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundations to our success in building more efficient products, making better decisions and establishing an all-inclusive place to work. Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.
FX Forwards Risk Analyst employer: 3S Money
Contact Detail:
3S Money Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land FX Forwards Risk Analyst
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common questions. We recommend using the STAR method to structure your answers – it helps you showcase your skills and experiences effectively. Remember, confidence is key!
✨Showcase Your Skills
Don’t just talk about your experience; show it! Bring along a portfolio or examples of your work to interviews. If you’ve developed any dashboards or reports, we want to see them! This will help you stand out from the crowd.
✨Apply Through Our Website
When you find a role that excites you, apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are genuinely interested in joining our team at 3S Money.
We think you need these skills to ace FX Forwards Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of FX Forwards Risk Analyst. Highlight your experience in credit risk, counterparty risk, and market risk, and don’t forget to mention any relevant qualifications. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about risk management and how you can contribute to our mission at 3S Money. Be genuine and let your personality come through – we love to see that!
Showcase Your Analytical Skills: Since this role involves a lot of financial statement analysis and risk scoring, make sure to provide examples of how you've successfully used your analytical skills in past roles. We’re keen to see how you approach problem-solving and decision-making.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re serious about joining our team at 3S Money!
How to prepare for a job interview at 3S Money
✨Know Your Risk Metrics
Make sure you brush up on key risk metrics like PFE, EAD, and EL. Being able to discuss these confidently will show that you understand the core of the role and can contribute from day one.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with financial statement analysis. Bring examples of how you've assessed creditworthiness in the past, as this will demonstrate your analytical prowess and relevance to the position.
✨Familiarise Yourself with FX Forwards
Since the role focuses on FX forwards, make sure you understand how they work and their implications for counterparty risk. Being able to explain this clearly will impress the interviewers and show your genuine interest in the field.
✨Communicate Effectively
Practice articulating your thoughts clearly and concisely. Given the collaborative culture at 3S Money, being able to communicate effectively with various teams is crucial. Think of examples where you've successfully collaborated in a team setting.