We are seeking an experienced AML Officer to support the company’s UK regulatory and anti-money laundering framework.
The successful candidate will hold, or be capable of obtaining, the appropriate UK Gambling Commission Personal Management Licence (PML) and will take responsibility for the company's day-to-day AML oversight, suspicious activity reporting framework and associated regulatory obligations.
The role requires strong practical knowledge of the UK gambling sector, UKGC requirements, AML/CTF legislation and risk-based compliance.
Key Responsibilities
- Act as the company's Nominated Officer for AML purposes.
- Hold or obtain the appropriate UKGC Personal Management Licence (PML).
- Oversee the company's AML and counter-terrorist financing framework.
- Maintain and periodically review the company's AML risk assessment, policies, procedures and controls.
- Review internal suspicious activity reports and determine whether external disclosure to the National Crime Agency (NCA) is required.
- Submit SARs where appropriate and maintain appropriate records of decisions and supporting rationale.
- Provide advice and guidance to management and operational teams regarding AML, sanctions, customer risk and suspicious activity.
- Monitor compliance with applicable UKGC Licence Conditions and Codes of Practice, AML legislation and relevant UKGC guidance.
- Review higher-risk customers, transactions and activity requiring enhanced AML consideration.
- Support the development of proportionate CDD, EDD and Source of Funds / Source of Wealth procedures.
- Review AML alerts, escalations and unusual transaction patterns.
- Ensure AML decisions are documented clearly and supported by appropriate evidence.
- Assist with regulatory submissions, key events and information requests where relevant to the role.
- Support and participate in UKGC compliance assessments, audits and regulatory reviews.
- Work with Compliance, Operations, Payments, Safer Gambling, Fraud and senior management to ensure regulatory controls operate effectively.
- Assist with AML training and ensure relevant employees understand their obligations and escalation responsibilities.
- Monitor regulatory developments and recommend changes to policies, procedures and systems where required.- Provide regular AML reporting and management information to senior management and the Board.
- Maintain appropriate independence and escalation routes for material compliance concerns.
Required Experience
- Strong experience in AML, financial crime or regulatory compliance.
- Good working knowledge of UK AML/CTF requirements.
- Experience applying a risk-based AML framework in a regulated environment.
- Strong understanding of CDD, EDD, Source of Funds, Source of Wealth, sanctions screening and suspicious activity reporting.
- Experience reviewing complex customer or transactional activity and making documented risk decisions.
- Ability to communicate effectively with senior management, regulators and operational teams.
- Strong written skills and the ability to produce clear regulatory documentation and decision records.
- High level of integrity, judgement and attention to detail.
Preferred Experience
- Previous experience within online gambling, sportsbook or casino.
- Previous experience as an MLRO, Deputy MLRO, Nominated Officer or senior AML professional.
- Existing UKGC Personal Management Licence.
- Previous involvement in a UK Gambling Commission compliance assessment or audit.Experience dealing directly with the UKGC and/or NCA.
- Experience working within a technology-led or multi-brand gambling environment.
- Familiarity with gambling-specific risks including customer affordability, payment risks, value cycling, third-party funding and unusual betting or withdrawal activity.
Key Skills and Competencies
The successful candidate should demonstrate:
- Sound regulatory judgement.- Strong analytical and investigative skills.
- A practical and proportionate approach to AML risk.
- Ability to distinguish genuine financial crime risk from normal customer behaviour.
- Confidence challenging decisions where regulatory concerns arise.
- Strong organisational and record-keeping skills.
- Ability to manage regulatory deadlines and competing priorities.
- Ability to work independently while collaborating effectively with the wider compliance and management teams.
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