Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess finance applications and manage the underwriting process from start to finish.
- Company: Dynamic finance company focused on innovation and customer service.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Why this job: Join a team that values your input and helps you grow in the finance sector.
- Qualifications: 2+ years in HPP/residential mortgages and BTL finance with underwriting experience.
- Other info: Collaborative environment with a focus on continuous improvement and training.
The role of Underwriter is to assess new Buy to Let (BTL) or Home Purchase Plans (HPP) finance applications to ensure that they meet credit policy. Responsibilities include:
- Underwriting the finance and managing from application through to offer and assisting with completion as necessary, ensuring credit risk is managed and deadlines met.
- Underwriting allocated finance applications to offer within assigned mandate level and agreed service standards, requesting further information from relevant stakeholders where required and verifying this on receipt.
- Offering finance to approved applicant(s), within assigned mandate level and agreed service standards, requesting any outstanding information if required and verifying it on receipt.
- Being proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
- Liaising with Internal and External Introducers as necessary.
- Keeping all internal systems up to date, inclusive of effective record keeping and accurate notes.
- Providing excellent communication links between customers and external providers.
- Managing pipeline of cases from application to offer.
- Ensuring documentation is collated and stored in line with Company policies.
- Ensuring that the business is performing efficiently, suggesting process improvements that will not detract from managing credit risk.
- Providing training to colleagues to ensure knowledge is shared.
- Ability to work efficiently whilst maintaining accuracy and a high quality of work under pressure to meet tight deadlines.
- Ensuring a good understanding of all the company’s policies, procedures and compliance guidelines, installing the principles in daily practice to protect the company from any associated risks.
- Working with Business Development Managers and Administration teams to ensure new and existing relationships with introducers are proactively maintained.
- Liaising with Internal and External Credit Committees to ensure any questions are answered promptly and accurately.
- Monitoring and reviewing existing finance deals, regular reporting to credit committee.
- Assisting the Customer Services Team post completion, when required.
REQUIRED:
- Minimum of 2 years’ experience within HPP / residential mortgages, and BTL finance with an underwriting mandate.
- Ideally additional mandated experience with Bridging or commercial property finance.
Underwriter in Solihull employer: 2mrw Group
Contact Detail:
2mrw Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Solihull
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and underwriting sectors. Attend industry events or webinars to meet potential employers and get your name out there. Remember, sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of FCA/PRA regulations. Be ready to discuss how you’ve managed credit risk in past roles. Show them you’re not just a candidate, but the right fit for their team!
✨Tip Number 3
Don’t forget to follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm for the role and reinforces your professionalism.
✨Tip Number 4
Check out our website for job openings! We’re always looking for talented individuals like you. Applying directly through our site can give you an edge, as we prioritise candidates who show genuine interest in our company.
We think you need these skills to ace Underwriter in Solihull
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience with BTL and HPP finance, and don’t forget to mention any relevant underwriting mandates you've held. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention specific examples of how you've managed credit risk and met deadlines in previous roles. We love a good story that showcases your skills!
Show Off Your Knowledge: We’re keen on candidates who know their stuff about FCA/PRA regulations. Make sure to include any relevant training or certifications in your application. This shows us you’re serious about compliance and ready to hit the ground running!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to keep track of your application and ensures you get all the updates. Plus, it shows you’re keen on joining the StudySmarter family!
How to prepare for a job interview at 2mrw Group
✨Know Your Stuff
Make sure you brush up on your knowledge of FCA/PRA regulations and the specifics of Buy to Let and Home Purchase Plans. Being able to discuss these topics confidently will show that you're serious about the role and understand the industry.
✨Showcase Your Problem-Solving Skills
Prepare examples of how you've proactively suggested solutions to potential issues in past roles. This is key for an Underwriter, as you'll need to demonstrate your ability to manage credit risk while still meeting deadlines.
✨Communication is Key
Think about how you can effectively communicate with both internal teams and external introducers. Be ready to discuss how you've maintained relationships in previous positions and how you plan to do so in this role.
✨Be Ready to Discuss Process Improvements
Have a few ideas in mind about how you could improve existing processes without increasing risk. This shows that you're not just a follower of procedures but someone who actively seeks to enhance efficiency.
