Responsibilities
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets. Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Background/Experience
- 6 + years experience in financial services as a Credit Underwriter or Credit Analyst.
- Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions.
- A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement.
- A grasp of multiple industries and geographies and its current business environment is an advantage.
- Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
- A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
- Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude.
- Can effectively collaborate at all levels.
Risk Underwriter employer: 2mrw Group
Join a leading financial services organisation that prioritises innovation and employee development in a dynamic and highly regulated environment. As an Infrastructure Engineer, you'll benefit from a collaborative work culture that encourages mentorship and professional growth, while playing a crucial role in maintaining critical technology platforms. With access to cutting-edge technologies and a commitment to security and reliability, this is an excellent opportunity for those looking to make a meaningful impact in the fintech sector.
