At a Glance
- Tasks: Develop and enhance underwriting principles for automated credit portfolio management.
- Company: Dynamic financial services firm focused on innovation and teamwork.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on continuous learning and development.
- Why this job: Join a team that shapes the future of credit risk management and makes impactful decisions.
- Qualifications: 6+ years in financial services with strong analytical and communication skills.
The predicted salary is between 55000 - 65000 £ per year.
Responsibilities
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets. Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
- Background/Experience
- 6 + years experience in financial services as a Credit Underwriter or Credit Analyst.
- Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions.
- A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement.
- A grasp of multiple industries and geographies and its current business environment is an advantage.
- Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
- A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
- Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude.
- Can effectively collaborate at all levels.
- #J-18808-Ljbffr
Risk Underwriter in London employer: 2mrw Group
Join a leading financial services organisation that prioritises innovation and employee development in a dynamic and highly regulated environment. As an Infrastructure Engineer, you'll benefit from a collaborative work culture that encourages mentorship and professional growth, while playing a crucial role in maintaining critical technology platforms. With access to cutting-edge technologies and a commitment to security and reliability, this is an excellent opportunity for those looking to make a meaningful impact in the fintech sector.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Underwriter in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like 2mrw Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Risk Underwriter in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to 2mrw Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on 2mrw Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at 2mrw Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with 2mrw Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at 2mrw Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former 2mrw Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
