High Net Worth Underwriter

High Net Worth Underwriter

Full-Time No working from home possible
Team - Underwriting & Claims Working Pattern - Remote / Home-based or Vitality offices (London, Bournemouth, Stockport). Full time, 37.5 hrs/week.

We are happy to discuss flexible working!

Top 3 skills needed for this role:
  • Expert Large-Case Underwriting
  • Stakeholder Influence & Relationship Building
  • Strategic Problem Solver
What this role is all about:

To implement VitalityLife's High Net Worth (HNW) underwriting proposition so that we develop a market-leading reputation for underwriting delivery, innovation and excellence.

Key Actions
  • Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
  • Partner closely with brokers and advisers to guide large cases smoothly through the underwriting journey, offering clarity, confidence, and expert support.
  • Collaborate with reinsurers to secure successful placement of business and maintain strong, credible working relationships.
  • Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
  • Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
  • Mentor and support less experienced underwriters, contributing to a high performing and collaborative underwriting function.
  • Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market leading offering.
What do you need to thrive?
  • Extensive experience underwriting large or complex HNW cases, with strong financial and medical underwriting knowledge.
  • The confidence and credibility to build strong relationships with advisers, brokers, and reinsurers.
  • A solutions focused mindset with the ability to tackle complex problems and think creatively about risk.
  • Strong communication and influencing skills, able to guide stakeholders through challenging decisions or cases.
  • Proven ability to mentor others and contribute to a culture of continuous learning and development.
  • Comfort working independently and making informed decisions, while also collaborating effectively across teams.
  • Solid working knowledge of Microsoft Office and the organisational skills required to manage high value cases with precision.
So, what's in it for you?
  • Bonus Schemes - A bonus that regularly rewards you for your performance
  • A pension of up to 12% - We will match your contributions up to 6% of your salary
  • Our award winning Vitality health insurance - With its own set of rewards and benefits
  • Life Assurance - Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

We will:
  • Help you to be the healthiest you've ever been
  • Create an environment that embraces you as you are and enables you to be your best self
  • Give you flexibility on how, where and when you work
  • Help you advance your career by playing you to your strengths
  • Give you a voice to help our business grow and make Vitality a great place to be
  • Give you the space to try, fail and learn
  • Provide a healthy balance of challenge and support
  • Recognise and reward you with a competitive salary and amazing benefits
  • Be there for you when you need us
  • Provide opportunities for you to be a force for good in society

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

High Net Worth Underwriter employer: 慨正橡扯

At 慨正橡扯, we pride ourselves on being an exceptional employer that champions innovation and collaboration in the field of Behavioral Economics and Retirement Research. Our hybrid working model not only offers flexibility but also nurtures a vibrant work culture where employees are encouraged to grow and develop their skills through meaningful projects and leadership opportunities. Join us in Europe, where your expertise will directly contribute to enhancing investor outcomes and shaping impactful business strategies.

Contact Details:

慨正橡扯 Recruitment Team