Senior Backend Engineer, Fraud & Risk Engine

Senior Backend Engineer, Fraud & Risk Engine

Full-Time 87000 - 111000 £ / year (est.) Home office (partial)

At a Glance

  • Tasks: Build a fraud engine to enhance product features while managing risk and cost.
  • Company: Join Wise, a leader in secure money transfer solutions.
  • Benefits: Competitive salary, RSUs, and a culture of continuous learning.
  • Other info: Collaborative environment with opportunities for mentorship and growth.
  • Why this job: Make a real impact by preventing fraud and ensuring secure transactions.
  • Qualifications: Experience with distributed systems and proficiency in Java or similar languages.

The predicted salary is between 87000 - 111000 £ per year.

Job Description

Team you will be working with

Receive Risk

The Receive Risk team is part of Acquiring Squad, in the Global Product tribe, dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products.

We build smart fraud detection and prevention systems to stop scammers and fraudsters from exploiting Wise or defrauding our customers.

Supporting our full suite of Acquiring products - Quick Pay, Payment links, Invoices, e-commerce, and more - we work closely with our financial crime teams to strike the perfect balance: seamless experiences for legitimate users, strong barriers against bad actors.

What will you be working on?

We're looking for a Backend Engineer to build a fraud engine that will help us ship new products and features quickly while keeping risk and cost low.

This will involve working closely with Product, Data Science, Fraud Prevention Analysts and our Fraud agents to strike the right balance between scaling quickly and mitigating risk efficiently.

What do you need?

  • Hands-on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
  • Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
  • Strong product-oriented mindset, with end-to-end ownership of features and close collaboration across teams.
  • Proficiency in Java (preferred) or solid experience with similar backend programming languages.
  • Familiarity with messaging systems such as Kafka or Rabbit MQ, and strong knowledge of relational databases (SQL).
  • Excellent communication and collaboration skills, combined with a growth mindset and focus on delivering user and business value.

Nice to Have

  • Understanding of basic machine learning concepts and experience building data pipelines.
  • Mentorship experience, helping team members grow and contributing to a culture of continuous learning.

What do we offer

  • Starting salary: £87,000 - £111,000 + RSU
  • Wise Benefits
  • #J-18808-Ljbffr

Senior Backend Engineer, Fraud & Risk Engine employer: 慨正橡扯

At Third Bridge, we are not just offering a job; we are providing a career launchpad in a vibrant and fast-paced environment. With a strong focus on employee growth, our Client Services Associate role allows you to develop essential skills while working with top-tier clients, all within a supportive culture that values work-life balance and personal development. Join us to accelerate your career and enjoy comprehensive benefits, including generous vacation days and the flexibility to work from anywhere for a month each year.

Contact Details:

慨正橡扯 Recruitment Team

We think you need these skills to ace Senior Backend Engineer, Fraud & Risk Engine

Distributed Systems
Microservices Architecture
Backend Services
High-Performance Systems
Low-Latency Systems
Java
Messaging Systems (Kafka, RabbitMQ)