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- Tasks: Assess SME loan applications and conduct risk assessments with a keen eye for detail.
- Company: Join a market-leading company in Altrincham, specialising in business loans up to £750,000.
- Benefits: Enjoy a competitive salary, hybrid working, generous holiday, and your birthday off!
- Why this job: Advance your career in a dynamic team with genuine progression opportunities and a positive impact.
- Qualifications: Two years of underwriting experience and strong communication skills are essential.
- Other info: No weekends or late nights; office hours are Monday to Friday.
The predicted salary is between 25800 - 28680 £ per year.
Are you an experienced Credit Underwriter looking for an exciting opportunity with a market-leading company? Our client, based in the heart of Altrincham, specialises in providing business loans up to £750,000. Due to their ongoing growth, they are seeking a talented Credit Underwriter to join their dynamic team. This role offers a competitive salary ranging from £30,000 to £33,000, depending on experience. You\’ll enjoy a generous holiday package, including 20 days of annual leave, which increases to 25 days with service, plus 8 Bank Holidays and your birthday off. With genuine career progression opportunities, this role is perfect for someone looking to advance their career in credit underwriting. As a Credit Underwriter, you\’ll be responsible for: Assessing the risks of SME loan applications with objective and independent judgment. Ensuring compliance with Credit Policy, guidelines, and processes. Obtaining and reviewing credit information on businesses and Beneficial Owners. Conducting risk assessments considering lender guidelines and market trends. Adhering to AML, KYC, and KYB policies. Working within agreed timelines for credit proposals and reviews. Coordinating effectively with colleagues across various teams. Package and Benefits: The Credit Underwriter role comes with a fantastic package: Annual salary of £30,000 – £33,000, dependent on experience. Hybrid working after 6 month probation – 2 days from home. 20 days holiday, increasing to 25 days with service, plus 8 Bank Holidays. Your birthday off every year. Genuine career progression opportunities. Office hours from Monday to Friday, with no weekends or late nights. The ideal Credit Underwriter will have: At least two years of underwriting experience in a Consumer or SME environment. A broad understanding of SMEs and current market trends. Practical knowledge of KYC, AML, and KYB requirements. Strong communication skills and the ability to build relationships. Excellent attention to detail and accountability. A proactive, team-oriented attitude and drive to succeed. High personal and professional integrity. If you have experience or interest in roles such as Loan Underwriter, Risk Analyst, Credit Analyst, Financial Underwriter, or Lending Specialist, this Credit Underwriter position could be the perfect fit for you. If you\’re ready to take the next step in your career as a Credit Underwriter, this opportunity with our client in Altrincham could be just what you\’re looking for. Apply now and become part of a team that\’s making a real difference in the world of business finance. Alternatively please call Jenni on 01614166135 for more information. JL_FIN TPBN1_UKTJ
Credit Investigator employer: All The Top Bananas
Contact Detail:
All The Top Bananas Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Investigator
✨Tip Number 1
Familiarise yourself with the latest trends in SME lending and credit underwriting. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role and the industry.
✨Tip Number 2
Network with professionals in the credit underwriting field, especially those who work in SMEs. Engaging with them on platforms like LinkedIn can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples from your previous experience that highlight your skills in risk assessment and compliance with KYC, AML, and KYB policies. Real-life scenarios can make a strong impression.
✨Tip Number 4
Showcase your communication skills by being clear and concise in all interactions with the company. Whether it's during a phone call or an interview, effective communication is key in building relationships within the team.
We think you need these skills to ace Credit Investigator
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in credit underwriting, particularly any work with SMEs. Use specific examples to demonstrate your skills in risk assessment and compliance with KYC, AML, and KYB policies.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your understanding of current market trends and how your proactive attitude aligns with their team-oriented culture.
Highlight Relevant Skills: In your application, emphasise your strong communication skills and attention to detail. Provide examples of how you've successfully built relationships in previous roles, as this is crucial for the Credit Underwriter position.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your professionalism and attention to detail, which are key traits for a Credit Underwriter.
How to prepare for a job interview at All The Top Bananas
✨Know Your Credit Policies
Familiarise yourself with the company's credit policies and guidelines before the interview. This will show that you understand the importance of compliance and can assess risks effectively.
✨Demonstrate Your Experience
Be prepared to discuss your previous underwriting experience in detail. Highlight specific examples where you've successfully assessed loan applications and adhered to KYC, AML, and KYB requirements.
✨Showcase Your Communication Skills
As a Credit Underwriter, strong communication is key. Practice articulating your thoughts clearly and confidently, especially when discussing complex financial concepts or risk assessments.
✨Ask Insightful Questions
Prepare thoughtful questions about the company’s approach to credit underwriting and market trends. This demonstrates your genuine interest in the role and helps you gauge if the company aligns with your career goals.
