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For Companies At a Glance
- Tasks: Analyse financial data to assess credit risks and support decision-making.
- Company: Join a medium-sized retail organisation known for tailored financial solutions.
- Benefits: Enjoy hybrid working, competitive salary, job security, and career progression.
- Why this job: Be part of a dynamic team impacting the retail industry's financial operations.
- Qualifications: Strong background in financial analysis and experience in banking or finance required.
- Other info: This permanent role is based in Camberley, offering a supportive work environment.
The predicted salary is between 39000 - 52000 £ per year.
The role of Credit Analyst in the retail industry involves assessing financial data to evaluate credit risks and supporting decision-making within the banking & financial services department. This permanent position in Camberley offers a fantastic opportunity to contribute to a key function of the business.
Client Details
The employer is a medium-sized organisation operating in the retail industry, with a focus on providing financial services to its customers. They are known for their strong presence in the market and commitment to delivering tailored solutions.
Description
- Analyse financial statements and credit data to assess risk profiles.
- Prepare detailed credit reports to support decision-making processes.
- Collaborate with internal teams to ensure accurate and timely credit assessments.
- Monitor existing credit accounts to identify potential risks or issues.
- Provide recommendations on credit limits and terms for new and existing clients.
- Ensure compliance with internal policies and external regulations.
- Assist in the development of strategies to mitigate credit risks.
- Maintain up-to-date knowledge of industry trends and market conditions.
Profile
A successful Credit Analyst should have:
- A strong background in financial analysis or a related field.
- Proficiency in interpreting financial statements and credit data.
- Experience in the banking & financial services sector or similar industries.
- Excellent attention to detail and problem-solving skills.
- Knowledge of relevant compliance and regulatory requirements.
- Effective communication skills to liaise with internal and external stakeholders.
- Capability to work both independently and collaboratively.
Job Offer
- A competitive salary of approximately £45,000 – £60,000
- Hybrid working arrangements for improved work-life balance.
- A permanent role offering job security and career progression opportunities.
- A supportive and professional work environment in Camberley.
- Exposure to the retail industry and its dynamic financial operations.
If you are ready to take the next step in your career as a Credit Analyst, apply now to join a leading organisation in the banking & financial services sector.
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Senior Credit Analyst employer: Michael Page
Contact Detail:
Michael Page Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Analyst
✨Tip Number 1
Familiarise yourself with the specific financial metrics and credit assessment tools used in the retail industry. This knowledge will not only help you understand the role better but also allow you to speak confidently about how you can contribute to the team during interviews.
✨Tip Number 2
Network with professionals already working in the banking and financial services sector, especially those in credit analysis roles. Engaging with them on platforms like LinkedIn can provide insights into the company culture and expectations, which can be invaluable during your application process.
✨Tip Number 3
Stay updated on the latest trends and regulations affecting the retail finance sector. Being knowledgeable about current events and changes in compliance can set you apart as a candidate who is proactive and well-informed.
✨Tip Number 4
Prepare to discuss real-life scenarios where you've successfully assessed credit risks or made recommendations based on financial data. Having concrete examples ready will demonstrate your expertise and problem-solving skills during the interview.
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in financial analysis and credit assessment. Use specific examples that demonstrate your proficiency in interpreting financial statements and credit data, as well as your attention to detail.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your skills align with the job requirements, particularly your experience in the banking and financial services sector, and your ability to collaborate with teams.
Showcase Relevant Experience: When detailing your work history, focus on roles where you assessed credit risks or prepared credit reports. Highlight any strategies you developed to mitigate credit risks and your knowledge of compliance and regulatory requirements.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.
How to prepare for a job interview at Michael Page
✨Know Your Financial Fundamentals
Brush up on your understanding of financial statements and credit data. Be prepared to discuss how you analyse these documents to assess risk profiles, as this is a key part of the role.
✨Showcase Your Problem-Solving Skills
Prepare examples of how you've identified potential risks in previous roles and the strategies you implemented to mitigate them. This will demonstrate your proactive approach to credit analysis.
✨Familiarise Yourself with Compliance Regulations
Understand the relevant compliance and regulatory requirements in the banking and financial services sector. Being able to discuss these confidently will show that you are well-prepared for the role.
✨Communicate Effectively
Practice articulating your thoughts clearly and concisely. Since the role involves liaising with various stakeholders, showcasing your communication skills during the interview is crucial.
