At a Glance
- Tasks: Lead credit risk management efforts and improve delinquency rates.
- Company: Join a dynamic financial services company focused on innovation.
- Benefits: Enjoy competitive salary, professional development opportunities, and a collaborative work environment.
- Why this job: Make a real impact on credit policies and team performance in a fast-paced setting.
- Qualifications: 5+ years in credit risk management with team leadership experience required.
- Other info: Ideal for those passionate about data-driven decision-making and risk assessment.
The predicted salary is between 43200 - 72000 £ per year.
Your Role: While in this position your duties may include but will not be limited to: Recommending actions with the aim of reducing delinquency rations to align with company targets Overseeing relations with both internal and external stakeholders to refine portfolio risk assessments, underwriting processes and scorecard validations Seeking opportunities to improve monitoring systems that track and monitor credit risk KPIs, customer segmentation and delinquency rates, and ensuring that regular reporting is undertaken from this Overseeing the development of ECL models, to ensure the proper recalibration for EAD and LGD parameters to be based on write-off and delinquency data Driving the development of credit risk policies as well as risk appetite strategies, write off policies and delinquency process guidelines Partaking in the development of collection strategies with the aim of improving team performance You MUST Have: Please apply ONLY if you meet the following criteria: At least 5+ years’ experience in credit risk management , preferably in a financial services or leasing company Experience working in a regulated environment Experience recruiting and leading teams within a credit risk environment Exposure to managing ECL models with credit data, as well as knowledge of un…
Credit Risk Manager employer: NET Recruit
Contact Detail:
NET Recruit Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Make sure to highlight your experience in credit risk management, especially if you have worked in financial services or leasing companies. This will show us that you understand the specific challenges and regulations of the industry.
✨Tip Number 2
Demonstrate your ability to lead teams and manage ECL models effectively. Share specific examples of how you've improved processes or outcomes in previous roles to showcase your leadership skills.
✨Tip Number 3
Familiarize yourself with the latest trends and technologies in credit risk management. Being knowledgeable about current tools and methodologies can set you apart from other candidates.
✨Tip Number 4
Network with professionals in the credit risk field. Engaging with others in the industry can provide insights and potentially lead to referrals, which can be beneficial when applying for this position.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 5+ years of experience in credit risk management. Focus on relevant roles and responsibilities that align with the job description, especially your experience in financial services or leasing companies.
Craft a Strong Cover Letter: In your cover letter, emphasize your ability to recommend actions to reduce delinquency ratios and your experience overseeing stakeholder relations. Use specific examples to demonstrate your expertise in credit risk policies and ECL models.
Highlight Relevant Skills: Clearly outline your skills related to credit risk management, such as your experience with monitoring systems, KPI tracking, and team leadership. Mention any specific tools or methodologies you have used in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A well-presented application reflects your attention to detail, which is crucial in credit risk management.
How to prepare for a job interview at NET Recruit
✨Showcase Your Experience
Make sure to highlight your 5+ years of experience in credit risk management. Be prepared to discuss specific examples from your previous roles, especially those that demonstrate your ability to reduce delinquency ratios and manage ECL models.
✨Understand the Regulatory Environment
Since the role requires experience in a regulated environment, familiarize yourself with relevant regulations and compliance standards. Be ready to discuss how you've navigated these in past positions.
✨Demonstrate Leadership Skills
As the position involves recruiting and leading teams, prepare to share your leadership philosophy and experiences. Discuss how you have successfully managed teams in a credit risk context and improved their performance.
✨Prepare for Technical Questions
Expect questions related to ECL models, credit data management, and risk appetite strategies. Brush up on your technical knowledge and be ready to explain complex concepts clearly and confidently.