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- Tasks: Help customers secure mortgage loans and build lasting relationships.
- Company: Join First Financial, a dynamic and innovative organisation dedicated to your growth.
- Benefits: Enjoy a collaborative workplace with opportunities for professional development and competitive perks.
- Why this job: Be part of a team that values diversity, innovation, and exceptional customer service.
- Qualifications: High school diploma required; 2 years mortgage experience preferred; strong communication skills essential.
- Other info: Located in Fort Worth, Texas, with a focus on ethical lending practices.
The predicted salary is between 36000 - 60000 £ per year.
Address
We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
Fort Worth, Texas, United States
SCOPE/CONTACTS: Incumbent is responsible for providing secondary market mortgage loans to consumers. The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities to insure a competitive product that meets the customer\’s needs.
ESSENTIAL FUNCTIONS:
- Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities;
- Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives;
- Advises customers of product/pricing policies and guidelines and gathers any additional required information;
- Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities;
- Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements;
- Demonstrates a commitment to professional ethics.
- Participates in job specific training and other various bank training programs as required.
- Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures.
- Other duties as assigned.
- Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures.
MINIMUM QUALIFICATIONS:
- High school diploma or equivalent
- Two years of mortgage loan experience, and one year of real estate/sales experience are required.
- Bachelor’s Degree with specialization in real estate or finance may substitute in lieu of experience.
- Working knowledge of mortgage lending and laws/regulations procedures is necessary.
- Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan
programs offered.
- Proficiency in Microsoft Word, Excel, and related computer applications is also required.
- Incumbent must be able to work with limited supervision.
- Professional demeanor as well as effective oral communication and interpersonal skills are essential.
Mortgage Loan Officer employer: First Financial Bankshares
Contact Detail:
First Financial Bankshares Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Loan Officer
✨Tip Number 1
Network actively within the real estate and mortgage industry. Attend local events, join relevant groups on social media, and connect with professionals who can refer you to potential clients or employers.
✨Tip Number 2
Stay updated on the latest mortgage lending laws and regulations. This knowledge will not only help you in interviews but also demonstrate your commitment to the field and your ability to provide exceptional service.
✨Tip Number 3
Develop a personal brand that showcases your expertise in mortgage loans. Share insights, tips, and success stories on platforms like LinkedIn to attract attention from hiring managers and industry peers.
✨Tip Number 4
Prepare for interviews by practising common questions related to mortgage lending and customer service. Highlight your experience and how it aligns with the values and culture of the organisation you're applying to.
We think you need these skills to ace Mortgage Loan Officer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in mortgage lending and real estate. Emphasise any specific achievements or metrics that demonstrate your success in these areas.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the mortgage industry and your understanding of customer service. Mention how your skills align with the company's values and the role's requirements.
Highlight Relevant Skills: In your application, clearly outline your knowledge of mortgage lending laws and regulations, as well as your proficiency in Microsoft Office applications. This will show that you are well-prepared for the role.
Showcase Your Network: Mention any existing relationships you have with real estate brokers, builders, or other industry contacts. This demonstrates your ability to generate referrals and build a network, which is crucial for the position.
How to prepare for a job interview at First Financial Bankshares
✨Know Your Mortgage Products
Familiarise yourself with the various mortgage products and services offered by the company. Be prepared to discuss how these products can meet customer needs and how you can leverage your knowledge to provide exceptional service.
✨Demonstrate Your Networking Skills
Highlight your ability to build and maintain relationships within the industry. Share examples of how you've successfully developed a network of contacts, such as real estate brokers or title companies, to generate referrals.
✨Showcase Your Customer Service Experience
Prepare to discuss specific instances where you've provided outstanding customer service in your previous roles. Emphasise your commitment to understanding client needs and delivering tailored solutions.
✨Understand Compliance and Regulations
Brush up on mortgage lending laws and regulations, including FNMA, FHLMC, FHA, and VA guidelines. Being knowledgeable about compliance will demonstrate your professionalism and readiness for the role.
