Customer Account Agent

Customer Account Agent

Chatham Full-Time 28800 - 43200 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Engage with customers, providing support and guidance through complex conversations.
  • Company: Join Vanquis Banking Group, a leading specialist bank with a caring approach to banking.
  • Benefits: Enjoy 25-30 days holiday, a pension scheme, private medical insurance, and more perks.
  • Why this job: Make a real impact by helping customers navigate financial challenges in a supportive environment.
  • Qualifications: Strong communication skills and experience in customer service are essential.
  • Other info: Flexible working options available; we value your unique strengths and encourage all to apply.

The predicted salary is between 28800 - 43200 £ per year.

Customer Account Agent

Location: Chatham, Petersfield

Salary:

Closing Date: Friday 08 November 2024

Customer Account Agent

Location: Chatham or Petersfield

Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices.

Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 2 paid days to ‘give back’, enhanced maternity pay (once successfully passing probation), 4 weeks paid paternity, LinkedIn Learning for all, Snoop Premium, Private Medical Insurance

Don’t hesitate to apply for a role even if you don’t meet all the criteria; your unique strengths and eagerness to learn can be just as valuable.

You and Your Team:

As a Customer Account Agent, you will be reporting to the Customer Operations Associate Lead. The Customer Account Agent is responsible for undertaking complex customer conversations across multiple channels. The role will support customers by specialising in a specific product area of VBG, having finely tuned skills to best support our customers in their journey with us.

The role holder will understand all aspects of the customer journey and be able to use their own expert knowledge and judgment in applying the right approach when needed to deliver great customer outcomes in line with the business objectives and regulatory guidance.

In your day-to-day role, as a Customer Account Agent you will:

  • Engage with our diverse customer base using your product specific & journey moment knowledge.
  • Take ownership in providing our customers with a great experience, exploring, and understanding their circumstances in detail.
  • Guide & Support our customers, particularly when they find themselves in financial difficulty.
  • Make fair decisions that lie outside of current processes to achieve the right outcome for each customer.
  • Have a deep understanding of some customer touchpoints including policy, processes and set SLA’s.
  • Deliver great customer service and outcomes using VBG products & services to help customers requiring forbearance, additional vulnerable support, and remediation.
  • To improve customer experience, by removing friction points and applying own expert judgement when things go wrong.
  • What will make you stand out?

  • Experienced in using different communication methods including both written and verbal with a wide range of customers including those considered as vulnerable.
  • Experienced in analysing data and interpreting facts and figures to make informed decisions.
  • Experienced in managing and maintaining professional working relationships, both internally and externally.
  • Be an excellent communicator via all methods of phone, email and SMS.
  • Support other department goals and KPIs by ensuring you maximise your customer interactions e.g. looking to resolve complaints at point of contact, or reducing the need for future contact.
  • The interview process:

  • Up to 30-minute telephone call with a member of the Talent Acquisition team
  • Up to 60-minute interview with the hiring team Danny Yeadon and/or Molly McNulty.
  • Our average process takes up to 4 weeks, but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process.

    As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references.

    Your working life: If you prefer to work part-time, we\’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn\’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.

    Why work for us?

    We’re Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life’s opportunities.

    At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions.

    We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months’ service, you can join our \’Buy as you Earn\’ schemes.

    We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we’ll help you settle into your new role and are happy to talk to you about your career aspirations.

    Equal Opportunity Statement

    Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it\’s our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life.

    Customer Account Agent employer: Vanquis Bank

    At Vanquis Banking Group, we pride ourselves on being an excellent employer, offering a supportive and engaging work environment that prioritises employee well-being and growth. With competitive salaries, generous benefits including up to 30 days of holiday, enhanced parental leave, and extensive training opportunities, we empower our Customer Account Agents to thrive in their roles while making a meaningful impact on our diverse customer base. Our hybrid working model fosters collaboration and flexibility, ensuring that you can balance your professional and personal commitments effectively.
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    Contact Detail:

    Vanquis Bank Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Customer Account Agent

    ✨Tip Number 1

    Familiarise yourself with the specific products and services offered by Vanquis Banking Group. Understanding these will help you engage more effectively with customers and demonstrate your expertise during the interview.

    ✨Tip Number 2

    Practice your communication skills, especially in handling complex customer conversations. Role-playing scenarios can help you feel more confident in guiding customers through their journeys, particularly those facing financial difficulties.

    ✨Tip Number 3

    Research common customer pain points in the banking sector and think about how you would address them. Being prepared with solutions will show your proactive approach and commitment to delivering great customer service.

    ✨Tip Number 4

    Connect with current or former employees on LinkedIn to gain insights into the company culture and expectations for the Customer Account Agent role. This can provide you with valuable information that may help you stand out during the interview process.

    We think you need these skills to ace Customer Account Agent

    Excellent Verbal Communication
    Strong Written Communication
    Customer Service Skills
    Empathy and Understanding
    Problem-Solving Skills
    Data Analysis and Interpretation
    Relationship Management
    Ability to Handle Vulnerable Customers
    Decision-Making Skills
    Knowledge of Regulatory Guidelines
    Adaptability in a Hybrid Working Environment
    Conflict Resolution Skills
    Attention to Detail
    Time Management Skills

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the Customer Account Agent role. Focus on your communication abilities, customer service experience, and any specific product knowledge you possess.

    Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for customer service and your understanding of the company's values. Mention how your unique strengths can contribute to their mission of delivering caring banking.

    Highlight Relevant Experience: In your application, emphasise any previous roles where you've engaged with customers, particularly in challenging situations. Discuss how you’ve used your judgement to make fair decisions and improve customer experiences.

    Prepare for Interviews: Research common interview questions for customer service roles and prepare your answers. Be ready to discuss your communication methods and how you handle difficult conversations, especially with vulnerable customers.

    How to prepare for a job interview at Vanquis Bank

    ✨Understand the Customer Journey

    Familiarise yourself with the customer journey and the specific product areas you'll be dealing with. This will help you demonstrate your ability to engage with customers effectively and provide tailored support during the interview.

    ✨Showcase Your Communication Skills

    Prepare to discuss your experience with various communication methods, especially when dealing with vulnerable customers. Highlight examples where you've successfully navigated complex conversations, as this is crucial for the role.

    ✨Demonstrate Problem-Solving Abilities

    Be ready to share instances where you've made fair decisions outside of standard processes to achieve positive outcomes for customers. This will showcase your judgement and ability to think on your feet.

    ✨Research the Company Culture

    Take some time to understand Vanquis Banking Group's values and commitment to employee well-being. Being able to align your personal values with the company's mission can set you apart from other candidates.

    Customer Account Agent
    Vanquis Bank
    Location: Chatham
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