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- Tasks: Lead credit risk strategies and innovate using open banking data.
- Company: Join Vanquis Banking Group, a caring lender with 1.75 million customers.
- Benefits: Enjoy hybrid work, generous holiday, bonuses, and health perks.
- Why this job: Make a real impact on responsible lending while growing your career.
- Qualifications: Experience in lending strategies and knowledge of regulatory environments required.
- Other info: Flexible interview process and part-time options available.
The predicted salary is between 43200 - 72000 £ per year.
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Senior Credit Risk Manager – Responsible Lending and Open Banking, Chatham
Location: Chatham, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Reference:
101813c5e3ee
Job Views:
46
Posted:
24.06.2025
Expiry Date:
08.08.2025
Job Description:
Senior Credit Risk Manager – Responsible Lending and Open Banking
Locations: Petersfield, Bradford, Chatham, London
Working Pattern: Hybrid, with 1 to 3 days per week in offices
Benefits: Discretionary bonus, 25-30 days holiday, pension with up to 10% match, paid days for community work, enhanced maternity and paternity pay, LinkedIn Learning, Snoop Premium, Private Medical Insurance
Apply even if you don’t meet all criteria; your unique strengths and eagerness to learn are valued.
You and Your Team:
Reporting to the Head of Credit Risk Strategies, you will lead initiatives on alternative data sources for lending decisions, especially using open banking data to serve underserved customers and optimize profitability.
Key Responsibilities:
- Lead strategy development and influence cross-functional teams
- Build and lead a team of high performers
- Drive innovation in credit strategies and customer engagement
- Support business growth while managing risk and responsible lending
Ideal Candidate:
- Experienced in responsible lending strategies and open banking data
- Skilled in developing scorecards and affordability assessments
- Knowledgeable of regulatory and macroeconomic environments
Interview Process:
- Initial phone screen
- MS Teams interview with the hiring team
- Final interview with Credit Risk team
Process duration approx. 4 weeks, with flexible scheduling. Background checks required for offer.
Work Flexibility & Culture:
Part-time options available. We value diversity and aim to create a supportive environment that recognizes and rewards effort and potential.
About Us:
Vanquis Banking Group plc, established in 1880, is a responsible lender serving 1.75 million UK customers through various brands. We prioritize caring banking and colleague well-being.
Equal Opportunity:
We celebrate diversity and are committed to creating an inclusive environment for all employees and customers.
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Senior Credit Risk Manager - Responsible Lending and Open Banking employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Manager - Responsible Lending and Open Banking
✨Tip Number 1
Familiarise yourself with the latest trends in open banking and responsible lending. Understanding how these concepts are evolving will help you engage in meaningful conversations during interviews and demonstrate your expertise.
✨Tip Number 2
Network with professionals in the credit risk and open banking sectors. Attend industry events or join relevant online forums to connect with others, as personal referrals can significantly boost your chances of landing an interview.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully implemented responsible lending strategies in the past. Highlighting your practical experience will show that you can lead initiatives effectively and drive innovation.
✨Tip Number 4
Research Vanquis Banking Group's values and recent projects. Tailoring your conversation to align with their mission and demonstrating your enthusiasm for their work culture can make a strong impression during the interview process.
We think you need these skills to ace Senior Credit Risk Manager - Responsible Lending and Open Banking
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in responsible lending strategies and open banking data. Use specific examples that demonstrate your skills in developing scorecards and affordability assessments.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Mention how your unique strengths align with their mission to serve underserved customers and drive innovation in credit strategies.
Highlight Relevant Experience: In your application, emphasise any previous roles where you led teams or developed credit strategies. This will show your capability to influence cross-functional teams and support business growth while managing risk.
Prepare for Interviews: Research common interview questions related to credit risk management and be ready to discuss your approach to using alternative data sources. Familiarise yourself with the regulatory and macroeconomic environments relevant to the role.
How to prepare for a job interview at Vanquis Bank
✨Understand the Role
Make sure you have a clear understanding of the responsibilities of a Senior Credit Risk Manager, especially in relation to responsible lending and open banking. Familiarise yourself with the company's approach to these areas and be ready to discuss how your experience aligns with their goals.
✨Prepare for Technical Questions
Expect questions about developing scorecards and affordability assessments, as well as your knowledge of regulatory environments. Brush up on relevant regulations and be prepared to discuss how you've applied this knowledge in past roles.
✨Showcase Leadership Skills
Since the role involves leading a team, be ready to share examples of how you've successfully built and managed high-performing teams. Highlight your ability to drive innovation and influence cross-functional teams in your previous positions.
✨Demonstrate Cultural Fit
Vanquis Banking Group values diversity and a supportive environment. Be prepared to discuss how you can contribute to this culture and share any experiences that demonstrate your commitment to inclusivity and community engagement.
