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- Tasks: Evaluate client creditworthiness and create financial forecasts while conducting risk assessments.
- Company: Join a leading banking client in the heart of London, known for its dynamic work environment.
- Benefits: Enjoy flexible working with 3 days onsite and 2 days remote, plus competitive pay.
- Why this job: Make a real impact on financial decisions while developing your analytical skills in a supportive culture.
- Qualifications: A degree in finance or related field is preferred; experience in credit analysis is a plus.
- Other info: This is a 5-month contract with potential for extension, perfect for gaining valuable industry experience.
The predicted salary is between 42000 - 72000 £ per year.
We are looking for an experienced Credit Review Officer to join our Banking Client on an initial 5 month contract based in the City of London.
£170 – 580 per day Inside IR35 via an umbrella company
3 days onsite in City of London/ 2 days remote
5 months, extendable
Key Duties:
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Determine obligor ratings based on the banks internal framework, submitting assessments for review and approval.
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Create financial forecasts and conduct stress testing to assess the potential impact of adverse scenarios on client creditworthiness.
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Analyze financial statementsincluding balance sheets, income statements, and cash flow reportsto evaluate the financial stability and creditworthiness of corporate clients.
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Conduct both qualitative and quantitative risk assessments, factoring in industry trends, market dynamics, and company-specific risks.
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Update obligor ratings regularly in line with changes in client performance or market conditions.
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Draft comprehensive credit proposals, including recommendations on credit limits, terms, and conditions.
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Ensure all credit-related documentation is maintained accurately and in compliance with internal policies and regulatory standards.
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Keep detailed records to support audits and ensure all relevant stakeholders are informed of rating changes.
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Identify and implement improvements to enhance the efficiency of credit analysis and approval processes.
???????Qualifications & Skills:
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Bachelor\’s degree in finance, accounting, economics, or a related discipline preferred; professional certifications such as CFA or CPA are advantageous.
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Prior experience as a credit or financial analyst, ideally within corporate banking or financial services.
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Solid understanding of financial products including syndicated and bilateral loans, guarantees, derivatives, trade finance, and leasing.
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Knowledge of legal documentation such as loan agreements, bond covenants, ISDAs, and credit support instruments.
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Excellent analytical and problem-solving skills, with keen attention to detail.
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Proven ability to produce high-quality credit documentation with accuracy and clarity.
Credit Review Specialist in City of London employer: Qualserv Consulting
Contact Detail:
Qualserv Consulting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Review Specialist in City of London
✨Tip Number 1
Network with professionals in the banking and finance sector, especially those who work in credit analysis. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the role.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk assessment and financial forecasting. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 3
Prepare to discuss specific examples from your past experience where you've successfully conducted credit assessments or improved processes. Highlighting your achievements can set you apart from other candidates.
✨Tip Number 4
Research our company culture and values at StudySmarter. Understanding what we stand for will help you tailor your approach during interviews and show that you're a good fit for our team.
We think you need these skills to ace Credit Review Specialist in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and financial assessment. Use keywords from the job description, such as 'obligor ratings', 'financial forecasts', and 'credit proposals' to catch the employer's attention.
Craft a Compelling Cover Letter: Write a cover letter that specifically addresses the key duties mentioned in the job description. Explain how your previous experience aligns with the responsibilities of the Credit Review Specialist role and demonstrate your understanding of the banking sector.
Showcase Relevant Skills: In your application, emphasise your analytical skills and attention to detail. Provide examples of how you've successfully conducted risk assessments or created financial forecasts in past roles to illustrate your capabilities.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your professionalism and attention to detail, which are crucial for this role.
How to prepare for a job interview at Qualserv Consulting
✨Know Your Financial Fundamentals
Brush up on your knowledge of financial statements, credit analysis, and risk assessment techniques. Be prepared to discuss how you would evaluate a company's creditworthiness using real-world examples.
✨Demonstrate Analytical Skills
Prepare to showcase your analytical abilities by discussing past experiences where you conducted financial forecasts or stress tests. Highlight any specific tools or methodologies you used to arrive at your conclusions.
✨Familiarise Yourself with Regulatory Standards
Understand the regulatory environment surrounding credit analysis and documentation. Be ready to explain how you ensure compliance with internal policies and external regulations in your previous roles.
✨Prepare Thoughtful Questions
Have a list of insightful questions ready to ask the interviewer about the company’s credit review processes and team dynamics. This shows your genuine interest in the role and helps you assess if it’s the right fit for you.
