Credit Review Specialist

We are looking for an experienced Credit Review Officer to join our Banking Client on an initial 5 month contract based in the City of London.

£170 – 580 per day Inside IR35 via an umbrella company

3 days onsite in City of London/ 2 days remote

5 months, extendable

Key Duties:

• Determine obligor ratings based on the bank’s internal framework, submitting assessments for review and approval.
• Create financial forecasts and conduct stress testing to assess the potential impact of adverse scenarios on client creditworthiness.
• Analyze financial statements—including balance sheets, income statements, and cash flow reports—to evaluate the financial stability and creditworthiness of corporate clients.
• Conduct both qualitative and quantitative risk assessments, factoring in industry trends, market dynamics, and company-specific risks.
• Update obligor ratings regularly in line with changes in client performance or market conditions.
• Draft comprehensive credit proposals, including recommendations on credit limits, terms, and conditions.
• Ensure all credit-related documentation is maintained accurately and in compliance with internal policies and regulatory standards.
• Keep detailed records to support audits and ensure all relevant stakeholders are informed of rating changes.
• Identify and implement improvements to enhance the efficiency of credit analysis and approval processes.

???????Qualifications & Skills:

• Bachelor's degree in finance, accounting, economics, or a related discipline preferred; professional certifications such as CFA or CPA are advantageous.
• Prior experience as a credit or financial analyst, ideally within corporate banking or financial services.
• Solid understanding of financial products including syndicated and bilateral loans, guarantees, derivatives, trade finance, and leasing.
• Knowledge of legal documentation such as loan agreements, bond covenants, ISDAs, and credit support instruments.
• Excellent analytical and problem-solving skills, with keen attention to detail.
• Proven ability to produce high-quality credit documentation with accuracy and clarity.