At a Glance
- Tasks: Analyse credit portfolio data and present insights to stakeholders.
- Company: Join Allied Irish Bank, a leader in financial services with a commitment to diversity.
- Benefits: Enjoy hybrid working, variable pay, and family leave options.
- Why this job: Gain hands-on experience in a dynamic team while influencing key business decisions.
- Qualifications: Bachelor's degree in Business or Economics; 3 years in financial services required.
- Other info: AIB values diversity and offers reasonable accommodations for applicants.
The predicted salary is between 36000 - 60000 £ per year.
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UK Credit Risk Management Analyst, London or Belfast, Belfast
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Client:
Allied Irish Bank
Location:
Belfast, United Kingdom
Job Category:
Other
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EU work permit required:
Yes
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Job Reference:
07e6d8c0d458
Job Views:
4
Posted:
29.06.2025
Expiry Date:
13.08.2025
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Job Description:
Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office)
- Do you want to use data insight to drive better business decisions?
- Are you comfortable presenting ideas to technical and non-technical stakeholders?
- Are you looking for a hands-on role with a focus on problem solving and presentation?
What is the Role:
The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight.
This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our small team to a range of credit risk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders.
Key accountabilities;
- Communicating analytical findings to senior stakeholders effectively in both written and verbal form
- Analysing and interpreting credit portfolio data and external data, supporting a range of asset quality and performance monitoring activities (for example, to support ongoing enhancement of Early Warning Indicators)
- Can demonstrate a track record of delivery, and the willingness to learn from peers and apply previous experience and knowledge to bring forward looking and innovative thinking to the role
- Establishing collaborative relationships across UK and ROI functions to develop and deliver on reporting solutions on enterprise wide internal projects as the face of UK PMU and external regulatory reporting
- Interpreting complex data analysis requirements and leveraging the data warehouse or dashboards to identify and build appropriate solutions
What you Will Bring;
- A Bachelor’s degree in a Business, Economics or similar discipline
- Minimum of 3 years of experience with a financial services company
- Can demonstrate an understanding of risk management and familiarity with lending / credit risk principles and concepts
- Strong demonstrable ability to craft a story around data and contribute content towards senior committees and board/regulatory papers
- Strong communication (both written and verbal) and stakeholder management skills, including an ability to collaborate effectively with both technical and non-technical audiences to deliver high quality and well-controlled reporting solutions
- Strong demonstrable experience of manipulating data to draw insights by using various tools (Excel, Qlikview, Tableau, etc.) to analyse complex datasets, draw conclusions, and present insights/findings/solutions
- Knowledge of SQL/SAS/databases (automation, report generation, root cause analysis, writing complex queries) is advantageous but not essential
Why Work for AIB:
We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.
Some of our benefits include;
- Variable Pay
- Employee Assistance Programme
- Family leave options
Please click here for further information about AIB’s PACT – Our Commitment to You.
Key Capabilities:
- Customer First
- Ensures Accountability
- Communication
- Data Insight
If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Noelle Ryan, at [emailprotected] for a conversation.
AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at [emailprotected]
Disclaimer:
Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.
#LI-DNI
Application deadline : 15th July 2025 (just before midnight)
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UK Credit Risk Management Analyst, London or Belfast employer: Allied Irish Bank
Contact Detail:
Allied Irish Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land UK Credit Risk Management Analyst, London or Belfast
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management. Understanding current market conditions and regulatory changes can help you engage in meaningful conversations during interviews, showcasing your knowledge and enthusiasm for the role.
✨Tip Number 2
Practice presenting complex data insights clearly and concisely. Since the role involves communicating findings to both technical and non-technical stakeholders, honing your presentation skills will be crucial in demonstrating your ability to convey information effectively.
✨Tip Number 3
Network with professionals in the financial services sector, particularly those involved in credit risk. Engaging with industry peers can provide valuable insights and potentially lead to referrals or recommendations that could strengthen your application.
✨Tip Number 4
Showcase your analytical skills by preparing examples of how you've used data to drive business decisions in previous roles. Being able to discuss specific instances where your insights led to positive outcomes will set you apart from other candidates.
We think you need these skills to ace UK Credit Risk Management Analyst, London or Belfast
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to grasp the key responsibilities and requirements. Highlight your relevant experience in credit risk management and data analysis in your application.
Tailor Your CV: Customise your CV to reflect the skills and experiences that align with the job. Emphasise your analytical abilities, communication skills, and any experience with tools like Excel, Qlikview, or Tableau.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific projects or experiences that demonstrate your problem-solving skills and ability to communicate complex data effectively.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Allied Irish Bank
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Credit Risk Management Analyst. Familiarise yourself with key concepts like credit portfolio analysis and risk management principles, as these will likely come up during your interview.
✨Prepare Data Insights
Since the role involves analysing complex datasets, be ready to discuss your experience with data manipulation tools like Excel, Qlikview, or Tableau. Prepare examples of how you've used data insights to drive business decisions in previous roles.
✨Communicate Effectively
Practice articulating your analytical findings clearly and concisely. You may need to present to both technical and non-technical stakeholders, so being able to tailor your communication style is crucial.
✨Showcase Collaboration Skills
Highlight any experience you have in working collaboratively across teams. The ability to establish relationships and work effectively with various functions is key for this role, so be prepared to share relevant examples.