At a Glance
- Tasks: Join us as a Credit Risk Assistant Manager, assessing credit processes and enhancing automation.
- Company: KPMG is a leading global consultancy, known for its expertise and commitment to excellence.
- Benefits: Enjoy flexible working options, including remote work and part-time opportunities.
- Why this job: Shape the future of credit risk management in a tech-driven environment with innovative solutions.
- Qualifications: 3+ years in credit risk; strong analytical skills and understanding of credit lifecycle required.
- Other info: Open to candidates across the UK; we value diversity and inclusivity in our workplace.
The predicted salary is between 36000 - 60000 £ per year.
Location: Aberdeen, Birmingham & Other locations
Location: Aberdeen, Birmingham, Bristol, Cambridge, Cardiff, Edinburgh, Gatwick, Gibraltar, Glasgow, Leeds, Leeds Broadgate, Liverpool, London, Manchester, Milton Keynes, Newcastle upon Tyne, Norwich, Nottingham, Plymouth, Reading, Sheffield, South Coast – Southampton, Watford
Type: Full Time
Contract type: Permanent
KPMG Consulting:
The KPMG Consulting function is a cornerstone of our business. Operating from London we do work that matters, serving the country with diligence and expertise.
KPMG is one of the world\’s largest and most respected consultancies. We have supported the UK through times of war and peace, prosperity and recession, political and regulatory upheaval. We have proudly stood beside the institutions and businesses which make the UK what it is.
By encompassing a wide range of disciplinesacross a breadth of areas such asStrategy, Forensic, Risk and Regulatory, People and Talent, and Operational and Financial Transformation, we become immersed in our clients\’ organisations, applying sector knowledge and technology solutions to deliver the best possible outcomes and get it right first time.
Why Join KPMG as a Credit Risk Assistant Manager?
This role offers a unique opportunity to be at the heart of credit risk transformation, working with leading banks and financial institutions as they modernise, optimise and strengthen their credit frameworks to align with evolving market competition, technological advances, and regulatory expectations. The successful candidate will gain exposure across the full credit lifecycle (e.g. origination, underwriting, portfolio reporting, stress testing, governance, monitoring, and provisioning)
As the industry shifts toward automated decision-making, there is an increasing focus on the quality of credit data, processes, and infrastructure. This makes the role well-suited for individuals who want to blend structured credit analysis with hands-on delivery in a fast-moving risk environment, enhanced by emerging technologies such as AI-powered tools. You will contribute to innovative, leading-edge solutions by collaborating with clients across all levels of their organisation, helping them tackle business-critical challenges including customer and credit optimisation. It presents an excellent opportunity to shape the future of credit risk management in a dynamic, technology-enabled landscape. The role will also involve contributing to a broad range of banking risk initiatives, supporting both regional and national priorities.
What will you be doing?
- Assessing the design and effectiveness of the end-to-end credit lifecycle
- Supporting technical regulatory reviews across the credit risk framework (origination, underwriting, stress testing, assurance, monitoring and provisioning).
- Evaluating data quality and third-party data integration to enhance existing credit processes and build out automation capabilities.
- Identifying opportunities to automate credit processes and improve workflow efficiency (process, data, infrastructure).
What will you need to do it?
- Minimum 3 years’ experience working within credit risk (bank, building society or fintech)
- End-to-end credit lifecycle awareness including understanding how lifecycle stages link to key controls (risk strategies, decisioning, policies, governance and management information), customer experience and regulation.
- An understanding of credit risk governance structures, key credit committees, policies and procedures.
- Understanding of corporate borrower financial statements (Balance Sheet, P&L). Previously held delegated authority would be an advantage (but not essential).
- Knowledge of core lending products (e.g. term loans, invoice finance, familiarity with participation structures and syndicated lending).
- Strong analytical and problem-solving skills, approaching technical challenges with a practical mindset.
- Data and automation awareness including exposure to credit-related data challenges, an understanding of third-party data providers and experience in credit process automation, workflow tools, systems, or dashboard/reporting enhancements.
- Flexibility and agility to contribute to a broad range of banking risk engagements.
- Excellent oral / written communication, planning, project management, networking and influencing skills.
- Flexibility to work across the UK (and internationally) where required.
Our Locations:
We are open to talk toCredit Risk Assistant Managersin the UK as this is where the team is based.
With 20 sites across the UK, we can potentially facilitate office work, working from home, flexible hours, and part-time options. If you have a need for flexibility, please register and discuss this with our team.
Find out more:
Within Consulting we have a range of divisions and specialisms. Click the links to find out more below:
For any additional support in applying, please click the links to find out more:
With offices across the UK, we are part of a global network of firms providing Audit, Tax & Law, Consulting, and Technology Services to diverse clients.
They provide us with a strong sense of identity, ensuring we can grow stronger. They bind us together, across our different backgrounds and cultures, and are common to each of us. Explore more about why Our Values matter.
From role sharing and flexible start and finish times to home working, we\’ll try and support the flexible work patterns that best suit you.
We’re committed to creating an inclusive environment where all colleagues thrive and reach their full potential, whatever their identity or background.
We\’re a member of the Business Disability Forum so please get in touch if you\’d like to discuss any adjustments that you might need in the application process – and if you are successful beyond this.
We\’re a recognised leader in the Government\’s scheme. We offer a Guaranteed Interview Scheme for all experienced professional opportunities.
We don\’t accept speculative CVs from agencies – you can see our policy on agencies here:
Similar vacancies you might be interested in
Wholesale Conduct Risk & Capital Markets – Assistant Manager
#J-18808-Ljbffr
Credit Risk Assistant Manager employer: KPMG Careers
Contact Detail:
KPMG Careers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Assistant Manager
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially around automation and AI tools. This knowledge will not only help you during interviews but also demonstrate your proactive approach to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the credit risk sector, particularly those who work at KPMG or similar firms. Engaging in conversations about their experiences can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've contributed to credit risk processes in your previous roles. Highlighting your hands-on experience with data quality and process automation will set you apart from other candidates.
✨Tip Number 4
Showcase your flexibility and adaptability by being open to various locations and working arrangements. KPMG values candidates who can work across different sites and embrace diverse working patterns, so make sure to communicate your willingness to do so.
We think you need these skills to ace Credit Risk Assistant Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk, particularly focusing on your understanding of the end-to-end credit lifecycle and any specific roles you've held that relate to the job description.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and KPMG as a company. Mention how your skills align with their needs, especially in areas like data quality, automation, and regulatory reviews.
Showcase Relevant Skills: Emphasise your analytical and problem-solving skills in your application. Provide examples of how you've approached technical challenges in previous roles, particularly in credit risk environments.
Highlight Flexibility and Collaboration: Mention your ability to work flexibly across different locations and your experience in collaborating with various stakeholders. This aligns with KPMG's emphasis on teamwork and adaptability in their consulting roles.
How to prepare for a job interview at KPMG Careers
✨Understand the Credit Lifecycle
Make sure you have a solid grasp of the end-to-end credit lifecycle. Be prepared to discuss how different stages link to key controls and regulations, as this will demonstrate your expertise in credit risk management.
✨Showcase Your Analytical Skills
Highlight your strong analytical and problem-solving skills during the interview. Prepare examples of how you've approached technical challenges in the past, especially those related to credit data and automation.
✨Familiarise Yourself with Regulatory Frameworks
Since the role involves supporting technical regulatory reviews, it's crucial to be well-versed in credit risk governance structures and relevant policies. Brush up on current regulations and be ready to discuss their implications.
✨Demonstrate Flexibility and Agility
The job requires flexibility to work across various banking risk engagements. Be prepared to share experiences where you've adapted to changing circumstances or taken on diverse responsibilities in previous roles.