Cash and Investments Product Owner

About Wealthify

Wealthify is an ambitious, multi-award-winning online investment company located in Penarth, Wales. We’re here to inspire anyone to build their future wealth, and we do this by making investing easy, affordable, and accessible.

We want to inspire as many people to invest as possible. We’re rapidly growing, and so we’re hiring talented people who are purpose driven and want to use and develop their skills to deliver an awesome experience to our customers.

Our team is engaging, inquisitive, and inclusive, reflecting many different beliefs and backgrounds. We welcome people who can bring diversity to our team, and work towards a shared goal to deliver an exceptional investment experience.

Your Role:

As part of Wealthify’s award-winning Product Team, reporting to the Head of Product, you’ll play a key role in delivering a human-centred approach to product development. Collaborating with UX, Design, Data, and Software Engineering professionals, you’ll take ownership of delivering impactful products and features for Web or App. This role is an opportunity to reframe how people interact with their money, fostering positive behaviours and outcomes.

Your responsibilities include:

• Researching and analysing market trends to identify growth opportunities through product development.
• Collaborating with Human-Centred Design, Data, and Customer Service teams to identify customer needs and gaps, creating tailored solutions.
• Owning and prioritising the product roadmap, developing and refining backlogs, and ensuring alignment with customer and business value.
• Incorporating AI tools into processes to improve efficiency, decision-making, and overall product outcomes.
• Actively participating in Agile processes (e.g., stand-ups, sprint planning, reviews) to ensure progress, resolve blockers, and clarify uncertainties.
• Validating solutions through prototyping and customer testing.
• Breaking down features into small, testable increments, balancing scope and trade-offs to maintain delivery momentum.
• Leveraging data to assess product performance and identify areas for improvement.

You’ll oversee a high-growth portfolio, including ISA, GIA, and Cash products, focusing on acquisition, onboarding, and cross-sell journeys.

This involves delivering specific goals through agile product development with an in-house team. In a small but ambitious team, a passion for delivering exceptional user experiences is essential.

Skills We’re Looking For:

We value simplicity, communication, teamwork, trust, and confidence. To thrive in this role, you’ll need:

• Proven experience in a similar product development role.
• A detail-oriented mindset, understanding how products work and resonate with users.
• Experience managing user stories in an Agile/Scrum environment, from creation to delivery.
• Data-driven decision-making and hypothesis testing expertise.
• A passion for creating user-centred, digital products.
• Market research experience, including interviews and desk-based research.
• Ability to identify and leverage AI-driven tools and technologies to create efficiencies in product development, optimize workflows, and enhance data-driven decision-making.
• Ideally, experience in a start-up environment and/or regulated industries.
• Familiarity with third-party integrations or vendor collaboration.
• Proficiency with modern product tools (e.g., Jira, Miro, Confluence, Figma).

What Else We Value:

• Enthusiasm for running workshops to solve problems, map customer journeys, or optimise processes.
• Logical prioritisation using frameworks like Jobs to be Done, Kano Models, or lean principles.
• Ability to develop and present product strategies based on customer research and market trends.
• A portfolio showcasing successful products or features you’ve delivered.
• Passion for representing customers while meeting growth objectives.
• Knowledge of the retail investment market (beneficial but not essential).
• Analytical skills to identify improvement opportunities through data.
• Experience with A/B testing and usability tools (e.g., Google Optimize, Firebase, Hotjar).

If you’re driven to aim high, deliver exceptional results, and have fun along the way, we’d love to hear from you!

What you’ll get from us:

• Up to £65,000 per year
• 24 days holiday a year and an extra day holiday for each full year with us (up to 28 days)
• Half day off on your birthday
• Flexible working in line with business needs
• Discretionary annual bonus based on company and individual performance

We believe in the power of in-person collaboration, as well as the value of true hybrid working – you’ll be expected to organise high-value in person collaboration sessions from time to time to get the most from squads and teams whilst being able to take advantage of

And we have plenty of perks too!

• Private Medical Insurance
• Death in Service Cover (X3 your annual salary)
• Income Protection Insurance
• Company Pension Plan
• Healthify – a team to support the health and wellbeing of all staff at Wealthify
• Ministry of Fun – providing plenty of social activities and events throughout the year
• Brand new offices in the picturesque Penarth Marina
• Free office gym
• Free parking nearby
• A collaboration space and games room
• We’re a responsible company and are constantly working to improve our culture, ethics, impact on the environment, and our contribution to charitable causes

This is a fantastic opportunity for the right person to join a dynamic, fun, and friendly company.

If this job sounds perfect for you and you’d like to apply, then please send your CV to jobs@wealthify.com.