At a Glance
- Tasks: Assess and underwrite complex mortgage applications while making informed lending decisions.
- Company: Join a specialist lender renowned for their expertise in complex mortgage solutions.
- Benefits: Enjoy a fully remote role with flexible hours and a competitive salary up to £46,000 plus bonuses.
- Why this job: Be part of a supportive team that values autonomy and offers opportunities for professional growth.
- Qualifications: Must have at least 3 years of manual mortgage underwriting experience and strong analytical skills.
- Other info: Start date is by the end of September 2025, perfect for planning your next career move!
The predicted salary is between 27600 - 46000 £ per year.
Mortgage Underwriter – BTL & Residential (Complex Cases) Fully Remote | Monday to Friday, 9:00 AM – 5:30 PM Start Date: By End of September 2025 Are you a seasoned Manual Mortgage Underwriter with a strong background in Buy-to-Let and Residential mortgages? Do you thrive on handling complex cases and making confident, informed decisions? If so, this could be your next big move. We’re recruiting on behalf of a specialist lender known for their expertise in complex mortgage solutions. They’re looking for a skilled Mortgage Underwriter to join their growing team in a fully remote role that offers flexibility, autonomy, and a supportive environment. What You’ll Be Doing: Manually assessing and underwriting complex BTL and Residential mortgage applications Making confident lending decisions within your mandate Collaborating with brokers, advisors, and internal teams to ensure smooth case progression Staying current with lending criteria, market trends, and regulatory requirements What We’re Looking For: Minimum 3 years of manual mortgage underwriting experience with an active mandate Proven expertise in complex mortgage cases, particularly BTL and Residential Strong analytical and decision-making skills Excellent communication and attention to detail What’s in It…
Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB employer: Reed
Contact Detail:
Reed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB
✨Tip Number 1
Network with professionals in the mortgage industry, especially those who specialise in Buy-to-Let and Residential mortgages. Attend virtual events or webinars to connect with potential colleagues and learn more about the latest trends and challenges in complex cases.
✨Tip Number 2
Familiarise yourself with the specific lending criteria and regulatory requirements of the specialist lender you’re applying to. This knowledge will not only help you in interviews but also demonstrate your commitment and understanding of their unique approach to underwriting.
✨Tip Number 3
Prepare for potential interview scenarios by practising how you would handle complex mortgage cases. Think through your decision-making process and be ready to discuss specific examples from your past experience that showcase your analytical skills and confidence.
✨Tip Number 4
Stay updated on market trends and changes in the mortgage sector. Being knowledgeable about current events and how they impact lending can set you apart during discussions with interviewers and show that you are proactive in your professional development.
We think you need these skills to ace Remote Mortgage Underwriter - Location Flexible - Salary up to £46,000 plus Bonus! NEW JOB
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in manual mortgage underwriting, especially with Buy-to-Let and Residential cases. Use specific examples to demonstrate your analytical skills and decision-making abilities.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention your relevant experience and how it aligns with the job requirements. Be sure to showcase your ability to handle complex cases confidently.
Highlight Relevant Skills: When filling out your application, emphasise your strong communication skills and attention to detail. These are crucial for collaborating with brokers and ensuring smooth case progression.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or typos. A polished application reflects your attention to detail and professionalism, which is essential for a Mortgage Underwriter.
How to prepare for a job interview at Reed
✨Showcase Your Experience
Make sure to highlight your 3+ years of manual mortgage underwriting experience. Be prepared to discuss specific complex cases you've handled, especially in Buy-to-Let and Residential mortgages, as this will demonstrate your expertise.
✨Demonstrate Analytical Skills
Prepare to showcase your analytical and decision-making skills during the interview. You might be asked to assess a hypothetical mortgage application, so practice explaining your thought process clearly and confidently.
✨Stay Updated on Industry Trends
Familiarise yourself with the latest lending criteria, market trends, and regulatory requirements. Being knowledgeable about current developments will show that you are proactive and committed to your role as an underwriter.
✨Communicate Effectively
Since collaboration with brokers and internal teams is key, practice your communication skills. Be ready to discuss how you ensure smooth case progression and how you handle any challenges that arise during the underwriting process.