Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead credit strategy and analytics for a growing UK bank.
- Company: Join a dynamic UK bank driving data and AI in lending and insurance.
- Benefits: Enjoy a salary up to £55,000, 26 days holiday, and a discretionary bonus.
- Why this job: Make a real impact by developing lending strategies and analysing customer trends.
- Qualifications: Experience in consumer lending, portfolio analytics, and proficiency in SAS, SQL, or Python required.
- Other info: Be part of a collaborative team and work closely with senior stakeholders.
The predicted salary is between 42000 - 66000 £ per year.
Job Description
LEAD CREDIT RISK STRATEGY ANALYST
£55,000
MANCHESTER
THE COMPANY
This growing UK Bank are seeking an experienced candidate to lead credit strategy and wider analytics across their lending book. This role offers an excellent opportunity to drive insight in a hands-on analytical role, whilst owning projects and profitability for the business.
THE ROLE
- Developing end-to-end lending strategies across the lending portfolios
- Broader portfolio analysis and driving insight into customer trends and behaviours
- Close work with internal and external stakeholders to drive business performance
- Co-ordination with wider teams to deploy strategies and working closely with senior stakeholders to implement change
YOUR SKILLS AND EXPERIENCE
- Prior consumer lending experience is essential, in lending strategy work
- Prior experience in portfolio analytics, customer analytics and wider reporting in a credit risk environment is essential
- Experience using SAS, SQL or Python
SALARY AND BENEFITS
- Up to £55,000 starting salary
- Discretionary bonus
- Pension contribution scheme
- 26 days holiday
- Private medical scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
Lead Credit Risk Strategy Analyst employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Risk Strategy Analyst
✨Tip Number 1
Make sure to highlight your experience in consumer lending and credit risk analytics during networking opportunities. Engage with professionals in the banking sector on platforms like LinkedIn, and discuss your insights on current trends in credit strategy.
✨Tip Number 2
Familiarise yourself with the latest tools and technologies used in credit risk analysis, such as SAS, SQL, and Python. Consider joining online forums or groups where you can share knowledge and learn from others in the field.
✨Tip Number 3
Prepare to discuss specific projects where you've successfully implemented lending strategies or improved portfolio performance. Use these examples to demonstrate your hands-on analytical skills and ability to drive business results.
✨Tip Number 4
Research the company culture and values of the UK Bank you're applying to. Tailor your conversations to reflect how your personal values align with theirs, showing that you're not just a fit for the role but also for the team.
We think you need these skills to ace Lead Credit Risk Strategy Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in consumer lending and credit risk analytics. Use specific examples that demonstrate your skills in developing lending strategies and working with stakeholders.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your familiarity with SAS, SQL, or Python, and how these skills can contribute to the company's success in credit risk strategy.
Highlight Relevant Experience: In your application, emphasise your prior experience in portfolio analytics and customer behaviour analysis. Be specific about projects you've led or contributed to that align with the responsibilities of the Lead Credit Risk Strategy Analyst role.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail, which is crucial in the analytical field.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
As a Lead Credit Risk Strategy Analyst, your analytical skills are crucial. Be prepared to discuss specific examples of how you've used SAS, SQL, or Python in previous roles to drive insights and inform lending strategies.
✨Understand the Lending Landscape
Familiarise yourself with current trends in consumer lending and credit risk. Demonstrating knowledge of the market and how it impacts customer behaviour will show that you can contribute effectively to the company's strategy.
✨Prepare for Stakeholder Engagement
This role involves close collaboration with various stakeholders. Think of examples where you've successfully communicated complex data insights to non-technical audiences, as this will highlight your ability to bridge the gap between analytics and business performance.
✨Discuss Portfolio Management Experience
Be ready to talk about your experience in portfolio analytics. Prepare to explain how you've developed or improved lending strategies based on customer trends and behaviours, as this is a key aspect of the role.
