At a Glance
- Tasks: Lead risk frameworks, analyze portfolios, and enhance credit risk models.
- Company: Join a top Life & Pensions Firm known for innovation and market leadership.
- Benefits: Enjoy competitive pay and a hybrid work environment with a talented team.
- Why this job: Shape risk strategies in a dynamic setting while advancing your career in credit risk management.
- Qualifications: 5+ years in credit ratings or risk management; strong communication skills required.
- Other info: Must be eligible to work in the UK without sponsorship.
The predicted salary is between 43200 - 72000 £ per year.
Credit Rating and Research Manager
Job Title: Credit Rating and Research Manager
Location: Buckinghamshire
Reporting to: Chief Investment Officer
Responsibilities:
- Develop and maintain risk and rating framework, ensuring risks are documented and approved for each asset class
- Conduct thorough analysis of liquid and private credit portfolio and new opportunities and effectively communicates those outcomes
- Complete annual review cycle of rating methodology of external manager and internal ratings on the portfolio
- In collaboration with the fund manager, gather and process information on proposed asset classes and transactions, including the review of the market, publicly rated peers, transaction structure and legal documentation
- Portfolio monitoring, working with fund manager to ensure information flow and on-going monitoring of the loan portfolio
- Criteria development and processes, owning the internal rating procedures
- Contribute to the development and maintenance of the partial internal model for credit risk
- Ensuring comparability of internal and external ratings approach through update of internal criteria in response to external evolution
- Data management, identifying, designing and implementing internal process improvement
- Support the wider investment team and CIO as required
- Comply with the FCA’s conduct (and senior conduct) and Consumer Duty rules and the PRA’s conduct (and senior manager conduct) standards.
- Notify the regulator(s) of matters reasonably expected to be notified.
Core Competencies:
- Understanding of the key risk and controls needed for managing unrated credit.
- Ability to communicate effectively at all levels, including Board level, and to motivate a team.
- Good presentation, communication, delegation, negotiation and conflict management skills.
- Critical thinking and problem solving skills.
- Excellent knowledge and experience of credit risks and rating methodologies.
- Excellent planner and organiser, pragmatic, adaptable and flexible.
- Strong customer, stakeholder and people management skills
- Strong project management skills
Experience and Qualifications:
- Credit Ratings or risk background with 5+ years in similar role or at Ratings Agency.
- Experience in the asset management/investment or Rating agency industry.
- Experience managing relationships with a range of third parties and Investment Managers, preferably external.
- Experience of the regulatory environment and industry awareness in the UK for life offices and working with the regulators.
Credit Rating and Research Manager employer: Signet Recruitment and Retention
Contact Detail:
Signet Recruitment and Retention Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Rating and Research Manager
✨Tip Number 1
Make sure to highlight your experience in credit ratings and risk management during any networking opportunities. Connect with professionals in the asset management or rating agency sectors on platforms like LinkedIn to gain insights and potentially get referrals.
✨Tip Number 2
Stay updated on the latest trends and regulations in the UK regulatory environment for life offices. This knowledge will not only help you in interviews but also demonstrate your commitment to the field.
✨Tip Number 3
Prepare to discuss specific examples of how you've developed risk frameworks or conducted portfolio analysis in previous roles. Being able to articulate your contributions clearly will set you apart from other candidates.
✨Tip Number 4
Engage with industry-related content, such as webinars or conferences focused on credit risk management. This will not only expand your knowledge but also provide networking opportunities that could lead to job openings.
We think you need these skills to ace Credit Rating and Research Manager
Some tips for your application 🫡
Understand the Role: Make sure you fully understand the responsibilities and requirements of the Credit Rating and Research Manager position. Tailor your application to highlight your relevant experience in credit ratings, risk management, and asset management.
Highlight Relevant Experience: In your CV and cover letter, emphasize your 5+ years of experience in a similar role or at a Ratings Agency. Provide specific examples of how you've developed risk frameworks or conducted portfolio analysis.
Showcase Communication Skills: Since excellent communication and presentation skills are crucial for this role, include examples in your application that demonstrate your ability to convey complex information clearly and effectively.
Tailor Your Cover Letter: Write a compelling cover letter that not only outlines your qualifications but also expresses your enthusiasm for the role and the company. Mention your understanding of the UK regulatory environment for life offices to show your industry knowledge.
How to prepare for a job interview at Signet Recruitment and Retention
✨Showcase Your Experience
Be prepared to discuss your 5+ years of experience in credit ratings or risk management. Highlight specific projects or roles where you developed risk frameworks or conducted portfolio analysis, as this will demonstrate your expertise.
✨Understand Regulatory Standards
Familiarize yourself with the FCA and PRA conduct rules and standards relevant to the role. Being able to discuss how these regulations impact credit risk management will show that you are well-versed in the UK regulatory environment.
✨Communicate Clearly
Excellent communication and presentation skills are crucial for this role. Practice articulating complex concepts in a clear and concise manner, as you may need to present your findings or strategies to stakeholders.
✨Demonstrate Analytical Skills
Prepare to discuss your analytical approach to credit risk modelling and portfolio analysis. Use examples from your past work to illustrate how you have successfully contributed to risk management strategies.