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- Tasks: As a Credit Risk Analyst, you'll analyse data to enhance acquisition strategies and support credit reporting.
- Company: Join Vanquis Banking Group, a respected FTSE All Share company with a focus on responsible lending.
- Benefits: Enjoy a hybrid work model, 25-30 days holiday, a pension scheme, and access to LinkedIn Learning.
- Why this job: Be part of a team that values your unique strengths and offers opportunities for personal and professional growth.
- Qualifications: A degree in a numerate subject and experience in credit analytics are essential for this role.
- Other info: Flexible working arrangements available; background checks required due to the regulated environment.
The predicted salary is between 28800 - 48000 £ per year.
Credit Risk Analyst
Location: London/Bradford/Petersfield/Chatham
Salary:
Closing Date: Monday 11 November 2024
Credit Risk Analyst
Location: London, Bradford, Chatham or Petersfield
We are happy for you to be based in Bradford, Chatham or Petersfield but please note that occasional travel will be required to our other offices
Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices
Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 1 paid day to ‘give back’, LinkedIn Learning for all
Don’t hesitate to apply for a role even if you don’t meet all the criteria; your unique strengths and eagerness to learn can be just as valuable.
You and Your Team:
The Credit Risk Analyst will use data driven insights to develop, implement and optimise Acquisition Strategies for VBG
In your day-to-day role, as a Credit Risk Analyst you will:
Knowledge and expertise:
What will make you stand out:
The interview process:
Our average process takes up to 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process.
As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references.
Your working life: If you prefer to work part-time, we\’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn\’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.
Why work for us?
We’re Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life’s opportunities.
At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions.
We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months’ service, you can join our ‘Save as you Earn’ and \’Buy as you Earn\’ schemes.
We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we’ll help you settle into your new role and are happy to talk to you about your career aspirations.
Equal Opportunity Statement
Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it\’s our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life.
Credit Risk Analyst employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis, especially in subprime and online lending sectors. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Practice presenting complex data insights clearly and concisely. You may be asked to explain your analytical findings during interviews, so being able to communicate effectively is key.
✨Tip Number 3
Network with current or former employees of Vanquis Banking Group on platforms like LinkedIn. They can provide valuable insights into the company culture and expectations, which can help you tailor your approach.
✨Tip Number 4
Prepare for competency-based interview questions by reflecting on your past experiences in data analysis and credit risk. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the Credit Risk Analyst role. Emphasise your quantitative skills, credit analytics experience, and any familiarity with consumer credit, especially in subprime or online lending sectors.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention specific projects or experiences that demonstrate your analytical skills and ability to present complex problems clearly.
Highlight Relevant Skills: In your application, focus on key skills mentioned in the job description, such as effective planning, organisation, and prioritisation. Also, include your experience with data reporting and analytics, particularly using tools like Power BI or Excel.
Prepare for Interviews: Anticipate questions related to your analytical approach and problem-solving skills. Be ready to discuss your previous experiences in credit risk teams and how you can contribute to workflow improvements and credit reporting processes.
How to prepare for a job interview at Vanquis Bank
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Credit Risk Analyst. Familiarise yourself with data-driven insights, credit reporting processes, and the tools mentioned in the job description, such as Power BI and Excel.
✨Prepare for Competency Questions
Since the interview includes competency-based questions, think of specific examples from your past experiences that demonstrate your analytical skills, problem-solving abilities, and how you've contributed to process improvements.
✨Showcase Your Communication Skills
As effective communication is key for this role, practice explaining complex concepts clearly and concisely. Be ready to discuss how you've influenced decisions or negotiated outcomes in previous roles.
✨Research the Company
Learn about Vanquis Banking Group's values, mission, and recent developments. Understanding their focus on responsible lending and caring banking will help you align your answers with their corporate culture during the interview.
