Senior Credit Risk Analyst in Sheffield
Senior Credit Risk Analyst in Sheffield

Senior Credit Risk Analyst in Sheffield

Sheffield Full-Time 35000 - 46500 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Analyse credit risk data and create insightful reports using Power BI.
  • Company: Join a leading financial institution focused on innovative credit solutions.
  • Benefits: Enjoy 30 days annual leave, flexible working, and a generous pension contribution.
  • Why this job: Be part of a dynamic team making impactful decisions in the finance sector.
  • Qualifications: Experience with SQL, Power BI, and advanced Excel is essential.
  • Other info: Hybrid working model with opportunities for professional growth.

The predicted salary is between 35000 - 46500 £ per year.

Description

Senior Manager Credit Risk Analyst
Location: Sheffield / London / Hybrid Working
(Expectation that you will attend an office 2 days per week)
Contract: 7 Month Fixed Term Contract
Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri)
Salary: £35,000 – £46,500 Depending on Experience & Location
Please note that any same band and job family internal moves will not present any pay increase

Key Benefits

Click here for a complete list of benefits
  • 30 days annual leave plus bank holidays, opportunity to buy and sell up to 5 days holiday
  • 15% employer pension contribution
  • Flexible working
  • Cycle to work scheme, healthcare cash plan, Group Income Protection and life assurance
  • Paid voluntary days, maternity, paternity, adoption, and shared parental leave
  • Benefits designed to suit your lifestyle – from discounts on retail and dining, to health and wellbeing, travel, and technology…and plenty more

The Role

This role will primarily focus on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for:
  • Building a detailed understanding of the business through performing analytics across the Credit life cycle.
  • Supporting the creation and delivery of monitoring for credit risk and fraud models.
  • Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets.
  • Input to IFRS9 accounting standards, including investigating issues and maintaining data.
  • The collection, validation, cleansing and transformation of data.
Gathering requirements, identifying/analysing data sets and then translating them into bespoke and compelling data-driven reporting, reporting requests can come from a range of stakeholders and you will have accountability for the accuracy of any MI delivered.
Ownership and responsibility for producing data visualisations via Power BI, visualisations will often contain key department wide measures, metrics, KPIs which will be used for decision making by numerous stakeholders.
The Analyst will also ensure compliance with the delivery governance across the wider bank.

Experience

To be considered for this role you must have experience with querying complex data sets using SQL
Along with experience of designing and developing complex data visualisation / reporting with PowerBI.
You will be able to demonstrate a sound technical understanding of database design, including conceptual, logical and physical data models and constructing queries and data sets under a controlled development methodology.
You must have advanced Excel skills and be able to deliver to a strict production schedule whilst monitoring and measuring data quality.
You will have experience handling and validating financial data with precision and have a good understanding of data visualisation best practice with evidence of implementation.
You will have a clear, logical and analytical approach to problem solving with excellent attention to detail / accuracy focussed
You will also have proven experience of extracting, manipulating and interpreting complex data
Experience using Python Proficient/SAS/VBA would be an advantage along with prior experience
in Credit Analytics / Portfolio Analytics (Cards or Loans preferred).
Click here to view the full job description

Senior Credit Risk Analyst in Sheffield employer: British Business Bank

As a Senior Credit Risk Analyst in Sheffield, you will join a dynamic team that values flexibility and work-life balance, offering 30 days of annual leave plus bank holidays and the option to buy or sell additional holiday. Our inclusive work culture fosters professional growth through collaboration with various teams, while our comprehensive benefits package, including a generous pension contribution and health initiatives, ensures that your well-being is prioritised. With opportunities for meaningful contributions to critical product reporting and analytics, this role is perfect for those seeking a rewarding career in a supportive environment.
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Contact Detail:

British Business Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Credit Risk Analyst in Sheffield

✨Tip Number 1

Familiarise yourself with the specific tools and technologies mentioned in the job description, such as SQL and Power BI. Consider taking online courses or tutorials to sharpen your skills in these areas, as demonstrating proficiency can set you apart from other candidates.

✨Tip Number 2

Network with professionals in the credit risk and analytics field. Attend industry events or join relevant online forums to connect with others who work in similar roles. This can provide valuable insights into the role and may even lead to referrals.

✨Tip Number 3

Prepare to discuss your experience with data visualisation and reporting during interviews. Be ready to share specific examples of how you've used Power BI or similar tools to create impactful reports that influenced decision-making.

✨Tip Number 4

Research the company’s approach to credit risk and fraud management. Understanding their strategies and challenges will allow you to tailor your responses in interviews, showing that you're not only qualified but also genuinely interested in contributing to their goals.

We think you need these skills to ace Senior Credit Risk Analyst in Sheffield

SQL Querying
Data Visualisation with Power BI
Advanced Excel Skills
Data Cleansing and Transformation
Statistical Modelling
IFRS9 Accounting Standards Knowledge
Data Analysis
Attention to Detail
Problem-Solving Skills
Data Quality Monitoring
Database Design Understanding
Python Proficiency
SAS Experience
VBA Knowledge
Credit Risk Analytics

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, data visualisation, and SQL. Use specific examples that demonstrate your skills in handling complex data sets and your proficiency with Power BI.

Craft a Compelling Cover Letter: Write a cover letter that connects your background to the job description. Emphasise your analytical skills, attention to detail, and experience with financial data. Mention your understanding of IFRS9 standards and how you can contribute to the team.

Showcase Technical Skills: In your application, clearly outline your technical skills, especially in SQL, Power BI, and Excel. If you have experience with Python, SAS, or VBA, make sure to include that as well, as it could set you apart from other candidates.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your attention to detail, which is crucial for a role focused on data accuracy and reporting.

How to prepare for a job interview at British Business Bank

✨Showcase Your Technical Skills

Make sure to highlight your experience with SQL and Power BI during the interview. Prepare examples of complex data sets you've queried and visualisations you've created, as this will demonstrate your technical proficiency and relevance to the role.

✨Understand the Business Context

Familiarise yourself with the Start Up Loans product and its reporting requirements. Being able to discuss how your analytical skills can contribute to credit risk and fraud monitoring will show that you understand the business and its challenges.

✨Prepare for Scenario-Based Questions

Expect questions that assess your problem-solving abilities. Be ready to discuss specific scenarios where you've handled data validation or developed reporting solutions, focusing on your analytical approach and attention to detail.

✨Demonstrate Your Communication Skills

Since you'll be working with various stakeholders, it's crucial to convey complex data insights clearly. Practice explaining your past projects in a way that highlights your ability to translate technical information into actionable insights for non-technical audiences.

Senior Credit Risk Analyst in Sheffield
British Business Bank
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