Risk Analyst Placement Programme

About The Role A placement in our Risk division gives you unique exposure to the core elements of a risk management company and an opportunity to apply the skills you’ve developed so far and learn some new ones in a business environment.

We are exposed to over £7bn of asset risk via the vehicles we own and lease to our customers. Forecasting future vehicle values and asset depreciation is the bet we take when we lease our cars to our customers. But we don’t take that risk lightly – our Asset Risk team uses a combination of econometric and statistical approaches and industry expertise to understand and model the macro and micro influences – getting every car on fleet just £5 out amounts to > £3m!

Our Pricing team balances the needs of customers with those of our suppliers and scheme partners while managing our own profit margins within a target corridor. To deliver that they optimise our forecasts of costs and incomes to ensure an affordable, sustainable and varied product offering for our customers.

With over a million customers insured to drive our cars and an annual spend of almost half a billion pounds, our Insurance team is key to understanding the risk exposure both within our own fleet and customer base and via the external insurance industry. They also work closely with our fronting insurer and wholly owned subsidiary, which manages the reinsurance operation.

If you would like to find out what working in these areas entails, please do get in touch!

The placement

Our application process

• We will invite you to a video interview with our recruitment team

• If successful, you will then be invited to an assessment centre

About our programme

Annually, we run a 12-month placement year programme comprised of three pillars: the job, learning and development, and ‘the project’. Our programmes go above and beyond just the day job. You’ll be gaining valuable experience in your chosen business area while also being given the space and opportunity to challenge yourself and develop your skills.

About You

You’ll need to be on track to gain a minimum 2:1 degree (in a numerate subject) to qualify for the Risk Placement Programme. We are looking for candidates who are:

About The Company

Motability Operations is a unique organisation, virtually one of a kind. We combine a strong sense of purpose with a real commercial edge to ensure we provide the best possible worry-free mobility solutions to over 700,000 customers and their families across the UK. Customers exchange their higher rate mobility allowance to lease a range of affordable vehicles (cars, wheelchair accessible vehicles, scooters, and powered wheelchairs) with insurance, maintenance and breakdown assistance included. We are the largest car fleet operator in the UK (purchasing around 13% of all the new cars sold in the UK) and work with a network of around 5,000 car dealers and all the major manufacturers. We pride ourselves on delivering outstanding customer service, achieving an independently verified customer satisfaction rating of 9.6 out of 10.

Our values are at the heart of everything we do. They represent ambition, and we look for our people to live and breathe them every day:

We employee around 1500 people who are based across four locations: London, Bristol, Edinburgh and Coalville.

We know that our people are key to our success and our aim is to create an environment that allows our employees to flourish. We look for highly motivated people with a combination of commercial sense and real enthusiasm for meeting our customers\’ needs and in return, we offer the flexibility to balance your personal and work life.