At a Glance
- Tasks: Analyse corporate credit risk and evaluate loan structures for informed decision-making.
- Company: Join a leading financial services firm focused on innovative credit risk solutions.
- Benefits: Enjoy a collaborative culture, professional growth opportunities, and a chance to shape the future of finance.
- Why this job: Be part of a forward-thinking team where your ideas matter and impact real-world lending decisions.
- Qualifications: 3-5 years in credit or risk assessment, with strong analytical and relationship-building skills.
- Other info: Ideal for those passionate about technology and sustainable corporate lending.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
Join a Forward-Thinking Team Shaping the Future of Credit Risk
Are you looking to take your credit expertise to the next level in a dynamic, innovative environment?
This forward-thinking financial services organisation is leading the way in providing modern, creative credit risk solutions. They specialise in acquiring large corporate loans from banks, backed by sophisticated insurance-based structures.
With a strong focus on technology, transparency, and collaboration, this growing company offers tailored underwriting services that support smart, sustainable corporate lending decisions. It’s a place where your ideas are valued, your skills are sharpened, and your voice can shape the future of financial services.
The Role:
We’re looking for a commercially minded Underwriter with strong credit analysis skills and a passion for strategic relationship-building. This role is perfect for someone who enjoys deep-diving into financial data, assessing complex lending structures, and making decisions that drive long-term impact.
You’ll also have the chance to work closely with brokers and clients—building trusted relationships and becoming a key contributor to the company’s continued success.
What You’ll Be Doing:
- Conducting thoughtful, independent analysis of corporate credit risk using bank memos, financials, and cash flow statements.
- Evaluating loan structures to ensure they meet underwriting and risk criteria.
- Providing informed recommendations on insurance-backed loan decisions.
- Working directly with brokers and clients to strengthen partnerships and foster mutual success.
- Collaborating with internal teams to support well-rounded, commercial decisions.
- Monitoring the performance of your portfolio and responding to market trends.
- Staying ahead of industry changes and best practices in underwriting and risk.
What We’re Looking For:
- 3–5 years of experience in credit, underwriting, or risk assessment—ideally within banking or financial services.
- Strong working knowledge of corporate lending structures and the credit risk landscape.
- Confidence interpreting complex financial data with precision.
- A commercially aware mindset with the ability to make sound, strategic decisions.
- Relationship-building experience—you’re comfortable in a client-facing role and thrive in collaborative settings.
- A proactive, detail-oriented approach to your work.
Senior Credit Risk Analyst employer: Gambit Search
Contact Detail:
Gambit Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis and underwriting. Stay updated on industry news, regulatory changes, and emerging technologies that impact corporate lending. This knowledge will not only enhance your discussions during interviews but also demonstrate your commitment to staying ahead in the field.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit risk and underwriting. Attend industry events, webinars, or join relevant online forums. Building relationships can lead to valuable insights and potential referrals, making you a more attractive candidate.
✨Tip Number 3
Prepare to discuss specific examples from your past experience where you've successfully assessed complex lending structures or made strategic decisions based on financial data. Highlighting these instances will showcase your analytical skills and your ability to contribute to the company's success.
✨Tip Number 4
Demonstrate your relationship-building skills by researching the company’s key clients and partners. Understanding their business models and challenges will allow you to engage in meaningful conversations during interviews, showing that you're not just a fit for the role but also genuinely interested in contributing to their success.
We think you need these skills to ace Senior Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit, underwriting, or risk assessment. Emphasise your skills in analysing financial data and your understanding of corporate lending structures.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for credit risk analysis and your ability to build strategic relationships. Mention specific examples from your past experiences that demonstrate your skills and how they align with the company's goals.
Highlight Relevant Skills: In your application, clearly outline your strong working knowledge of credit risk and underwriting processes. Use keywords from the job description to ensure your application resonates with the hiring team.
Showcase Your Analytical Abilities: Provide examples of how you've conducted independent analyses of corporate credit risk in previous roles. Detail your approach to evaluating loan structures and making informed recommendations, as this is crucial for the role.
How to prepare for a job interview at Gambit Search
✨Showcase Your Analytical Skills
Be prepared to discuss your experience with credit analysis in detail. Highlight specific examples where you've successfully evaluated complex lending structures and made informed decisions based on financial data.
✨Demonstrate Relationship-Building Abilities
Since the role involves working closely with brokers and clients, share instances where you've built strong professional relationships. Emphasise your communication skills and how they have contributed to successful partnerships.
✨Stay Informed About Industry Trends
Research current trends in credit risk and underwriting practices. Being knowledgeable about recent developments will show your commitment to staying ahead in the field and your proactive approach to learning.
✨Prepare Thoughtful Questions
At the end of the interview, ask insightful questions about the company's approach to credit risk and their future plans. This demonstrates your genuine interest in the role and helps you assess if the company aligns with your career goals.