Credit Risk Manager - Motor Finance
Credit Risk Manager - Motor Finance

Credit Risk Manager - Motor Finance

London Full-Time 48000 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead credit strategy design and optimisation for vehicle finance.
  • Company: Join a dynamic team focused on innovative vehicle finance solutions.
  • Benefits: Enjoy hybrid working with flexible office days and a supportive culture.
  • Why this job: Shape customer experiences and drive impactful decisions in a growing sector.
  • Qualifications: Experience in consumer credit risk, ideally in vehicle finance, is essential.
  • Other info: Opportunity to coach and develop a high-performing team.

The predicted salary is between 48000 - 72000 £ per year.

A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand.

The successful candidate must come with relevant credit risk strategy/policy experience with experience in managing a team and credit risk experience in vehicle or motor finance.

Key Responsibilities:
  • Define and embed a robust credit risk framework across the lending lifecycle
  • Run test-and-learn experiments to evolve acquisition strategies
  • Introduce and evaluate new data sources for decision-making
  • Communicate insights and influence senior stakeholders
  • Balance commercial goals with responsible lending and portfolio quality
  • Coach and develop analysts to reach their full potential
  • Use data to produce clear recommendations and shape policy
  • Collaborate across teams to improve customer and business outcomes
  • Support innovation and continuous improvement in credit strategy
Requirements:
  • Experience in consumer credit risk—ideally in Vehicle Finance
  • Strong analytical and commercial problem-solving skills
  • A clear communicator with the ability to influence decisions at all levels
  • A proven people manager with the ability to lead and develop a high-performing team
  • Awareness of regulatory trends and macroeconomic drivers

Credit Risk Manager - Motor Finance employer: Marks Sattin

As a Credit Risk Manager in Motor Finance, you will thrive in a dynamic and supportive environment that champions innovation and professional growth. Our hybrid working model allows for flexibility while fostering collaboration in our London office, where you will lead a talented team and shape impactful credit strategies. With a strong focus on employee development and a commitment to responsible lending, we offer a rewarding career path that empowers you to make a meaningful difference in the financial landscape.
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Contact Detail:

Marks Sattin Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Manager - Motor Finance

✨Tip Number 1

Familiarise yourself with the latest trends in vehicle finance and credit risk management. Understanding the current market dynamics and regulatory changes will help you speak confidently about how you can contribute to our team.

✨Tip Number 2

Prepare to discuss specific examples of how you've successfully implemented credit strategies in your previous roles. Highlighting your experience with data-led decision-making will demonstrate your capability to drive performance in our growing Vehicle Finance product.

✨Tip Number 3

Showcase your leadership skills by preparing to talk about how you've developed and coached teams in the past. We value strong people management, so be ready to share your approach to nurturing talent and fostering a high-performing environment.

✨Tip Number 4

Think about how you can balance commercial goals with responsible lending. Be prepared to discuss your strategies for maintaining portfolio quality while driving growth, as this is crucial for our mission at StudySmarter.

We think you need these skills to ace Credit Risk Manager - Motor Finance

Credit Risk Strategy Development
Data Analysis and Interpretation
Team Leadership and Management
Consumer Credit Risk Assessment
Motor Finance Knowledge
Stakeholder Communication
Experimentation and Testing Methodologies
Regulatory Awareness
Commercial Acumen
Problem-Solving Skills
Decision-Making Skills
Collaboration and Teamwork
Coaching and Mentoring
Continuous Improvement Mindset

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in credit risk strategy and management, particularly in vehicle finance. Use specific examples that demonstrate your analytical skills and ability to influence decisions.

Craft a Compelling Cover Letter: In your cover letter, express your passion for the role and the company. Discuss how your background aligns with the key responsibilities listed in the job description, such as running test-and-learn experiments and coaching analysts.

Showcase Your Analytical Skills: Provide concrete examples of how you've used data to drive decision-making in previous roles. Highlight any successful projects where you balanced commercial goals with responsible lending.

Prepare for Potential Questions: Anticipate questions related to credit risk frameworks and your experience managing teams. Be ready to discuss how you would approach the challenges mentioned in the job description, such as introducing new data sources for decision-making.

How to prepare for a job interview at Marks Sattin

✨Showcase Your Credit Risk Expertise

Make sure to highlight your relevant experience in credit risk strategy, especially within the vehicle finance sector. Be prepared to discuss specific examples of how you've designed and optimised credit strategies in previous roles.

✨Demonstrate Analytical Skills

Since the role requires strong analytical abilities, come equipped with examples of how you've used data to drive decision-making. Discuss any test-and-learn experiments you've run and the outcomes they produced.

✨Communicate Effectively

As a Credit Risk Manager, you'll need to influence senior stakeholders. Practice articulating your insights clearly and confidently, ensuring you can convey complex information in an understandable way.

✨Emphasise Team Leadership

Be ready to talk about your experience in managing and developing teams. Share specific instances where you've coached analysts to achieve their potential and how you foster a high-performing team environment.

Credit Risk Manager - Motor Finance
Marks Sattin
M
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