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For Companies At a Glance
- Tasks: Conduct credit analysis and risk assessments for banks in various markets.
- Company: Join a leading financial institution with a strong reputation in risk management.
- Benefits: Enjoy competitive pay, flexible working options, and professional development opportunities.
- Why this job: Be part of a dynamic team making impactful credit decisions in a fast-paced environment.
- Qualifications: Ideal candidates should have a background in finance or economics and analytical skills.
- Other info: This role offers exposure to global markets and collaboration with diverse teams.
The predicted salary is between 43200 - 72000 £ per year.
We are seeking a dynamic and experienced FI Credit Analyst to join our clients FIG Credit Risk team in London. The role will focus on credit analysis and risk assessment of banks and other deposit-taking institutions across both developed and emerging markets. The successful candidate will be responsible for assessing counterparty risk, producing high-quality credit opinions, and supporting business lines with credit decisions that align with the bank’s risk appetite.
Key Responsibilities
- Credit Analysis & Risk Assessment
- Conduct independent credit analysis of banks and financial institutions in assigned geographies (developed and emerging markets).
- Evaluate quantitative and qualitative factors, including capital adequacy, asset quality, profitability, liquidity, funding structure, regulatory environment, and management quality.
- Produce and maintain internal credit ratings, risk assessments, and limit recommendations.
- Stay abreast of macroeconomic, political, and regulatory developments impacting assigned jurisdictions.
- Portfolio Management
- Monitor credit exposures and maintain up-to-date risk assessments for all counterparties.
- Identify early warning signals and propose risk mitigation strategies as necessary.
- Ensure timely annual and interim reviews in accordance with policy.
- Stakeholder Engagement
- Work closely with Relationship Managers, Trading/Capital Markets, Treasury, and other business units to support new transactions and existing exposures.
- Liaise with internal stakeholders including Risk Committees, Legal, Compliance, and Operations.
- Policy & Governance
- Ensure all credit decisions and recommendations comply with the bank’s internal policies, procedures, and regulatory requirements.
- Support the enhancement of credit risk methodologies, models, and frameworks.
FI Credit Analyst employer: Carr Lyons Search & Selection
Contact Detail:
Carr Lyons Search & Selection Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land FI Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment, especially in both developed and emerging markets. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly changing field.
✨Tip Number 2
Network with professionals in the financial services industry, particularly those working in credit analysis or risk management. Attend relevant events or webinars to make connections that could lead to valuable insights or referrals for the role.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience where you successfully assessed credit risk or contributed to credit decisions. This will showcase your practical skills and understanding of the role's responsibilities.
✨Tip Number 4
Stay informed about macroeconomic and regulatory developments that impact the banking sector. Being able to articulate how these factors influence credit risk will set you apart as a knowledgeable candidate who can add value to our team.
We think you need these skills to ace FI Credit Analyst
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a FI Credit Analyst. Familiarise yourself with credit analysis, risk assessment, and the specific requirements mentioned in the job description.
Tailor Your CV: Customise your CV to highlight relevant experience in credit analysis and risk assessment. Emphasise your familiarity with both developed and emerging markets, as well as any specific skills related to capital adequacy, asset quality, and regulatory environments.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and your understanding of the financial institutions landscape. Mention specific experiences where you've successfully assessed counterparty risk or contributed to credit decisions.
Highlight Stakeholder Engagement Skills: In your application, emphasise your ability to work collaboratively with various stakeholders. Provide examples of how you've engaged with different teams, such as Relationship Managers or Compliance, to support credit-related initiatives.
How to prepare for a job interview at Carr Lyons Search & Selection
✨Know Your Credit Analysis Fundamentals
Brush up on your knowledge of credit analysis, especially regarding banks and financial institutions. Be prepared to discuss how you evaluate capital adequacy, asset quality, and other key factors that influence credit risk.
✨Stay Updated on Market Trends
Familiarise yourself with the latest macroeconomic and regulatory developments in both developed and emerging markets. This will show your potential employer that you are proactive and well-informed about the industry landscape.
✨Demonstrate Stakeholder Engagement Skills
Be ready to share examples of how you've successfully collaborated with various stakeholders in previous roles. Highlight your ability to work with Relationship Managers and other business units to support credit decisions.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about how you would identify early warning signals in credit exposures and propose risk mitigation strategies.
