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- Tasks: Lead credit strategy design and optimisation for vehicle finance.
- Company: Join a dynamic team focused on innovative vehicle finance solutions.
- Benefits: Enjoy hybrid working with one day in the London office and flexible hours.
- Why this job: Shape customer experiences while driving performance through data-led insights.
- Qualifications: Experience in consumer credit risk, ideally in vehicle finance, is essential.
- Other info: Opportunity to coach and develop a high-performing team.
The predicted salary is between 48000 - 72000 £ per year.
A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand.
The successful candidate must come with relevant credit risk strategy/policy experience with experience in managing a team and credit risk experience in vehicle or motor finance.
Key Responsibilities:- Define and embed a robust credit risk framework across the lending lifecycle
- Run test-and-learn experiments to evolve acquisition strategies
- Introduce and evaluate new data sources for decision-making
- Communicate insights and influence senior stakeholders
- Balance commercial goals with responsible lending and portfolio quality
- Coach and develop analysts to reach their full potential
- Use data to produce clear recommendations and shape policy
- Collaborate across teams to improve customer and business outcomes
- Support innovation and continuous improvement in credit strategy
- Experience in consumer credit risk—ideally in Vehicle Finance
- Strong analytical and commercial problem-solving skills
- A clear communicator with the ability to influence decisions at all levels
- A proven people manager with the ability to lead and develop a high-performing team
- Awareness of regulatory trends and macroeconomic drivers
Credit Risk Manager - Motor Finance employer: Marks Sattin
Contact Detail:
Marks Sattin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Motor Finance
✨Tip Number 1
Familiarise yourself with the latest trends in vehicle finance and credit risk management. Understanding the current market landscape will help you speak confidently about how you can contribute to our team at StudySmarter.
✨Tip Number 2
Prepare to discuss specific examples of how you've successfully implemented credit risk strategies in your previous roles. Highlighting your hands-on experience will demonstrate your capability to lead and optimise our credit strategies.
✨Tip Number 3
Showcase your analytical skills by being ready to discuss how you've used data to drive decision-making in past projects. We value data-led insights, so be prepared to explain your thought process and outcomes.
✨Tip Number 4
Think about how you can influence senior stakeholders effectively. Prepare examples of how you've communicated complex ideas clearly and persuasively in the past, as this is crucial for the role.
We think you need these skills to ace Credit Risk Manager - Motor Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk strategy and management, particularly in vehicle finance. Use specific examples that demonstrate your analytical skills and ability to influence decisions.
Craft a Compelling Cover Letter: In your cover letter, express your passion for the role and the company. Discuss how your background aligns with the key responsibilities listed in the job description, such as running test-and-learn experiments and coaching analysts.
Showcase Your Analytical Skills: Provide concrete examples of how you've used data to drive decision-making in previous roles. Highlight any successful projects where you balanced commercial goals with responsible lending.
Prepare for Potential Questions: Anticipate questions related to your experience in managing teams and your understanding of regulatory trends in consumer credit. Be ready to discuss how you would approach the challenges outlined in the job description.
How to prepare for a job interview at Marks Sattin
✨Showcase Your Credit Risk Expertise
Make sure to highlight your relevant experience in credit risk strategy, especially within the vehicle finance sector. Be prepared to discuss specific examples of how you've designed and optimised credit strategies in previous roles.
✨Demonstrate Analytical Skills
Since the role requires strong analytical and problem-solving skills, come equipped with examples of how you've used data to drive decision-making. Discuss any test-and-learn experiments you've run and the outcomes they produced.
✨Communicate Effectively
As a clear communicator, you’ll need to influence senior stakeholders. Practice articulating your insights and recommendations succinctly, ensuring you can convey complex information in an understandable way.
✨Emphasise Team Leadership
Highlight your experience in managing and developing teams. Be ready to share your coaching philosophy and how you've helped analysts reach their full potential, as this is crucial for the role.
