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- Tasks: Lead credit strategy design and optimisation for vehicle finance.
- Company: Join a dynamic team focused on innovative vehicle finance solutions.
- Benefits: Enjoy hybrid working with one day in the London office and flexible hours.
- Why this job: Shape customer experiences while driving performance through data-led insights.
- Qualifications: Experience in consumer credit risk, ideally in vehicle finance, and strong leadership skills required.
- Other info: Opportunity to coach analysts and influence senior stakeholders.
The predicted salary is between 48000 - 72000 £ per year.
Location: You must be able to commute 1 day a week to the London office. Hybrid Working (4 days a week in the office).
A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand.
The successful candidate must come with relevant credit risk strategy/policy experience with experience in managing a team and credit risk experience in vehicle or motor finance.
Key Responsibilities:- Define and embed a robust credit risk framework across the lending lifecycle
- Run test-and-learn experiments to evolve acquisition strategies
- Introduce and evaluate new data sources for decision-making
- Communicate insights and influence senior stakeholders
- Balance commercial goals with responsible lending and portfolio quality
- Coach and develop analysts to reach their full potential
- Use data to produce clear recommendations and shape policy
- Collaborate across teams to improve customer and business outcomes
- Support innovation and continuous improvement in credit strategy
- Experience in consumer credit risk—ideally in Vehicle Finance
- Strong analytical and commercial problem-solving skills
- A clear communicator with the ability to influence decisions at all levels
- A proven people manager with the ability to lead and develop a high-performing team
- Awareness of regulatory trends and macroeconomic drivers
Credit Risk Manager - Motor Finance employer: Marks Sattin
Contact Detail:
Marks Sattin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Motor Finance
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially in the motor finance sector. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role and the industry.
✨Tip Number 2
Network with professionals in the vehicle finance industry. Attend relevant events or join online forums to connect with others who work in credit risk. This can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully implemented credit strategies in previous roles. Be ready to explain your thought process and the impact of your decisions on business outcomes.
✨Tip Number 4
Showcase your leadership skills by discussing how you've developed teams in the past. Highlight any coaching or mentoring experiences that demonstrate your ability to nurture talent and drive performance.
We think you need these skills to ace Credit Risk Manager - Motor Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk strategy and management, particularly in vehicle finance. Use specific examples to demonstrate your analytical skills and leadership abilities.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your understanding of the role and how your background aligns with the company's needs. Mention your experience with data-led decision-making and your ability to influence stakeholders.
Showcase Your Analytical Skills: In your application, provide examples of how you've used data to drive performance and shape credit strategies. Highlight any test-and-learn experiments you've conducted and their outcomes.
Prepare for Potential Questions: Think about how you would answer questions related to regulatory trends and macroeconomic drivers in the context of credit risk. Be ready to discuss your approach to balancing commercial goals with responsible lending.
How to prepare for a job interview at Marks Sattin
✨Showcase Your Analytical Skills
As a Credit Risk Manager, you'll need strong analytical abilities. Be prepared to discuss specific examples of how you've used data to inform credit strategies in the past. Highlight any successful experiments or insights that led to improved decision-making.
✨Demonstrate Leadership Experience
Since the role involves managing a team, it's crucial to convey your leadership style and experience. Share stories about how you've coached and developed team members, and how you foster a high-performing environment.
✨Understand Regulatory Trends
Familiarise yourself with current regulatory trends and macroeconomic factors affecting vehicle finance. Be ready to discuss how these elements influence credit risk strategies and how you would adapt to changes in the landscape.
✨Prepare for Stakeholder Engagement
You'll need to communicate insights effectively to senior stakeholders. Practice articulating complex ideas clearly and concisely. Think of examples where you've influenced decisions at various levels within an organisation.
