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For Companies At a Glance
- Tasks: Join us as an Associate in Debt Advisory, structuring bespoke debt solutions for entrepreneurial businesses.
- Company: We're a fast-growing advisory firm focused on lower mid-market transactions in London.
- Benefits: Enjoy competitive pay, career development, and hands-on experience from day one.
- Why this job: Make a real impact by solving complex funding challenges for SMEs in a collaborative culture.
- Qualifications: 1–5 years in debt advisory or related fields; strong financial analysis and communication skills required.
- Other info: Opportunity to build a lender network and work closely with business owners and finance professionals.
The predicted salary is between 43200 - 72000 ÂŁ per year.
Location: London
Salary: Competitive, based on experience
About the Role
We are looking for a commercially minded and relationship-driven Associate Director to join our fast-growing Debt Advisory practice in London. This role is ideal for someone who enjoys structuring bespoke debt solutions and working closely with entrepreneurial businesses to solve complex funding challenges.
You will focus exclusively on the lower mid-market—typically deal sizes around £5–£15 million—supporting owner-managed and private equity-backed businesses. Your success will come from understanding what clients truly need, crafting tailored debt structures, and guiding them through the entire financing process.
Key Responsibilities
- Client Discovery & Needs Analysis: Work directly with business owners, CFOs, and boards to understand their capital requirements, strategic goals, and funding constraints.
- Debt Structuring: Design and deliver tailored debt packages—including term loans, revolving credit, working capital, and asset-backed lending—aligned to each client’s situation.
- Lower Mid-Market Focus: Operate specifically within the lower mid-market segment, where funding needs are often complex but not served by large-cap-style structures or teams.
- Lender Relationship Management: Build strong connections across a wide range of funding providers, including high street banks, challenger banks, ABLs, and private credit funds.
- End-to-End Deal Execution: Lead the financing process from initial engagement through structuring, negotiation, and closing, managing all stakeholder relationships along the way.
- Market Intelligence: Keep a pulse on debt markets, lender appetites, and evolving credit products to deliver high-impact advice to clients.
- Financial Analysis: Conduct and review detailed financial models, cash flow assessments, and covenant structuring to support tailored recommendations.
Key Requirements
- 1–5 years’ experience in debt advisory, leveraged finance, corporate finance, commercial lending, or related roles.
- Demonstrated experience working with lower mid-market clients—not just large-cap or investment-grade lending.
- Strong track record of structuring complex lending solutions tailored to SME/mid-market needs.
- Excellent interpersonal and communication skills, with the ability to build trust and credibility with business owners and senior finance professionals.
- Strong financial and credit analysis capabilities.
- Entrepreneurial, proactive approach with a commitment to delivering high-quality outcomes.
- A developed lender network is a bonus but not essential—we’ll help you build one.
Why Join Us?
- Focus on impactful, lower mid-market transactions with direct client exposure.
- Work in a high-growth advisory business with a collaborative and entrepreneurial culture.
- Gain hands-on experience structuring debt across a range of sectors and situations.
- Competitive compensation, career development, and the opportunity to take on real responsibility from day one.
If you’re passionate about delivering tailored debt solutions for growing businesses and thrive in the lower mid-market space, we’d love to hear from you. Apply now and help shape the future of SME and mid-market funding.
Structured Finance Associate - Debt Advisory employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Structured Finance Associate - Debt Advisory
✨Tip Number 1
Network actively within the lower mid-market sector. Attend industry events, webinars, and local business meet-ups to connect with potential clients and other professionals in debt advisory. Building relationships now can lead to valuable opportunities later.
✨Tip Number 2
Stay updated on current trends in debt markets and funding solutions. Subscribe to relevant financial news outlets and follow thought leaders in the industry on social media. This knowledge will help you engage in informed discussions during interviews.
✨Tip Number 3
Consider reaching out to professionals already working in debt advisory roles. Informational interviews can provide insights into the day-to-day responsibilities and challenges of the job, helping you tailor your approach when applying.
✨Tip Number 4
Demonstrate your understanding of bespoke debt solutions by preparing case studies or examples of how you've successfully navigated complex funding challenges in the past. This will showcase your problem-solving skills and make you stand out during the interview process.
We think you need these skills to ace Structured Finance Associate - Debt Advisory
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in debt advisory, leveraged finance, or corporate finance. Emphasise your work with lower mid-market clients and any specific achievements in structuring complex lending solutions.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Discuss your passion for delivering tailored debt solutions and how your skills align with the key responsibilities outlined in the job description.
Highlight Relevant Skills: In your application, focus on your interpersonal and communication skills, as well as your financial analysis capabilities. Provide examples of how you've built trust with clients and successfully managed stakeholder relationships.
Showcase Market Knowledge: Demonstrate your awareness of the debt markets and lender appetites in your application. Mention any insights you have about evolving credit products and how they can impact lower mid-market transactions.
How to prepare for a job interview at Fintellect Recruitment
✨Understand the Role
Make sure you have a solid grasp of what a Structured Finance Associate in Debt Advisory does. Familiarise yourself with the key responsibilities, especially around client discovery and debt structuring, as this will help you answer questions more effectively.
✨Showcase Your Experience
Be prepared to discuss your previous experience in debt advisory or related fields. Highlight specific examples where you've successfully structured complex lending solutions, particularly for lower mid-market clients, as this is crucial for the role.
✨Demonstrate Relationship Skills
Since building strong connections with clients and lenders is vital, think of instances where you've successfully managed relationships. Be ready to explain how you build trust and credibility with business owners and senior finance professionals.
✨Stay Informed on Market Trends
Keep up-to-date with the latest trends in the debt market and lender appetites. Being able to discuss current market conditions and how they affect funding solutions will show your commitment and knowledge in the field.
