Senior Principal Product Manager

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

Circle is seeking a Sr. Principal Product Manager to lead the strategy, development, and evolution of the governance and network operations of the Circle Payments Network. You will be responsible for defining and driving the product vision for the infrastructure that underpins one of the core values of the network; “trust” - enabling a secure, transparent, and compliant ecosystem for digital asset transactions. You’ll own the development of a platform for internal tools, risk modeling systems, governance features and network operations that facilitate responsible network growth and enable participants to satisfy their regulatory and compliance requirements across jurisdictions and transact in accordance to their risk appetite.

As the product leader, you will define the long-term product vision for a platform that enables CPN’s product capabilities to scale with trust and operational rigor as the network grows globally. You’ll work cross-functionally with engineering, AI/ML, compliance, risk, finance, and operations teams to deliver systems and features that are secure, scalable, and intelligent by default. This role demands an entrepreneurial product thinker who thrives in complexity, has a deep technical and regulatory understanding, and can translate ambitious ideas into scalable product outcomes.

We are seeking someone with a demonstrated history of successfully launching several external user facing products and internal tools, owning and managing large, complex program areas and engaging with cross-functional teams, and numerous stakeholders, directly and through influence. The ideal candidate has extensive experience managing compliance, risk and business tooling, systems and platform needs, ability to assess multiple competing needs and defining product strategy and demonstrated agility and ability to adapt to an ever-changing landscape. Your leadership will directly influence how institutions and developers interact with CPN and how trust and transparency are encoded into its core architecture.

What You’ll Work On

• Define and execute the product strategy for CPN trust infrastructure, including tooling for onboarding and real-time monitoring.
• Drive the productization of compliance services, credentialing systems, and counterparty risk tooling tailored to the needs of a permissioned network.
• Partner closely with engineering and data teams to deliver robust, scalable systems that ensure transparency, auditability, and adherence to CPN’s governance frameworks.
• Engage with external stakeholders including members to ensure the product experience supports CPN participation requirements and operational excellence.
• Identify and remove friction in network operations through modular, policy-compliant workflows that accelerate decision-making and member onboarding.
• Manage product documentation, communicate updates clearly across the organization, and track performance of features and metrics that underpin trust and accountability in CPN.
• Build deep relationships and create strategic alliances to establish trust with key stakeholders across legal, risk, compliance, engineering, product, partner, etc. to accelerate delivery of risk and compliance initiatives.
• Partner with all key stakeholders to define the product requirements, develop insights and write detailed user stories to deliver features and functionality to scale the Circle Payments Network.
• Ensure that the CPN platform delivers regulatory-grade performance and reliability, while accelerating innovation through composability and reusability.
• Proactively identify business opportunities across the company, process gaps, roadblocks, bottlenecks, and inefficiencies that will negatively impact risk and compliance platform efforts and mitigate them.

What You’ll Bring To Circle

• 15+ years of experience in fintech, crypto, or regulated financial services with a focus on compliance, infrastructure, or risk platforms.
• Demonstrated success in building and scaling complex B2B or platform products in regulated environments.
• Deep familiarity with compliance tooling including KYC, AML, and sanctions screening in financial ecosystems.
• Strong understanding of permissioned networks, governance frameworks, and institutional onboarding workflows.
• You are a creative product mind, an avid problem solver and a highly collaborative team member.
• Exceptional product judgment and an ability to operate in highly cross-functional, ambiguous environments.
• You are a self-starter and fast-moving when it comes to putting plans into motion – you don't need to work from a script.
• Executive presence with an ability to influence and work hands-on with other cross-functional team leaders, such as lawyers, engineers, product managers, data analysts, operations analysts in improving compliance processes and systems.
• Highly quantitative, analytical, and business minded with a data-driven approach to decision making.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $212,500 - $272,500.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.