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For Companies At a Glance
- Tasks: Drive product innovation and optimise payment solutions through user research and collaboration.
- Company: Join one of the world's leading financial organisations focused on innovative payment products.
- Benefits: Enjoy flexible working options, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact in shaping payment products while working in a dynamic, diverse team.
- Qualifications: Fluency in English and understanding of low value payment systems required; experience in product development is a plus.
- Other info: Ideal for both junior and senior associates looking to advance their careers in product management.
The predicted salary is between 36000 - 60000 £ per year.
Promote innovation in product development, user research, and analysis to shape and optimize our offering. Unleash your expertise in product development and optimization by leveraging user research, analyzing metrics, and collaborating across one of the world’s most innovative financial organizations. The EMEA Automated Clearing House (ACH) Payments Product Management Team is a dynamic and diverse Product team responsible for product strategy, development, commercialization and local relevance of payment products across the region. The products developed will be used by global financial institutions and corporations executing payments and will focus on streamlining the client experience while reducing operational costs and risks within the current model.
As a Product Associate in the ACH Payments Product Management Team, you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact, supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings. Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success.
Job responsibilities:
- Collaborates with various internal and external stakeholders to identify, develop and implement new solutions and product improvements that are globally consistent.
- Considers and plans for upstream and downstream implications of new product features on the overall product experience.
- Supports the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers.
- Analyses, tracks, and evaluates product metrics including work to time, cost, and quality targets across the product development life cycle.
- Writes the requirements, epics, and user stories to support product development.
- Analyses and implements regulatory changes and updates that are applicable to the product in coverage.
- Manages P&L (Profit & Loss) including accurate financial planning and delivery against revenue and expense targets.
- Understands the risks inherent in low value payment products and drives programs to reduce or eliminate.
Required qualifications, capabilities, and skills:
- Fluency in English.
- Understanding of how low value (ACH) clearing systems operate.
- Knowledge of the product development life cycle.
- Experience in product life cycle activities including discovery and requirements definition.
- Developing knowledge of data analytics and data literacy.
- Excellent verbal and written communication skills.
- Proven organisational skills and the ability to manage multiple priorities whilst meeting deadlines.
Preferred qualifications, capabilities, and skills:
- First understanding of low value payments such as BACS, SEPA, RIBA, etc. beneficial.
- Expertise in product management, with a focus on payments, is a plus.
Product Manager – Payments – Junior or Senior Associate (London/Bournemouth) employer: J.P. Morgan
Contact Detail:
J.P. Morgan Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Manager – Payments – Junior or Senior Associate (London/Bournemouth)
✨Tip Number 1
Familiarise yourself with the latest trends in payment systems, especially low value payments like ACH, BACS, and SEPA. This knowledge will not only help you understand the role better but also demonstrate your genuine interest during interviews.
✨Tip Number 2
Network with professionals in the payments industry through platforms like LinkedIn. Engaging with current employees at StudySmarter or similar companies can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've contributed to product development or optimisation in previous roles. Highlighting your experience with user research and metrics analysis will set you apart from other candidates.
✨Tip Number 4
Stay updated on regulatory changes affecting payment products. Being knowledgeable about compliance issues will show that you are proactive and ready to tackle challenges in the role.
We think you need these skills to ace Product Manager – Payments – Junior or Senior Associate (London/Bournemouth)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in product management, particularly in payments. Emphasise any work you've done with user research, product development, and metrics analysis.
Craft a Compelling Cover Letter: In your cover letter, express your passion for innovation in product development. Mention specific examples of how you've contributed to product optimisation and user experience improvements in previous roles.
Showcase Relevant Skills: Clearly outline your understanding of low value payment systems and the product development life cycle. Highlight your analytical skills and any experience you have with data analytics, as these are crucial for the role.
Prepare for Potential Questions: Think about how you would answer questions related to product strategy and user research. Be ready to discuss your approach to collaborating with cross-functional teams and managing multiple priorities.
How to prepare for a job interview at J.P. Morgan
✨Showcase Your Product Knowledge
Make sure to demonstrate your understanding of the product development life cycle, especially in relation to low value payment systems like ACH. Be prepared to discuss specific examples of how you've contributed to product development or optimisation in previous roles.
✨Highlight Collaboration Skills
Since the role involves working closely with cross-functional teams, share experiences where you've successfully collaborated with different stakeholders. Emphasise your ability to communicate effectively and manage multiple priorities while meeting deadlines.
✨Prepare for User Research Discussion
Be ready to talk about your experience with user research and market analysis. Discuss how you've used customer feedback to inform product strategy and improvements, as this is crucial for the role.
✨Understand Regulatory Implications
Familiarise yourself with the regulatory landscape surrounding low value payments. Be prepared to discuss how you would approach implementing regulatory changes and their impact on product offerings.
