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- Tasks: Assess and underwrite mortgage applications while collaborating with the processing team.
- Company: Join a vibrant company that values ambition and employee well-being.
- Benefits: Enjoy hybrid working, a contributory pension, private medical insurance, and extra holiday.
- Why this job: Be part of a growing team with opportunities to expand your skills in a fun environment.
- Qualifications: Experience in underwriting with knowledge of Buy to Let lending is essential.
- Other info: Work from home three days a week and enjoy a supportive team culture.
The predicted salary is between 36000 - 60000 £ per year.
Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance.
They are looking for underwriters to join a growing team of 7 so far. They need experienced Buy to Let Underwriters, but this could just be part of your skill set as there is a definite opportunity to expand into other areas in the future.
The primary function of this role is to assess and underwrite mortgage applications to ensure all lending complies with the company's credit risk policy. Additionally, work with the processing team to assist in the preparation of case files as well as assisting our intermediary partners by discussing potential new applications.
If you want to join this exciting company, you will have:
- A current or recent Underwriting Mandate
- Good knowledge of Buy to Let lending (to include Limited Company, HMO and Multi lets)
- A good understanding of the mortgage process
- Knowledge of working under pressure to tight deadlines - a 'can do' attitude
- Experience of working in a team
- Ability to prioritise tasks
In return, they offer:
- Hybrid working pattern: Office based in Milton Keynes on Mondays & Thursdays with the other 3 days a week working from home.
- Contributory pension scheme
- Death in service (4 x salary)
- Vitality Private Medical Insurance & dental cover
- Employee Assistance Program
- Discretionary annual bonus
- Additional 2 days holiday over Christmas.
BTL Underwriter employer: Ultimate Banking
Contact Detail:
Ultimate Banking Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in Buy to Let lending, especially regarding Limited Company, HMO, and Multi lets. This knowledge will not only help you stand out during discussions but also demonstrate your commitment to staying updated in the field.
✨Tip Number 2
Network with professionals in the mortgage industry, particularly those who have experience in underwriting. Engaging with others can provide insights into the role and may even lead to referrals or recommendations.
✨Tip Number 3
Prepare to discuss your experience with tight deadlines and how you've successfully managed pressure in previous roles. Highlighting your 'can do' attitude will resonate well with the company's culture.
✨Tip Number 4
Showcase your teamwork skills by providing examples of how you've collaborated with processing teams or intermediary partners in the past. This will illustrate your ability to work effectively within a growing team.
We think you need these skills to ace BTL Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as a Buy to Let Underwriter. Include specific examples of your underwriting mandate and any relevant knowledge of Limited Company, HMO, and Multi lets lending.
Craft a Compelling Cover Letter: Write a cover letter that reflects your enthusiasm for the role and the company. Mention how your skills align with their needs, particularly your ability to work under pressure and in a team environment.
Showcase Relevant Experience: In your application, emphasise your understanding of the mortgage process and your experience in assessing and underwriting mortgage applications. Use metrics or achievements to demonstrate your success in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in underwriting.
How to prepare for a job interview at Ultimate Banking
✨Showcase Your Underwriting Experience
Make sure to highlight your current or recent underwriting mandate during the interview. Discuss specific examples of Buy to Let lending you've handled, including Limited Company, HMO, and Multi lets, to demonstrate your expertise.
✨Understand the Mortgage Process
Be prepared to discuss your knowledge of the mortgage process in detail. This will show that you not only understand underwriting but also how it fits into the broader context of mortgage applications and compliance.
✨Demonstrate Teamwork Skills
Since the role involves working closely with a processing team and intermediary partners, share examples of how you've successfully collaborated in previous roles. Emphasise your ability to work under pressure while maintaining a positive attitude.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's culture, the team dynamics, and future opportunities for growth within the role. This shows your genuine interest in the company and helps you assess if it's the right fit for you.
