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For Companies At a Glance
- Tasks: Evaluate credit applications and conduct in-depth financial analyses.
- Company: Join MAN Financial Services, part of the innovative TRATON Group.
- Benefits: Enjoy a great benefits package, including pension schemes and retail discounts.
- Why this job: Shape the future of electric vehicle funding in a supportive, inclusive culture.
- Qualifications: Strong analytical skills and attention to detail are essential.
- Other info: We value diversity and offer career progression opportunities globally.
The predicted salary is between 36000 - 60000 £ per year.
An exciting opportunity to join MAN Financial Services as Credit Manager, leading a team of passionate and dedicated Underwriters. You will be joining at the start of a new chapter in MAN Financial Services' history (as part of the TRATON Group) and with the growth of electric vehicle funding, this is an excellent opportunity to work alongside our Business Improvement team to shape the way we do business, optimising systems and technologies to achieve the best outcomes, both for our customers and processes.
In this role, you will:
- Evaluate and process retail and corporate credit applications in a timely, accurate manner, ensuring compliance with internal mandates, credit policies, and risk appetite frameworks.
- Prepare comprehensive credit line reviews for new and existing corporate clients, including in-depth account analysis, internal credit rating assessments, and review of documentation.
- Conduct scheduled and ad hoc credit reviews, ensuring timely renewal of credit lines in accordance with internal guidelines.
- Monitor ongoing customer performance, identifying variances from agreed credit terms or risk thresholds, and recommending appropriate credit actions or escalations.
- Foster strong working relationships with MAN Financial Service Business Development Managers to support both new business development and existing client renewals.
- Contribute to operational excellence by identifying areas for process improvement and supporting strategic initiatives and projects led by the Head of Operations.
- Manage and resolve credit-related queries, ensuring efficient communication and resolution.
About you:
- Data Interpretation: Drawing conclusions from large sets of credit and market data.
- Analytical Review: Analyzing financial statements, credit reports, and risk factors to assess creditworthiness effectively.
- Customer Service Orientation: Communicating underwriting decisions in a respectful, professional manner.
- Attention to Detail: Spotting discrepancies in applications or financial documentation.
- Teamwork: The ability to work well within a team as well as individually.
If you’re interested in this role, we’d love to hear from you. Next steps: If you like the sound of this position, please apply today. A member of the MAN Financial Services Recruitment team will contact you to discuss your application. If successful, you will be invited to have a conversation with the hiring manager. We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team, and we’ll be happy to discuss these with you.
As a company, we are committed to protecting the privacy and security of your personal information. Our recruitment privacy notice details how information is collected, processed, and retained. For more information, please visit the MAN Financial Services UK website and view the recruitment privacy statement at the bottom of our homepage.
Working for MAN Financial Services is not just about the job. It’s about you too, and we offer an excellent benefits package including a pension scheme, life insurance, financial incentives, and discounts on retail outlets including groceries. We invest heavily in colleague development, providing comprehensive training and career progression opportunities both in the UK and globally. Our culture is strong and supportive, valuing diversity and inclusion as strategic priorities. We aim to create an inclusive, family-friendly environment where everyone feels valued and respected. MAN Financial Services is dedicated to delivering exceptional products and services. Our core values—CUSTOMER FIRST, RESPECT, ELIMINATION OF WASTE, RESPONSIBILITY, and TEAM SPIRIT—guide all we do.
Credit Underwriter employer: Man
Contact Detail:
Man Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in credit underwriting, especially in relation to electric vehicle funding. This knowledge will not only help you understand the role better but also demonstrate your enthusiasm and commitment to the industry during discussions.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit management. Engaging with them can provide insights into the company culture at MAN Financial Services and may even lead to referrals.
✨Tip Number 3
Prepare to discuss your analytical skills in detail. Be ready to share specific examples of how you've successfully interpreted data or assessed creditworthiness in previous roles, as this will be crucial for the interview.
✨Tip Number 4
Showcase your customer service orientation by thinking of ways to communicate complex credit decisions clearly and respectfully. This will highlight your ability to maintain strong relationships with clients, which is key for this role.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to understand the responsibilities and requirements of the Credit Underwriter position. Tailor your application to highlight relevant experiences that align with these expectations.
Highlight Relevant Skills: Emphasise your skills in data interpretation, analytical review, and customer service orientation in your CV and cover letter. Provide specific examples of how you've successfully applied these skills in previous roles.
Craft a Strong Cover Letter: Write a compelling cover letter that not only expresses your interest in the role but also demonstrates your understanding of MAN Financial Services' values and how you can contribute to their goals, especially in the context of electric vehicle funding.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. Attention to detail is crucial in this role, so ensure your application reflects that quality.
How to prepare for a job interview at Man
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Credit Underwriter. Familiarise yourself with credit policies, risk appetite frameworks, and the importance of compliance in the role. This will help you answer questions confidently and demonstrate your knowledge.
✨Showcase Analytical Skills
Prepare to discuss your experience with data interpretation and analytical reviews. Be ready to provide examples of how you've assessed creditworthiness in the past, including any specific tools or methodologies you used.
✨Emphasise Teamwork
Since this role involves collaboration with Business Development Managers, highlight your ability to work well in a team. Share examples of successful teamwork from your previous roles, focusing on how you contributed to achieving common goals.
✨Prepare for Customer Service Scenarios
As customer service orientation is key, think of instances where you've communicated difficult decisions respectfully and professionally. Be prepared to discuss how you handle credit-related queries and ensure efficient communication.
