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For Companies At a Glance
- Tasks: Join our Product Counsel Legal team to support payments and BNPL loans.
- Company: Affirm is transforming credit to be honest and consumer-friendly.
- Benefits: Enjoy remote work, competitive pay, health coverage, and flexible spending stipends.
- Why this job: Be part of a mission to improve consumer finance with innovative legal solutions.
- Qualifications: 6+ years in fintech or related fields; qualified lawyer with 5+ years PQE.
- Other info: Remote-first culture with opportunities for equity rewards.
The predicted salary is between 133000 - 173000 £ per year.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for an energetic and hardworking product lawyer to join our Product Counsel Legal team. This individual will support the servicing and underwriting lifecycle for payments, BNPL loans, including underwriting, servicing, and collections. The best candidate will be flexible enough to engage in a wide range of projects and matters in support of Affirm's strategic objectives. We are looking for someone who takes their work seriously, but doesn't take themselves too seriously. If you are an individual with humility, grit, and flexibility, this is the job for you! Come join us in our mission to change consumer finance through offering honest financial products that improve lives!
What You’ll Do
- Counsel Affirm's Business teams and other cross-functional stakeholders on relevant consumer financial services laws and regulations affecting new and existing products and services, including the PSD2, Regulatory compliance.
- Advise on relevant financial regulatory requirements: including PSD2, AML/KYC, EU Directive and Dutch Consumer Rights laws.
- Support Affirm's origination and servicing of loan and payment products.
- Provide strategic advice regarding EU consumer finance and protection laws.
- Monitor legal and regulatory developments in consumer lending and servicing.
- Be a trusted advisor and teammate, sharing legal and other expertise and support when needed.
- Identify and evaluate business and legal risks and act as a trusted partner for creative legal problem-solving.
- Draft terms and conditions, disclosures, review copy.
- Create and solve initiatives related to new and existing Affirm products to ensure business partners are supported.
What We Look For
- Ideal candidate will have 6+ years of related business, government, or fintech experience, preferably with a focus on Payments, Consumer Credit, Banking, or BNPL.
- Relevant education. You’re a qualified lawyer with a minimum of 5 years PQE, and ideally 7 years of professional legal experience.
- Someone who has established expertise in all areas of the consumer credit lifecycle, including originations, underwriting, licensing, KYC/AML, servicing, credit reporting, & collections.
- A combination of private practice and in-house experience is preferred.
- A quick learner who genuinely enjoys legal analysis and collaboration in a fast-paced environment.
- Experience developing creative approaches to legal challenges while providing business-focused legal advice.
- Inquisitive and proactive in identifying risks and proposing creative and effective solutions.
- Strong project management, critical thinking, creativity, and analytical skills.
- Someone focused on maintaining positive relationships and trust with cross-functional business partners.
- Passion for improving credit products and consumer experiences.
Benefits
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
Senior Counsel, Product employer: Affirm
Contact Detail:
Affirm Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Counsel, Product
✨Tip Number 1
Familiarise yourself with the latest consumer finance laws and regulations, especially those relevant to BNPL and payments. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in a fast-evolving sector.
✨Tip Number 2
Network with professionals in the fintech and legal sectors. Attend industry events or webinars where you can meet people who work at Affirm or similar companies. Building these connections can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've navigated complex legal challenges in previous roles. Highlight your ability to provide business-focused legal advice while maintaining compliance, as this aligns closely with what Affirm is looking for.
✨Tip Number 4
Showcase your collaborative skills by preparing to discuss how you've worked with cross-functional teams in the past. Affirm values teamwork, so demonstrating your ability to build positive relationships will set you apart from other candidates.
We think you need these skills to ace Senior Counsel, Product
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in consumer finance, payments, and legal compliance. Use keywords from the job description to demonstrate that you meet the qualifications they are looking for.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific projects or experiences that align with Affirm's mission and values, showcasing your understanding of the consumer credit landscape.
Showcase Your Legal Expertise: Provide examples of your experience with consumer financial services laws and regulations. Highlight any specific cases or projects where you successfully navigated complex legal challenges, particularly in the areas of payments and BNPL.
Demonstrate Cultural Fit: Affirm values humility and a sense of humour. In your application, convey your personality and how you can contribute to a positive team environment. Share anecdotes that reflect your collaborative spirit and adaptability in a fast-paced setting.
How to prepare for a job interview at Affirm
✨Know Your Regulations
Familiarise yourself with the key consumer financial services laws and regulations mentioned in the job description, such as PSD2 and AML/KYC. Being able to discuss these confidently will show your expertise and readiness for the role.
✨Showcase Your Flexibility
The ideal candidate is described as someone who is flexible and can engage in a wide range of projects. Be prepared to share examples from your past experiences where you adapted to changing circumstances or took on diverse responsibilities.
✨Demonstrate Creative Problem-Solving
Highlight instances where you've developed creative approaches to legal challenges. This role requires innovative thinking, so be ready to discuss how you’ve provided business-focused legal advice in complex situations.
✨Build Rapport with Cross-Functional Teams
Emphasise your ability to maintain positive relationships with business partners. Prepare to discuss how you've collaborated with different teams in the past and how you can bring that collaborative spirit to Affirm.
