At a Glance
- Tasks: Assess new business applications for asset finance and approve deals.
- Company: Join a well-established provider of asset finance supporting SMEs across the UK.
- Benefits: Enjoy a collaborative team environment with opportunities for growth and development.
- Why this job: Be part of a small team making impactful decisions in a growing credit function.
- Qualifications: Experience as a credit underwriter, preferably in asset finance or business lending.
- Other info: You will have your own mandate to approve deals and influence business outcomes.
The predicted salary is between 36000 - 60000 £ per year.
Our client is a well established provider of asset finance facilities, supporting SME clients across the UK. They are expanding their credit function and looking to appoint an experienced credit underwriter who will work closely to support the Credit Manager in the assessment of new business applications, for hard and soft assets.
You will hold your own mandate, and have the authority to approve own book deals, in addition to making decisions to broker out deals that don't meet own book criteria. We are keen to speak to experienced credit underwriters, ideally from within the asset finance sector – hard or soft asset experience, although other business lending credit experience may be considered.
This is an excellent opportunity to join a small but well established team, in a role where you will support with the ongoing growth of the credit function.
Credit Analyst – Asset Finance employer: CBC Recruitment Solutions
Contact Detail:
CBC Recruitment Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst – Asset Finance
✨Tip Number 1
Familiarise yourself with the asset finance sector, especially the nuances of hard and soft assets. Understanding the specific challenges and opportunities in this area will help you engage more effectively during interviews.
✨Tip Number 2
Network with professionals in the asset finance industry. Attend relevant events or join online forums to connect with others who can provide insights or even refer you to opportunities within their organisations.
✨Tip Number 3
Prepare to discuss your previous experience with credit underwriting in detail. Be ready to share specific examples of how you've assessed applications and made decisions, as this will demonstrate your expertise and confidence in the role.
✨Tip Number 4
Research the company thoroughly before your interview. Understand their values, mission, and recent developments in their credit function. This knowledge will allow you to tailor your responses and show genuine interest in joining their team.
We think you need these skills to ace Credit Analyst – Asset Finance
Some tips for your application 🫡
Understand the Role: Read the job description carefully to understand the specific requirements and responsibilities of a Credit Analyst in Asset Finance. Tailor your application to highlight relevant experience in credit underwriting, especially within the asset finance sector.
Highlight Relevant Experience: In your CV and cover letter, emphasise your experience with hard and soft assets, as well as any other business lending credit experience. Use specific examples to demonstrate your skills in assessing new business applications and making informed decisions.
Craft a Strong Cover Letter: Write a compelling cover letter that not only outlines your qualifications but also expresses your enthusiasm for joining a small, established team. Mention how your background aligns with the company's goals and how you can contribute to the growth of their credit function.
Proofread Your Application: Before submitting your application, thoroughly proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is crucial for a role in credit analysis.
How to prepare for a job interview at CBC Recruitment Solutions
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with financial data regularly. Brush up on your understanding of key financial metrics and ratios relevant to asset finance. Be prepared to discuss how you would assess the creditworthiness of potential clients.
✨Understand the Asset Finance Landscape
Familiarise yourself with the current trends in the asset finance sector, including both hard and soft assets. Being able to discuss recent developments or challenges in the industry will show your genuine interest and expertise.
✨Prepare for Scenario Questions
Expect to face scenario-based questions where you may need to demonstrate your decision-making process. Think about past experiences where you had to make tough credit decisions and be ready to explain your rationale.
✨Showcase Team Collaboration Skills
Since you'll be working closely with the Credit Manager and other team members, highlight your ability to collaborate effectively. Share examples of how you've successfully worked in a team environment to achieve common goals.