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- Tasks: Lead credit strategy design and optimisation for vehicle finance, driving performance through data insights.
- Company: Join a dynamic company focused on innovative vehicle finance solutions and customer satisfaction.
- Benefits: Enjoy hybrid working with three days from home and opportunities for professional growth.
- Why this job: Shape the credit journey for customers while collaborating with diverse teams in a supportive culture.
- Qualifications: Experience in consumer credit risk, strong analytical skills, and proven leadership abilities required.
- Other info: Open to candidates across England; embrace a role that balances commercial goals with responsible lending.
The predicted salary is between 48000 - 72000 £ per year.
Credit Risk Strategy Manager – Vehicle Finance
Location: London (will also consider candidates from other locations in England). Hybrid Working (3 days WFH)
A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand.
Key Responsibilities:- Define and embed a robust credit risk framework across the lending lifecycle
- Run test-and-learn experiments to evolve acquisition strategies
- Introduce and evaluate new data sources for decision-making
- Communicate insights and influence senior stakeholders
- Balance commercial goals with responsible lending and portfolio quality
- Coach and develop analysts to reach their full potential
- Use data to produce clear recommendations and shape policy
- Collaborate across teams to improve customer and business outcomes
- Support innovation and continuous improvement in credit strategy
- Experience in consumer credit risk—ideally in Vehicle Finance
- Strong analytical and commercial problem-solving skills
- A clear communicator with the ability to influence decisions at all levels
- A proven people manager with the ability to lead and develop a high-performing team
- Awareness of regulatory trends and macroeconomic drivers
Credit Risk Manager - Car Finance employer: Marks Sattin
Contact Detail:
Marks Sattin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager - Car Finance
✨Tip Number 1
Familiarise yourself with the latest trends in vehicle finance and credit risk management. Understanding the current market dynamics and regulatory environment will help you speak confidently about how you can contribute to our team.
✨Tip Number 2
Prepare to discuss specific examples of how you've used data to drive decision-making in previous roles. We value candidates who can demonstrate their analytical skills and how they’ve influenced credit strategies effectively.
✨Tip Number 3
Showcase your leadership experience by highlighting instances where you've coached or developed team members. We’re looking for someone who can inspire and elevate others, so be ready to share your approach to team development.
✨Tip Number 4
Think about how you can balance commercial goals with responsible lending practices. Be prepared to discuss your philosophy on this balance and how it aligns with our mission at StudySmarter.
We think you need these skills to ace Credit Risk Manager - Car Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in consumer credit risk, particularly in Vehicle Finance. Use specific examples that demonstrate your analytical skills and problem-solving abilities.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your understanding of the role and how your background aligns with the key responsibilities. Mention your experience with data-led insights and your ability to influence stakeholders.
Showcase Your Leadership Skills: In your application, emphasise your experience in coaching and developing teams. Provide examples of how you've led high-performing teams and contributed to their success.
Highlight Regulatory Awareness: Demonstrate your awareness of regulatory trends and macroeconomic drivers in your application. This shows that you understand the broader context of credit risk management and can navigate challenges effectively.
How to prepare for a job interview at Marks Sattin
✨Showcase Your Analytical Skills
As a Credit Risk Manager, you'll need strong analytical abilities. Be prepared to discuss specific examples of how you've used data to inform decision-making in previous roles. Highlight any experience with test-and-learn experiments and how they improved outcomes.
✨Communicate Clearly and Confidently
This role requires influencing senior stakeholders, so practice articulating your thoughts clearly. Prepare to explain complex concepts in simple terms, demonstrating your ability to communicate effectively at all levels of the organisation.
✨Demonstrate Leadership Experience
Since the position involves coaching and developing a team, be ready to share your leadership experiences. Discuss how you've motivated teams, managed performance, and fostered a high-performing culture in your previous roles.
✨Stay Informed on Industry Trends
Familiarise yourself with current regulatory trends and macroeconomic factors affecting vehicle finance. Showing that you are knowledgeable about the industry will demonstrate your commitment and readiness for the role.
