Software Engineer - Core Banking
Software Engineer - Core Banking

Software Engineer - Core Banking

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Join us as a Software Engineer to build and innovate in core banking technology.
  • Company: Starling is the UK's leading digital bank, transforming how people manage their money.
  • Benefits: Enjoy hybrid working, 25 days holiday, private medical insurance, and wellness perks.
  • Why this job: Be part of a dynamic team that values innovation, collaboration, and making a real impact.
  • Qualifications: Passionate about coding, with a willingness to learn; Java experience is a plus.
  • Other info: We embrace diversity and encourage applicants from all backgrounds to apply.

The predicted salary is between 36000 - 60000 £ per year.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be; innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture; you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: from building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you’re located within a commutable distance of one of our offices so that we’re able to interact and collaborate in person. In Technology, we’re asking that you attend the office a minimum of 1 day per week.

Our Engineering Environment

Starling engineers are excited about helping us deliver new features, regardless of what their primary tech stack may be. We are looking for engineers at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis. We prioritize aptitude and attitude, seeking passionate software engineers who are self-driven in ambiguous situations and committed to crafting elegant solutions for complex technical challenges. For the most part we code in Java, but you need not be an expert when you join us! Our entire banking platform is developed in-house, predominantly in Java, with a minimalistic approach to third-party software. We believe in simple solutions adhering to Clean Code principles that promote maintainable and extensible software, automated testing and Continuous Integration & Delivery. Experience on distributed systems with a focus on resiliency and maintainability is highly valued.

Our Core Tech Stack

  • Java, primary language for our backend codebase
  • AWS & GCP - we’re cloud-native
  • Kubernetes (EKS)
  • Microservice based architecture
  • RESTful APIs
  • PostgreSQL, JDBI, Flyway
  • TeamCity for CI / CD
  • Terraform and Grafana

The Team:

The Core Banking group is seeking passionate engineers ready to tackle complex challenges and contribute to foundational systems, powering modern banking, that process millions of transactions daily, ensuring financial integrity and regulatory compliance. It’s a great opportunity to dive deep into the mechanics of banking, solving problems that directly affect customers and the bank's operational integrity. Formed from 4 - 5 autonomous and highly driven teams, the group focuses on several key areas:

  • Transaction Processing
  • Interest Processing
  • Treasury Accounting & Bank Ledgers

Our process:

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Initial phone call ~ 45 minutes
  • Take home technical test ~ 3 hours OR Live Coding ~75-90 Minutes
  • Technical interview ~ 1.5 hours
  • Final Interview ~ 40 minutes

Benefits:

  • 25 days holiday (plus take your public holiday allowance whenever works best for you)
  • An extra day’s holiday for your birthday
  • Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
  • 16 hours paid volunteering time a year
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary & group income protection
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care
  • Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

About us

You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we’re always open to discussion. So, if you’re excited about working with us, but aren’t sure if you’re 100% there yet, get in touch anyway. We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems. Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace.

Software Engineer - Core Banking employer: Starling Bank

At Starling, we pride ourselves on being a leading digital bank that combines the innovation of a tech company with the stability of a fully licensed bank. Our vibrant work culture fosters collaboration and creativity, empowering our employees to take ownership of their projects while enjoying a range of benefits including generous holiday allowances, private medical insurance, and opportunities for professional growth. Located in major UK cities, we offer a hybrid working model that encourages teamwork and personal development, making Starling an exceptional place for passionate software engineers to thrive.
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Contact Detail:

Starling Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Software Engineer - Core Banking

✨Tip Number 1

Familiarise yourself with Starling's core values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness. During your interactions, whether in interviews or networking, demonstrate how you embody these values in your work and approach.

✨Tip Number 2

Engage with the Starling community by following their blogs and case studies, especially those related to Women in Tech. This will not only give you insights into their culture but also provide you with talking points during interviews.

✨Tip Number 3

Prepare for the technical interview by brushing up on Java and familiarising yourself with the technologies mentioned in the job description, such as AWS, Kubernetes, and RESTful APIs. Being able to discuss these topics confidently will set you apart.

✨Tip Number 4

Showcase your problem-solving skills by preparing examples of complex challenges you've tackled in previous roles. Starling values self-driven individuals who can take ownership, so be ready to discuss how you've made a positive impact in your past experiences.

We think you need these skills to ace Software Engineer - Core Banking

Proficiency in Java
Experience with AWS and GCP
Understanding of Kubernetes (EKS)
Familiarity with microservice architecture
Knowledge of RESTful APIs
Experience with PostgreSQL, JDBI, and Flyway
CI/CD practices using TeamCity
Terraform for infrastructure as code
Grafana for monitoring and visualisation
Strong problem-solving skills
Ability to work in a fast-paced environment
Commitment to Clean Code principles
Experience with distributed systems
Excellent communication and collaboration skills
Self-driven and able to take ownership of projects

Some tips for your application 🫡

Understand the Company Culture: Familiarise yourself with Starling's mission and values. Highlight how your personal values align with theirs, especially around innovation, collaboration, and customer care.

Tailor Your CV: Make sure your CV reflects your experience with Java and any relevant technologies mentioned in the job description. Emphasise your problem-solving skills and ability to work in a fast-paced environment.

Craft a Compelling Cover Letter: Use your cover letter to tell a story about your passion for fintech and how you can contribute to Starling's mission. Mention specific projects or experiences that demonstrate your skills and alignment with their goals.

Prepare for Technical Assessments: Brush up on your coding skills, particularly in Java, and be ready to tackle both take-home tests and live coding sessions. Familiarise yourself with concepts related to distributed systems and clean code principles.

How to prepare for a job interview at Starling Bank

✨Understand the Company Culture

Before your interview, take some time to research Starling's culture and values. Familiarise yourself with their mission to fix banking and how they prioritise innovation and collaboration. This will help you align your answers with what they value most.

✨Showcase Your Problem-Solving Skills

As a Software Engineer, you'll be tackling complex challenges. Be prepared to discuss specific examples from your past experiences where you've successfully solved technical problems or contributed to projects. Highlight your ability to think critically and creatively.

✨Prepare for Technical Assessments

Whether it's a take-home test or live coding session, brush up on your Java skills and be ready to demonstrate your understanding of clean code principles and distributed systems. Practice coding problems that focus on algorithms and data structures to ensure you're well-prepared.

✨Ask Thoughtful Questions

Interviews are a two-way street, so come prepared with questions that show your interest in the role and the company. Ask about the team dynamics, ongoing projects, or how they approach innovation. This not only demonstrates your curiosity but also helps you gauge if Starling is the right fit for you.

Software Engineer - Core Banking
Starling Bank
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