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For Companies At a Glance
- Tasks: Analyze credit risk and shape lending policies while collaborating with various teams.
- Company: Join a global leader in financial technology, transforming how businesses manage payments.
- Benefits: Enjoy extensive benefits including medical insurance, income protection, and professional development opportunities.
- Why this job: Make a real impact in finance and be part of a forward-thinking team shaping responsible lending.
- Qualifications: Experience in banking, strong CRA reporting knowledge, and data analysis skills are essential.
- Other info: This is a hybrid role with a fixed-term contract and a supportive, inclusive work environment.
The predicted salary is between 34800 - 40800 £ per year.
Join Our Team as a Retail Credit Risk Analyst!
Location: Leeds/Hybrid
Contract Type: Fixed Term Contract (12 Months)
Annual Salary: £58,000 plus extensive benefits
Working Pattern: Full Time (Monday to Friday, 9am to 5pm, with hybrid working)
Are you ready to make an impact in the financial technology sector? We’re on the lookout for a dynamic Retail Credit Risk Analyst to join our client’s Credit Reference Agency Reporting Standards team. This role is perfect for someone passionate about shaping the future of finance and ensuring responsible lending practises across the industry.
About the Opportunity:
As a Retail Credit Risk Analyst, you will play a crucial role in defining policy and control standards while supporting multiple teams within the organisation. You’ll help ensure accurate reporting of data to Credit Reference Agencies (CRAs) and contribute to industry-wide discussions that influence how credit risk is managed.
Key Responsibilities:
- Review and interpret material from various sources to shape proposals and make informed recommendations.
- Identify and develop useful data sources to support oversight activities.
- Prepare committee packs, accurately take minutes, and follow up on action items.
- Facilitate regular meetings and ad hoc discussions with colleagues across the organisation.
What You Need:
- Previous experience in a banking environment.
- Strong understanding of CRA Reporting related to Retail and Consumer Credit Risk and Collections processes.
- Proficiency in building impactful PowerPoint presentations that engage diverse audiences.
- Ability to present findings clearly and concisely to stakeholders for effective decision-making.
- Strong stakeholder management skills.
- Experience in Data Analysis and Power BI is advantageous.
Why Join Us?
Exciting Work Environment: Be part of a global leader in financial technology, empowering businesses of all sizes to manage payments efficiently and securely.
Comprehensive Benefits: Enjoy medical insurance, income protection, critical illness and life insurance, and access to a discounted benefits website.
Professional Development: Take advantage of a library of online training materials and future career and certification opportunities to further your growth.
Application Process:
Are you ready to take your career to the next level? Please apply with your up-to-date CV, showcasing your relevant experience. If you don’t hear from us within 48 hours, please note that your application may not have been successful this time. However, we may keep your details on file for future opportunities.
Join us in shaping the future of finance for good! Apply today and become a vital part of a forward-thinking team.
(This opportunity is offered on a PAYE basis, and we do not accommodate LTD/Umbrella company setups.)
Pontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone’s chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.
Retail Credit Analyst employer: Pontoon Solutions
Contact Detail:
Pontoon Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Retail Credit Analyst
✨Tip Number 1
Familiarize yourself with the latest trends in retail credit risk management. Understanding current practices and regulations will help you engage in meaningful discussions during interviews and demonstrate your passion for the industry.
✨Tip Number 2
Network with professionals in the financial technology sector, especially those involved in credit risk analysis. Attend industry events or join relevant online forums to build connections that could lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss your experience with data analysis tools like Power BI. Be ready to share specific examples of how you've used data to influence decision-making or improve processes in previous roles.
✨Tip Number 4
Practice your presentation skills, particularly in creating impactful PowerPoint presentations. Being able to clearly convey complex information to diverse audiences is crucial for this role, so consider rehearsing with friends or colleagues.
We think you need these skills to ace Retail Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in banking and credit risk analysis. Emphasize your understanding of CRA reporting and any specific achievements that demonstrate your skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the financial technology sector. Discuss how your background aligns with the responsibilities of the Retail Credit Risk Analyst role and your commitment to responsible lending practices.
Highlight Data Analysis Skills: Since data analysis is crucial for this role, be sure to mention any experience you have with Power BI or similar tools. Provide examples of how you've used data to inform decision-making in previous roles.
Prepare for Interviews: If selected for an interview, prepare to discuss your previous experiences in detail. Be ready to explain how you would approach the key responsibilities outlined in the job description, particularly around policy and control standards.
How to prepare for a job interview at Pontoon Solutions
✨Understand the Role
Make sure you have a clear understanding of the Retail Credit Risk Analyst position. Familiarize yourself with the key responsibilities, especially around CRA Reporting and data analysis, as this will help you answer questions more effectively.
✨Prepare Your Examples
Think of specific examples from your previous experience in banking that demonstrate your skills in stakeholder management, data analysis, and creating impactful presentations. Be ready to discuss these during the interview.
✨Showcase Your Communication Skills
Since the role involves presenting findings and facilitating meetings, practice articulating your thoughts clearly and concisely. You might be asked to explain complex concepts, so being able to communicate effectively is crucial.
✨Research the Company
Learn about the company’s values, culture, and recent developments in the financial technology sector. This knowledge will not only help you tailor your answers but also show your genuine interest in the organization.
