Graduate Analyst

Who are we? Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 18,000 employees spanning over 100 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

The CAP (Capital, Advisory and Placement) division is the global capital, advisory and placement business of Howden. We advise banks, large corporates and investment funds on how insurance can facilitate transactions (whether an investment, loan or sale). This helps our clients grow, optimise capital and achieve their strategic objectives. The Tax and Contingent Risk Team focus on providing innovative insurance solutions for complex financial, legal and tax-related risks. Our brokers work with the tax risk insurance market to design solutions for their clients.

The Tax and Contingent Risk Team are looking for 3 graduates to start in the following teams in September 2025:

• Graduate Analyst (Structured Solutions)
• Graduate Analyst (Tax)
• Graduate Analyst (Strategic Opportunities)

Graduate Analyst Role Description

Your day-to-day will be quite varied and will provide exposure to advisory and broking: alongside your team, you will work with specific clients to place risks with insurers, assist with the negotiation of effective insurance terms to ensure client needs are best met in relation to pricing and cover, as well as participate in team meetings and client calls. You will also manage queries from underwriters and external requests as and when they arise. You'll get a lot of exposure to the various elements that make up our team as well as the wider CAP division, and we provide full training for our new starters. Within your role, you will have the opportunity to work towards your Chartered Insurance Institute (CII) qualification.

Day-to-day responsibilities:

• Supporting account handlers and executives with reviewing submission documents, ensuring that information presented to underwriters is comprehensive and accurate.
• Collating and communicating client requirements to ensure appropriate marketing of the risk.
• Assisting the negotiations with underwriters to place insurance that balances quality, cover and price.
• Creating exciting presentations and client information packs.
• Keeping up to date with new industry developments so that you are best placed to support clients’ needs.
• Taking responsibility for data entry, credit control and chasing policy subjectivities where required.
• Contributing to market research and analysing policies and contracts.

What are we looking for?

This is a starter role with full training and continuous development which means you do not need insurance knowledge or experience! Recent graduates (2024 or 2025) with a 2:1 or above in Law, Politics, Economics or Finance-related degrees, however we are open to other degree backgrounds. Evidence of customer-facing experience, e.g. retail or hospitality. Good negotiation skills and comfortable working with and building relationships with others. Good time management skills and ability to manage multiple projects in a fast-paced environment. Good attention to detail and research skills. Analytical thinkers who have strong decision-making skills.

Why apply?

• Opportunity to complete your fully funded CII qualification.
• Access to discounted personal health policies as well as a range of insurance products including home, motor, travel, specialist vehicles, critical illness, private medical, income protection etc.
• 25 days annual leave plus bank holidays and an extra day off for Christmas.
• Competitive salary.
• Generous pension scheme.
• Excellent training and development schemes and accelerated career progression.
• Cycle to work loan scheme available to all employees.
• Discount on gym membership across the UK – national and local gyms included.
• Volunteering opportunities, all employees have 2 days allocated to take part in volunteering schemes.

Application Process

• Application submission
• Online assessment
• Pre-recorded video interview
• Assessment experience day: 8th and 11th August
• Start date: 8th September 2025

Our team will provide preparation materials at each stage of the process.

Diversity and Inclusion. At Howden we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new. We support each other in the small everyday moments and the bigger challenges. We are determined to make a positive difference at work and beyond.

Reasonable adjustments. We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.